Gavop shows you how to buy homeowners insurance in Franklin County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Franklin County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1616, Appaloosa Way, Griffis Ct, Hayes Bros Way, Perry St, Watson Way, Ferrells Bridge Rd, Mohican Dr, Ruffin St, Ballinger Dr | $153,000 | $140,000 | $125,000-$150,000 | $78,500 | $70,000 | $50,000-$75,000 |
| Shanes Way, N White St, Wilder St, Best View Dr, Hillcrest Rd, State Rd 1109, George Pace Rd, Post Oak Dr, Wichita Way, Sam Adams Rd | $97,000 | $90,000 | $100,000-$125,000 | $120,000 | $110,000 | $75,000-$100,000 |
| State Rd 1642, Westward Dr, Country Living Dr, Whitaker St, Berry Ln, Sunshine Acres Dr, Youngsville Blvd S, M B S Ln, E Noble St, State Rd 1756 | $170,500 | $150,000 | $150,000-$175,000 | $92,000 | $80,000 | $50,000-$75,000 |
| Wheless Rd, Mike Ct, Henry Edwards Rd, Bullock Dr, Fieldside Dr, Quail Dr, Yellow Pine Dr, Eaglefeather Path, Johns Way, Wes Sandling Rd | $188,500 | $160,000 | $150,000-$175,000 | $105,000 | $100,000 | $75,000-$100,000 |
| State Rd 1258, State Rd 1624, Siltstone Dr, Gay Settlement Rd, State Rd 1459, Gun Powder Rd, Smooth Rider Rd, Edgerton St, Poteau Dr, Oak Dr | $120,000 | $100,000 | $100,000-$125,000 | $121,000 | $110,000 | $125,000-$150,000 |
| Gardner Farm Way, Appleberry Ct, Granite Dr, Ridgeway Ln, Ayscue Way, Fishing Rock Rd, Horseman Dr, Pine Ridge Rd, Walnut Tree Ct, Hickory Woods Dr | $202,000 | $190,000 | $175,000-$200,000 | $146,000 | $120,000 | $150,000-$175,000 |
| 1st St, Shiloh Ln, Lauren Ct, Earl Ct, Oak Forest Ln, E and F Rd, State Rd 1467, Tarboro Rd, Whitney Dr, S Cross St | $178,000 | $160,000 | $150,000-$175,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Red Dog Dr, Pony Dr, Emily Ln, Gray Squirrel Way, State Rd 1742, Ronald Tharrington Rd, Solar Way, Cherrylaurel Dr, Remington Ct, J B Leonard Rd | $115,000 | $100,000 | $125,000-$150,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Firetower Rd, Burt Ln, Eaves Rd, Ute Dr, Medlin C Ln, NW Railroad St, Memory Ln, George Leonard Rd, James Ave, Mulberry Rd | $115,000 | $90,000 | $125,000-$150,000 | $86,500 | $70,000 | $100,000-$125,000 |
| State Rd 1130, Woodbine Dr, Jones Ln, Walden Ln, Camping Creek Rd, Peg Williams Rd, Franks Farm Rd, State Rd 1484, Harts St, Evelyn Cir | $134,000 | $110,000 | $125,000-$150,000 | $101,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $646 |
| Superior Protection Discount | -$79 | $709 |
| Fire & Security Discount | -$55 | $733 |
| Hail Resistant Roof Discount | -$16 | $772 |
| Newly Constructed Home Discount | -$189 | $599 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $2,500 | $778 | $3,278 | $566 | $3,066 | $213 |
| Franklin County, NC | $700 | $778 | $1,478 | $566 | $1,266 | $213 |
| Louisburg, NC | $500 | $656 | $1,156 | $476 | $976 | $179 |
| Stovall, NC | $2,500 | $604 | $3,104 | $439 | $2,939 | $165 |
| Micro, NC | $300 | $640 | $940 | $465 | $765 | $175 |
| Allensville, NC | $700 | $644 | $1,344 | $468 | $1,168 | $176 |
| White Oak, NC | $200 | $1,279 | $1,479 | $929 | $1,129 | $349 |
| Person County, NC | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Chapel Hill, NC | $100 | $1,385 | $1,485 | $1,007 | $1,107 | $379 |
| Fountain, NC | $2,000 | $602 | $2,602 | $437 | $2,437 | $164 |
| Ingrams, NC | $200 | $674 | $874 | $489 | $689 | $184 |
| Powellton, VA | $2,000 | $526 | $2,526 | $382 | $2,382 | $144 |
| Home Insurance Company Franklin County, NC | Homeowners Insurance Agency Franklin County, NC | Address | Popularity Score | Distance from Franklin County (miles) |
|---|---|---|---|---|
| Erie | Hodges Insurance Agency Inc. | 120 N Main Street, Louisburg, NC, 27549 | 1.3 | |
| State Farm | Teri Larocca | 6406 Mccrimmon Pkwy Ste 200, Morrisville, NC, 27560-8145 | 36.8 | |
| Travelers | Carolina Insurance Alliance | 1140 Kildaire Farm Rd Ste Ste 104, Cary, NC, 27511 | 35.7 | |
| State Farm | Jackie Newkirk | 3721 Lynn Rd Ste 118, Raleigh, NC, 27613-3855 | 28.4 | |
| Allstate | Raymond Collins | 1777 Fordham Blvd Ste 101, Chapel Hill, NC, 27514 | 42.1 | |
| Travelers | John Hackney Agency Of Rocky Mount | 950 Country Club Rd, Rocky Mount, NC, 27804 | 27.0 | |
| State Farm | Wesley Wilder | 100 W Main St Ste C, Youngsville, NC, 27596-9101 | 11.7 | |
| Allstate | A. P. Baker | 13200 Falls Of Neuse Rd Ste 107, Raleigh, NC, 27614 | 18.5 | |
| State Farm | Christi Spencer | 3625 Rogers Rd Ste 103, Wake Forest, NC, 27587-7634 | 15.8 | |
| Erie | Hartsfield & Nash Agency Inc. | 10405 Ligon Mill Road Suite H, Wake Forest, NC, 27587 | 16.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,260 | $610 |
| Franklin County, NC | $140,300 | $788 | $570 | $1,090 | $520 |
| Franklin County, NC | $140,300 | $788 | $540 | $1,090 | $550 |
| Louisburg, NC | $135,200 | $664 | $460 | $920 | $460 |
| Stovall, NC | $97,700 | $611 | $410 | $870 | $460 |
| Micro, NC | $104,800 | $648 | $430 | $920 | $490 |
| Allensville, NC | $105,500 | $652 | $440 | $930 | $490 |
| White Oak, NC | $338,100 | $1,294 | $930 | $1,820 | $890 |
| Person County, NC | $118,500 | $694 | $470 | $980 | $510 |
| Chapel Hill, NC | $370,700 | $1,402 | $950 | $1,920 | $970 |
| Fountain, NC | $97,200 | $609 | $440 | $860 | $420 |
| Ingrams, NC | $122,300 | $682 | $470 | $950 | $480 |
| Powellton, VA | $95,800 | $532 | $360 | $730 | $370 |