Gavop's guide to buying homeowners insurance in Clay County, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Clay County, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Ash St, Clay County Road 201, Co Rd 453, Co Rd 187, Co Rd 278, S Railroad Ave, E 3rd St, Lack St, E Orr St, Co Rd 484 | $128,500 | $120,000 | $100,000-$125,000 | $51,000 | $40,000 | $25,000-$50,000 |
| Co Rd 311, Thomas St, Maxine St, State Hwy 139, Hospital Dr, E 4th St, Ash Dr, Mickey St, Edgewood Ln, Gardner St | $108,000 | $100,000 | $75,000-$100,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Co Rd 511, E Locust St, Co Rd 450, Co Rd 267, State Hwy 119, Co Rd 532, Kell St, N Taylor Ave, 3rd St, Elmwood Ave | $121,500 | $100,000 | $125,000-$150,000 | $54,500 | $50,000 | $50,000-$75,000 |
| Co Rd 302, Co Rd 415, Co Rd 478, Sikes Rd, Co Rd 43, Davis St, S 7th Ave, Co Rd 439, W 2nd St, Manatt Dr | $80,500 | $70,000 | $50,000-$75,000 | $104,500 | $80,000 | $100,000-$125,000 |
| 3rd, Clay County Road 105, Cypress Ave, Co Rd 4171, Wiley Dr, S Phillips St, Victoria, Co Rd 106, Co Rd 257, Co Rd 339 | $74,500 | $70,000 | $75,000-$100,000 | $70,000 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $599 |
| Superior Protection Discount | -$64 | $649 |
| Fire & Security Discount | -$57 | $656 |
| Hail Resistant Roof Discount | -$14 | $699 |
| Newly Constructed Home Discount | -$200 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $700 | $705 | $1,405 | $512 | $1,212 | $193 |
| Clay County, AR | $2,500 | $705 | $3,205 | $512 | $3,012 | $193 |
| Nimmons, AR | $500 | $588 | $1,088 | $427 | $927 | $161 |
| Biggers, AR | $1,000 | $699 | $1,699 | $508 | $1,508 | $191 |
| O'Kean, AR | $100 | $622 | $722 | $452 | $552 | $170 |
| Malden, MO | $1,500 | $793 | $2,293 | $577 | $2,077 | $217 |
| Ripley County, MO | $2,000 | $749 | $2,749 | $544 | $2,544 | $205 |
| Grandin, MO | $200 | $783 | $983 | $569 | $769 | $214 |
| Cedar Bluff, MO | $2,500 | $1,103 | $3,603 | $801 | $3,301 | $301 |
| Gilkerson, AR | $300 | $962 | $1,262 | $699 | $999 | $263 |
| Trumann, AR | $1,000 | $774 | $1,774 | $563 | $1,563 | $212 |
| Home Insurance Company Clay County, AR | Homeowners Insurance Agency Clay County, AR | Address | Popularity Score | Distance from Clay County (miles) |
|---|---|---|---|---|
| State Farm | Seth Holifield | 853 E Main St, Blytheville, AR, 72315-2521 | 42.4 | |
| Travelers | Gregory Insurance Agency | 205 S. Third Ave, Piggott, AR, 72454 | 12.6 | |
| State Farm | Brett Mcmillon | 902 W Main St, Corning, AR, 72422-2022 | 9.8 | |
| Travelers | Gregory Insurance Agency | 205 S 3rd Ave, Piggott, AR, 72454 | 12.6 | |
| State Farm | Bob Gist | 2207 Race St, Jonesboro, AR, 72401-7218 | 40.9 | |
| Travelers | Martin Agency Inc | 210 W Broadway, Pocahontas, AR, 72455 | 31.7 | |
| State Farm | Rob Taylor | 3000 Stallings Ln, Jonesboro, AR, 72401-4421 | 39.5 | |
| State Farm | Brad Parrish | 153 Highway 463 S, Trumann, AR, 72472-2604 | 48.4 | |
| Allstate | Larry Alexander | 2701 S Caraway Rd Ste A2-4, Jonesboro, AR, 72401 | 40.9 | |
| State Farm | Tommy Reese | 2500 Sunny Meadow Dr Ste B, Jonesboro, AR, 72404-7871 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $750 | $1,510 | $760 |
| Clay County, AR | $70,000 | $713 | $480 | $980 | $500 |
| Clay County, AR | $70,000 | $713 | $520 | $1,020 | $500 |
| Nimmons, AR | $24,600 | $595 | $400 | $840 | $440 |
| Biggers, AR | $43,900 | $707 | $520 | $1,010 | $490 |
| O'Kean, AR | $30,500 | $630 | $460 | $870 | $410 |
| Malden, MO | $63,600 | $803 | $570 | $1,120 | $550 |
| Ripley County, MO | $87,800 | $758 | $550 | $1,080 | $530 |
| Grandin, MO | $61,300 | $793 | $560 | $1,090 | $530 |
| Cedar Bluff, MO | $157,500 | $1,116 | $810 | $1,600 | $790 |
| Gilkerson, AR | $184,900 | $974 | $710 | $1,340 | $630 |
| Trumann, AR | $86,400 | $784 | $560 | $1,080 | $520 |