Gavop's guide to buying homeowners insurance in Massapequa Park, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $133,500 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $376,500 | $340,000 | $350,000-$400,000 |
| 3 Bedroom | $407,000 | $330,000 | $350,000-$400,000 |
| 4 Bedroom | $536,000 | $500,000 | $400,000-$500,000 |
| 5 Bedroom | $1,034,500 | $840,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$210 | $897 |
| Superior Protection Discount | -$100 | $1,008 |
| Fire & Security Discount | -$78 | $1,030 |
| Hail Resistant Roof Discount | -$33 | $1,074 |
| Newly Constructed Home Discount | -$222 | $886 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $2,500 | $1,499 | $3,999 | $1,089 | $3,589 | $410 |
| Massapequa Park, NY | $2,500 | $1,094 | $3,594 | $795 | $3,295 | $299 |
| Roosevelt, NY | $500 | $905 | $1,405 | $657 | $1,157 | $247 |
| Village of the Branch, NY | $700 | $2,345 | $3,045 | $1,704 | $2,404 | $641 |
| Ardsley, NY | $100 | $2,738 | $2,838 | $1,990 | $2,090 | $748 |
| Pearl River, NY | $1,500 | $1,114 | $2,614 | $809 | $2,309 | $304 |
| Brookdale, NJ | $300 | $822 | $1,122 | $597 | $897 | $225 |
| Saddle River, NJ | $700 | $867 | $1,567 | $630 | $1,330 | $237 |
| Union Beach, NJ | $300 | $953 | $1,253 | $693 | $993 | $261 |
| Linden, NJ | $2,000 | $923 | $2,923 | $671 | $2,671 | $252 |
| Sewaren, NJ | $100 | $992 | $1,092 | $721 | $821 | $271 |
| Strathmore, NJ | $1,000 | $827 | $1,827 | $601 | $1,601 | $226 |
| Home Insurance Company Massapequa Park, NY | Homeowners Insurance Agency Massapequa Park, NY | Address | Popularity Score | Distance from Massapequa Park (miles) |
|---|---|---|---|---|
| State Farm | Charmaine Robin | 569 Uniondale Ave, Uniondale, NY, 11553-2236 | 7.7 | |
| Travelers | Coughlin Insurance Services | 52 West 22nd St, New York, NY, 10010 | 28.8 | |
| Allstate | Barry S Bryan | 9310 Woodhaven Blvd, Woodhaven, NY, 11421 | 21.0 | |
| Travelers | Albert Palancia Agency Inc | 116 Ave , Mamaroneck, NY, 10543 | 23.7 | |
| State Farm | Mark Smith | 141 Conklin St, Farmingdale, NY, 11735-2505 | 3.5 | |
| Travelers | The Viking Agency Inc | 117 Oak Dr, Syosset, NY, 11791 | 9.3 | |
| Travelers | Benefit Quest Inc | 420 Lexington Ave Ste 2400, New York, NY, 10170 | 28.0 | |
| Allstate | Zohreh Khalilzadeh | 610 Broadhollow Rd, Melville, NY, 11747 | 5.6 | |
| Allstate | Eric Spring | 4907a Merrick Rd, Massapequa Park, NY, 11762 | 1.0 | |
| Travelers | Pinkham Agency Inc | 40 Commerce Pl Ste 100, Hicksville, NY, 11801 | 6.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,620 | $770 |
| Nassau County, NY | $460,700 | $1,517 | $1,090 | $2,150 | $1,060 |
| Massapequa Park, NY | $448,500 | $1,108 | $750 | $1,560 | $810 |
| Roosevelt, NY | $278,500 | $916 | $610 | $1,290 | $680 |
| Village of the Branch, NY | $516,100 | $2,373 | $1,680 | $3,370 | $1,690 |
| Ardsley, NY | $620,200 | $2,771 | $1,910 | $3,800 | $1,890 |
| Pearl River, NY | $453,700 | $1,127 | $760 | $1,540 | $780 |
| Brookdale, NJ | $359,000 | $832 | $610 | $1,140 | $530 |
| Saddle River, NJ | $1,883,500 | $878 | $620 | $1,250 | $630 |
| Union Beach, NJ | $259,800 | $965 | $690 | $1,380 | $690 |
| Linden, NJ | $264,400 | $934 | $630 | $1,280 | $650 |
| Sewaren, NJ | $281,800 | $1,004 | $670 | $1,420 | $750 |
| Strathmore, NJ | $361,900 | $837 | $560 | $1,190 | $630 |