Gavop's guide to buying homeowners insurance in Nesconset, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Nesconset, NY - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Burgundy Ln, Prince Valiant Ct, Premier Ct, White Cliff Ln, Highland Pl, Lantern Ln, Barkley Ln, Helen Ct, Janet Ct, Graham Pl | $785,000 | $740,000 | $800,000-$900,000 | $399,000 | $320,000 | $300,000-$350,000 |
| Scarborough Dr, Raspberry Ln, Commander Vic Ln, Addie Ln, Bella Ct, Diane Ct S, Debra Dr, Smithtown Blvd, Zausin Ct, Yardley la | $346,000 | $330,000 | $300,000-$350,000 | $342,000 | $320,000 | $350,000-$400,000 |
| Glenfield la, Bri Ct, Gaigal Dr, Guinevere Ln, John Jones Ln, Wysocki Ct, Kensington Dr, Shenandoah Blvd, Nicola Ln, Doyle St | $764,500 | $660,000 | $800,000-$900,000 | $393,500 | $320,000 | $300,000-$350,000 |
| Hoover Ave, Tiffany Ct S, Tree Top Path, Nicola la, Shenandoah Blvd N, Annetta Ave, Hillcrest Dr W, Crusader Ln, Bond Ln, Jamor Ct | $732,000 | $670,000 | $800,000-$900,000 | $353,500 | $310,000 | $250,000-$300,000 |
| Galahad Ln, Commander Ln, Francis St, Gina Ct, Mildred Ct, Sixth St, Gemini Ln, Louis Pl, Mayfair Rd, Chivalry Ln | $329,500 | $280,000 | $350,000-$400,000 | $373,500 | $340,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$91 | $1,051 |
| Home and Two Car | -$183 | $960 |
| Home and Three Car | -$286 | $857 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,488 |
| Hail Damage | $4,476 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,553 |
| Home Insurance Company Nesconset, NY | Homeowners Insurance Agency Nesconset, NY | Address | Popularity Score | Distance from Nesconset (miles) |
|---|---|---|---|---|
| Travelers | Vrp Insurance Agency | 955 Main Street, Holbrook, NY, 11741 | 4.9 | |
| Nationwide | James V Funaro | 4230 Hempstead Tpke Ste 104, Bethpage, NY, 11714 | 19.1 | |
| Travelers | Ackerly Agency Inc | 174 W Main St, East Islip, NY, 11730 | 8.4 | |
| Nationwide | Jane Tampellini Agency Inc | 204 Broadway, Amityville, NY, 11701 | 18.1 | |
| Allstate | Lester A. Davis | 275 Hempstead Tpke Ste B, West Hempstead, NY, 11552 | 27.8 | |
| State Farm | Rita Lai | 1172 E Jericho Tpke, Huntington, NY, 11743-5435 | 11.2 | |
| Travelers | Brownstone Agency Inc | 32 Old Slip, New York, NY, 10005 | 46.0 | |
| Travelers | Bracco Agency Inc | 514 Larkfield Rd Ste 4b, East Northport, NY, 11731 | 8.9 | |
| State Farm | Erin Demeo | 310 Commack Rd Ste 1, Commack, NY, 11725-3451 | 7.5 | |
| Allstate | Donald Molloy | 267 Smithtown Blvd Ste 1, Nesconset, NY, 11767 | 1.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,610 | $820 |
| Suffolk County, NY | $379,400 | $1,509 | $1,090 | $2,130 | $1,040 |
| Nesconset, NY | $457,900 | $1,143 | $820 | $1,620 | $800 |
| Mastic, NY | $238,500 | $764 | $520 | $1,050 | $530 |
| Center Moriches, NY | $385,300 | $979 | $670 | $1,400 | $730 |
| Sea Cliff, NY | $658,000 | $847 | $570 | $1,180 | $610 |
| Manhasset Hills, NY | $835,000 | $854 | $610 | $1,200 | $590 |
| Trumbull, CT | $394,600 | $1,454 | $970 | $2,060 | $1,090 |
| Harrison, NY | $824,300 | $852 | $620 | $1,170 | $550 |
| Ossining, NY | $440,300 | $1,416 | $960 | $1,970 | $1,010 |
| Southbury, CT | $325,000 | $995 | $710 | $1,400 | $690 |
| Middlebury, CT | $355,400 | $1,058 | $760 | $1,490 | $730 |
| Cheshire, CT | $329,000 | $1,003 | $690 | $1,380 | $690 |