Gavop shows you how to buy homeowners insurance in Fort Oglethorpe, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Fort Oglethorpe, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Loach Dr, Dewey Ln, Farming Rock Rd, Mill Ln, Chris Brown Ln, Morgan Cir, Daily Hill Rd, Carriage Dr, Bunker Dr, Lafayette Rd | $241,000 | $190,000 | $250,000-$300,000 | $192,000 | $180,000 | $200,000-$250,000 |
| W Cloud Springs Rd, Amherst St, Dailey Hill Ter, Mason Dr, Trouble Ln, Stage Coach Rd, Mitchell Cir, Van Cleve, N Lake Ter, Chess Ln | $119,000 | $100,000 | $125,000-$150,000 | $91,000 | $80,000 | $100,000-$125,000 |
| Herron Rd, Lake Ave, Old Mill Ln, Blanche St, Thomas Rd, Stone Edge Ct, Debbie Lynn Ln, Lee Rd, Oglethorpe Ridge, Polk Ln | $128,500 | $110,000 | $125,000-$150,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Otanley, Holli Ln, Cynthia Dr, Bradford Ct, Redstone Dr, Lafayette Rd, Robin Ann, Scruggs Rd, Elizabeth Ter, Farrahs Village Rd | $135,000 | $120,000 | $125,000-$150,000 | $107,500 | $100,000 | $100,000-$125,000 |
| Bible Rd, Jackson Way, Walker Rd, Davis Ridge Rd, Gentry Rd, Post Oak Rd, White Eagle Trl, Timber Ridge Ct, Howard Cir, Gracie Ave | $147,500 | $130,000 | $175,000-$200,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $626 |
| Superior Protection Discount | -$65 | $662 |
| Fire & Security Discount | -$65 | $662 |
| Hail Resistant Roof Discount | -$22 | $706 |
| Newly Constructed Home Discount | -$189 | $538 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Catoosa County | $1,500 | $888 | $2,388 | $645 | $2,145 | $243 |
| Fort Oglethorpe, GA | $1,000 | $719 | $1,719 | $522 | $1,522 | $196 |
| New Hope, TN | $400 | $920 | $1,320 | $668 | $1,068 | $251 |
| Wildwood Lake, TN | $1,000 | $960 | $1,960 | $698 | $1,698 | $262 |
| Calhoun, GA | $400 | $824 | $1,224 | $599 | $999 | $225 |
| Tracy City, TN | $1,000 | $850 | $1,850 | $617 | $1,617 | $232 |
| Lyerly, GA | $300 | $496 | $796 | $360 | $660 | $136 |
| Pelham, TN | $700 | $1,079 | $1,779 | $784 | $1,484 | $295 |
| Powell, AL | $500 | $867 | $1,367 | $630 | $1,130 | $237 |
| Decatur, TN | $2,500 | $912 | $3,412 | $663 | $3,163 | $249 |
| Gaylesville, AL | $100 | $1,121 | $1,221 | $815 | $915 | $306 |
| Ducktown, TN | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Home Insurance Company Fort Oglethorpe, GA | Homeowners Insurance Agency Fort Oglethorpe, GA | Address | Popularity Score | Distance from Fort Oglethorpe (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Brock Insurance Agency Inc | 823 Chickamauga Ave, Rossville, GA, 30741 | 3.5 | |
| State Farm | Kelly Thornbury | 4131 Chattanooga Valley Rd, Flintstone, GA, 30725-2467 | 5.9 | |
| State Farm | Teresa Lumsden | 2939 M Berry Hwy Nw, Rome, GA, 30165-9708 | 43.3 | |
| Liberty Mutual Independent | Brock Insurance Agency Inc | 823 Chickamauga Ave, Rossville, GA, 30741 | 3.5 | |
| Allstate | Heather Napier | 240 Cove Rd Ste C, Chickamauga, GA, 30707 | 5.0 | |
| State Farm | Julie Svardh | 1515 Dean Ave Se, Rome, GA, 30161-7103 | 48.4 | |
| Travelers | Flegal Insurance Inc | 214 Andrews St, Rossville, GA, 30741 | 4.1 | |
| State Farm | Jackie Bridges | 840 Old Mill Rd, Ringgold, GA, 30736-8020 | 3.6 | |
| Travelers | Birchett Insurance Agency | 1315 Cleveland Highway, Dalton, GA, 30721 | 18.6 | |
| Allstate | Matthew Locklear | 3619 Cleveland Hwy Ste B, Dalton, GA, 30721 | 17.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,390 | $660 |
| Catoosa County, GA | $138,800 | $899 | $640 | $1,280 | $640 |
| Fort Oglethorpe, GA | $123,100 | $727 | $500 | $1,040 | $540 |
| New Hope, TN | $115,900 | $931 | $670 | $1,330 | $660 |
| Wildwood Lake, TN | $127,800 | $972 | $710 | $1,390 | $680 |
| Calhoun, GA | $121,700 | $834 | $590 | $1,180 | $590 |
| Tracy City, TN | $97,400 | $860 | $590 | $1,210 | $620 |
| Lyerly, GA | $62,900 | $502 | $340 | $710 | $370 |
| Pelham, TN | $170,300 | $1,092 | $780 | $1,510 | $730 |
| Powell, AL | $82,900 | $878 | $620 | $1,220 | $600 |
| Decatur, TN | $113,800 | $923 | $640 | $1,280 | $640 |
| Gaylesville, AL | $125,800 | $1,135 | $830 | $1,620 | $790 |
| Ducktown, TN | $89,200 | $825 | $600 | $1,140 | $540 |