Gavop tells you how to get the best homeowners insurance in Fairmont, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $125,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $157,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $219,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $165,000 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $551 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$53 | $611 |
| Hail Resistant Roof Discount | -$20 | $644 |
| Newly Constructed Home Discount | -$159 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $1,500 | $687 | $2,187 | $499 | $1,999 | $188 |
| Fairmont, WV | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Gypsy, WV | $300 | $382 | $682 | $278 | $578 | $104 |
| Fourth, WV | $300 | $614 | $914 | $446 | $746 | $168 |
| Maple, WV | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
| Marianna, PA | $200 | $430 | $630 | $312 | $512 | $117 |
| North Union, PA | $1,000 | $711 | $1,711 | $517 | $1,517 | $194 |
| Hendricks, WV | $200 | $648 | $848 | $471 | $671 | $177 |
| Roaring Creek, WV | $2,000 | $626 | $2,626 | $455 | $2,455 | $171 |
| Monessen, PA | $100 | $723 | $823 | $526 | $626 | $198 |
| Home Insurance Company Fairmont, WV | Homeowners Insurance Agency Fairmont, WV | Address | Popularity Score | Distance from Fairmont (miles) |
|---|---|---|---|---|
| State Farm | Stan Cameon | 420 Marion Sq, Fairmont, WV, 26554-1369 | 1.4 | |
| Erie | Insurance Centers Inc. | 102 Venture Suite # 5, Morgantown, WV, 26508 | 17.8 | |
| State Farm | John Duty | 2000 White Willow Way, Morgantown, WV, 26505-6105 | 16.1 | |
| Liberty Mutual Independent | Cheslock Insurance Agency | 2809 White Hall Blvd, Fairmont, WV, 26554 | 4.2 | |
| Erie | United Security Agency | 1207 Fairmont Avenue, Fairmont, WV, 26554 | 0.6 | |
| State Farm | Greg Kelly | 1315 Fairmont Ave, Fairmont, WV, 26554-3525 | 0.8 | |
| State Farm | Rick Bailey | 2868 White Hall Blvd, Fairmont, WV, 26554-8227 | 4.2 | |
| Allstate | Randy A. Parks | 503 Morgantown Ave Ste 225, Fairmont, WV, 26554 | 1.0 | |
| Allstate | Larry Morgan | 1543 Fairmont Ave, Fairmont, WV, 26554 | 1.3 | |
| Nationwide | Charles W Ludewig | 219 North St, New Martinsville, WV, 26155-1737 | 39.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $520 | $1,020 | $500 |
| Marion County, WV | $110,100 | $695 | $490 | $960 | $470 |
| Fairmont, WV | $109,300 | $664 | $480 | $950 | $470 |
| Gypsy, WV | $30,200 | $387 | $280 | $530 | $250 |
| Fourth, WV | $95,600 | $621 | $440 | $890 | $450 |
| Maple, WV | $115,400 | $733 | $510 | $1,000 | $490 |
| Marianna, PA | $45,600 | $435 | $300 | $620 | $320 |
| North Union, PA | $90,500 | $720 | $530 | $990 | $460 |
| Hendricks, WV | $92,100 | $656 | $480 | $900 | $420 |
| Roaring Creek, WV | $86,100 | $634 | $420 | $890 | $470 |
| Monessen, PA | $74,500 | $732 | $520 | $1,010 | $490 |