Gavop's guide to buying homeowners insurance in Guadalupe, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $75,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $133,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $220,000 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $291,500 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $576 |
| Superior Protection Discount | -$64 | $647 |
| Fire & Security Discount | -$64 | $647 |
| Hail Resistant Roof Discount | -$14 | $697 |
| Newly Constructed Home Discount | -$185 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Maricopa County | $700 | $748 | $1,448 | $543 | $1,243 | $204 |
| Guadalupe, AZ | $700 | $703 | $1,403 | $511 | $1,211 | $192 |
| Gilbert, AZ | $500 | $817 | $1,317 | $593 | $1,093 | $223 |
| Maricopa Colony, AZ | $1,500 | $568 | $2,068 | $413 | $1,913 | $155 |
| Fountain Hills, AZ | $500 | $889 | $1,389 | $646 | $1,146 | $243 |
| Avondale, AZ | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Blackwater, AZ | $300 | $611 | $911 | $444 | $744 | $167 |
| Sun City West, AZ | $700 | $677 | $1,377 | $492 | $1,192 | $185 |
| Chuichu, AZ | $1,500 | $383 | $1,883 | $279 | $1,779 | $105 |
| Pinal County, AZ | $200 | $661 | $861 | $481 | $681 | $181 |
| Arlington, AZ | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Home Insurance Company Guadalupe, AZ | Homeowners Insurance Agency Guadalupe, AZ | Address | Popularity Score | Distance from Guadalupe (miles) |
|---|---|---|---|---|
| Allstate | Misty Everette | 8399 E Indian School Rd Ste 103, Scottsdale, AZ, 85251 | 9.6 | |
| State Farm | Sharon Layman | 4411 S Rural Rd Ste 104, Tempe, AZ, 85282-7066 | 2.5 | |
| Farmers | Paul Flores | 1345 E Main St Ste 109, Mesa, AZ, 85203 | 9.9 | |
| Travelers | Legacy Insurance Agency Arizona | 725 W Elliott Rd Suite 111, Gilbert, AZ, 85233 | 9.2 | |
| State Farm | Pat Estfan | 6615 W Happy Vly Rd Ste B102, Glendale, AZ, 85310-2608 | 27.5 | |
| State Farm | Michael Bott | 1727 N Arizona Ave Ste 4, Chandler, AZ, 85225-7084 | 7.4 | |
| State Farm | Kristen Kruger | 115 E Baseline Rd Ste B1, Tempe, AZ, 85283-1286 | 1.6 | |
| Farmers | Ginniann Mabe | 2370 W Ray Rd Ste 1, Chandler, AZ, 85224 | 5.7 | |
| Travelers | Bisnett Insurance | 7272 E Indian School Rd Suite 107, Scottsdale, AZ, 85251 | 9.1 | |
| State Farm | Jacob Rosell | 2218 N 24th St, Phoenix, AZ, 85008-2716 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $500 | $1,060 | $560 |
| Maricopa County, AZ | $225,000 | $757 | $540 | $1,040 | $500 |
| Guadalupe, AZ | $101,400 | $711 | $510 | $1,020 | $510 |
| Gilbert, AZ | $286,400 | $826 | $600 | $1,150 | $550 |
| Maricopa Colony, AZ | $104,800 | $575 | $410 | $790 | $380 |
| Fountain Hills, AZ | $387,800 | $900 | $640 | $1,240 | $600 |
| Avondale, AZ | $174,800 | $696 | $510 | $960 | $450 |
| Blackwater, AZ | $121,700 | $618 | $440 | $860 | $420 |
| Sun City West, AZ | $188,400 | $685 | $470 | $950 | $480 |
| Chuichu, AZ | $51,900 | $388 | $270 | $550 | $280 |
| Pinal County, AZ | $157,200 | $669 | $490 | $930 | $440 |
| Arlington, AZ | $152,500 | $682 | $460 | $960 | $500 |