How Can I Make My Tallahassee, FL Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Tallahassee, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Tallahassee, FL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $78,500 $70,000 $75,000-$100,000
2 Bedroom $132,000 $120,000 $125,000-$150,000
3 Bedroom $228,500 $210,000 $175,000-$200,000
4 Bedroom $269,000 $240,000 $250,000-$300,000
5 Bedroom $415,500 $350,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Tallahassee, FL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$237 $1,245
Superior Protection Discount -$148 $1,334
Fire & Security Discount -$163 $1,319
Hail Resistant Roof Discount -$30 $1,453
Newly Constructed Home Discount -$430 $1,052

Choose your Tallahassee, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,914
Physical Damage $2,392
Hail Damage $4,948
Wind Damage $6,051
Expensive Claims
Fire $46,910
Smoke $16,386

Identify Top Home Insurance Agents near Tallahassee, FL | Back to Top

Home Insurance Company Tallahassee, FL Homeowners Insurance Agency Tallahassee, FL Address Popularity Score Distance from Tallahassee (miles)
Allstate Tom Paterson 1989 Capital Cir Ne Ste 6, Tallahassee, FL, 32308
1.9
State Farm Gayla Parks 2905 Apalachee Parkway, Tallahassee, FL, 32301-3609
2.4
Travelers Williams Insurance Agency Of Tallahassee Inc 2901 East Park Ave Ste 2200, Tallahassee, FL, 32301
1.7
Travelers Brad Burns Insurance 2069 N Monroe St, Tallahassee, FL, 32303
2.2
Travelers Willis Of Florida Inc 3606 Maclay Blvd S, Tallahassee, FL, 32312
3.9
State Farm Bill Beaty 2724 Capital Cir Ne Ste 2, Tallahassee, FL, 32308-1119
2.4
GEICO Jim Smith 313 North Monroe Street Suite 102, Tallahassee, FL, 32301
1.8
Allstate Arnold Waters 1907 N Monroe St, Tallahassee, FL, 32303
2.0
Liberty Mutual Independent Rogers Gunter Vaughn Ins Inc 2069 N Monroe St, Tallahassee, FL, 32303
2.2
Liberty Mutual Independent Bb&T Insurance Services Inc 3375 Capital Cir Ne Bldg B, Tallahassee, FL, 32308
3.1

Compare Rates for Tallahassee, FL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $178,700 $1,605 $1,250 $2,150 $900
Leon County, FL $187,400 $1,497 $1,170 $2,010 $840
Tallahassee, FL $185,100 $1,482 $1,160 $1,990 $830
Tallahassee Northwest, FL $123,600 $1,236 $960 $1,660 $700
Havana, FL $126,600 $894 $700 $1,200 $500
Greensboro, FL $84,800 $973 $760 $1,300 $540
Faceville, GA $102,800 $762 $530 $1,060 $530
Decatur County, GA $109,800 $672 $450 $960 $510
Ochlocknee, GA $121,800 $860 $630 $1,210 $580
Liberty County, FL $62,400 $689 $540 $920 $380
Northwest Grady, GA $80,000 $623 $420 $890 $470
Brinson, GA $114,400 $824 $590 $1,150 $560
Barwick-Pavo, GA $86,400 $665 $460 $940 $480

Research Home Insurance Companies Reviews in Tallahassee, FL Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: June 01, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Premium
I haven't had any home problems so I don't know how my deductible compares to other companies.

Date: September 20, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
I like the website and the mobile center. I had a terrible agent for a claim but was always able to get accurate and helpful information quickly through that venue.

Date: September 12, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
we are covered for most casualties. We do not have flood coverage though. We are covered for dwelling, medical, and loss of use.


Date: September 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My premium is cheap compared to others I know, plus we get a discount because we have multiple products with them.

Date: May 08, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
I get information in the paper when required, via email, and on the website. If there is anything I need I feel confident I will get the right info.

Date: March 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service I get online is amazing, I had a terrible experience with a person assigned to my claim one time though, which brings it down to a 3.

Assurant Specialty Property Home Insurance Reviews

Date: November 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
The mobile website is pretty good and in addition, the login process is smooth and the password system is good as well.

Date: October 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
My insurance covers the loss of my home, my personal belonging, other structures on my property, the home itself, personal liability, and medical payments to others.


Date: September 20, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
The website for my insurance is pretty good. Its easy to navigate. You are able to file a claim right from the website. You can talk to representatives if you have any questions. Its pretty good.

Date: September 18, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
The customer service is pretty good as well. You can chat with them online or of course call in. They are always very helpful and pretty speedy with any issues.

Date: September 12, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
To be honest, this is the first insurance company that I have had. I am new to owning a home. So I could not tell you how it compares. I was recommended this company through my family. So I didn't look at any other company.

Date: August 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
They are always helpful and nice. Any questions that I have they always answer. Which I have a lot since this is the first time I've owned a home.

State Farm Home Insurance Reviews

Date: April 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
They cover my home and auto which I love because it is easier to have everything through the same company. I've noticed that their prices are a little higher than some companies.


Date: February 25, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
State Farm was in line with other companies I compared, but they were a one stop shop because they covered everything, and they allowed me to choose the deductible I was most comfortable with.

Date: December 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I feel that state farm has comprehensive coverage and good customer service. They are easy to change policy items with.


Esurance Home Insurance Reviews

Date: February 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium that I pay is a little bit less due to the fact that I am bundled with auto insurance under the same company, but the deductible is comparable to other insurance companies.

Tower Hill Insurance Home Insurance Reviews

Date: March 10, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I have had Tower Hill for many years (10 or more). I have never had any issue other than positive up to this point with CS of Tower Hill.

Allstate Home Insurance Reviews

Date: September 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
I think the customer service from allstate has been incredible. We had a hurricane in this area a few years ago and things went smoothly after a tree fell on my house.

Florida Farm Bureau Insurance Home Insurance Reviews

Date: January 01, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The deductible is on par with all the other companies. It seems that most companies in Florida have similar terms. I do periodically get other quotes, and Florida Peninsula always comes in with one of the lowest premiums for the coverage I want.

Nationwide Home Insurance Reviews

Date: November 27, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
Nationwide's customer service is what Customer Service should be! No problems handling any questions I have or any claims I need filed. I never wait for more than a few minutes before someone is more than happy to great me on the phone. Happy people on the other end. And our agent is great!

People's Trust Insurance Home Insurance Reviews

Date: March 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I was able to get a quote and have them issue me a policy without ever having to call them. Their website isn't particularly robust, but it provides contact info and they are extremely responsive through email. I hate making phone calls, so this is huge for me.

Amica Mutual Insurance Home Insurance Reviews

Date: August 10, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Improve insurance customer experience by delivering the right communications timely. Reduce operating costs, ensure compliance and establish genuine customer connections. Easy to use.

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