Gavop's guide to buying homeowners insurance in Berlin, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Berlin, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Worthington Ridge, Kenmere Rd, Conlin Way, Old Brickyard Ln, Robindale Dr, Blue Ridge Ln, Wethersfield Rd, Cypress Cir, Winterberry Pl, Burgundy Dr | $526,000 | $430,000 | $500,000-$600,000 | $305,000 | $290,000 | $250,000-$300,000 |
| Porters Pass, Kelly Ann Ct, Vineyard Dr, Summit Wood Dr, Simms Rd, Toll Gate Rd, Vivian Dr, New Park Dr, Windy Knoll Dr, State Hwy 364 | $343,500 | $310,000 | $350,000-$400,000 | $216,000 | $180,000 | $200,000-$250,000 |
| Park Dr, Grandview Ave, Elton Rd, Glenbrook Rd, Mattabassett St, Honeysuckle Ct, Raspberry Hill, Quail Run, Dayl Dr, Spruce Brook Rd | $341,000 | $310,000 | $300,000-$350,000 | $289,000 | $260,000 | $250,000-$300,000 |
| Una Rd, Knollwood Ct, Highview Ter, Lamentation Dr, State Hwy 71 Alt, Grove Hill St, Tree Hill Rd, Langdon Ct, Lori Ann Ln, Vineyard Rd | $176,000 | $140,000 | $175,000-$200,000 | $124,000 | $110,000 | $125,000-$150,000 |
| Thyme Cir, Wilbur Cross Hwy, Gianna Ln, Plum Hollow Way, Wildwood Ln, Sorrel Ln, Robbins Rd, Northfield Ln, Warner Rd, Red Barn Ct | $206,500 | $180,000 | $150,000-$175,000 | $166,500 | $150,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$82 | $829 |
| Home and Two Car | -$146 | $766 |
| Home and Three Car | -$219 | $693 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,536 |
| Hail Damage | $5,211 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $34,969 |
| Accidental Discharge/Leakage | $8,539 |
| Optional Coverage Losses | $7,826 |
| Home Insurance Company Berlin, CT | Homeowners Insurance Agency Berlin, CT | Address | Popularity Score | Distance from Berlin (miles) |
|---|---|---|---|---|
| Allstate | Kevin P. Trahan | 140 Norwich Rd, Plainfield, CT, 6374 | 45.8 | |
| Allstate | Rita M Ferrari | 48 White St, Danbury, CT, 6810 | 37.8 | |
| Travelers | K L Smith Agency Llc | 1486 W Main St, Willimantic, CT, 6226 | 29.2 | |
| Travelers | Insurance Services Of Monroe Llc | 3 E Village Road, Monroe, CT, 6468 | 26.6 | |
| Liberty Mutual Independent | H D Segur Insurance | 156 Knotter Dr, Cheshire, CT, 6410 | 7.9 | |
| Travelers | A-Zagar Insurance Agency | 1157 Highland Ave Ste 110, Cheshire, CT, 6410 | 8.0 | |
| State Farm | Ardit Bita | 935 White Plains Rd Ste 201, Trumbull, CT, 06611-4547 | 33.0 | |
| Allstate | Gary Zeman | 200 Connecticut Ave Ste 5, Norwalk, CT, 6854 | 48.5 | |
| Travelers | Iii-Christopher J Lyons Agency | 383 Silas Deane Hwy, Wethersfield, CT, 6109 | 9.6 | |
| Travelers | First Connecticut Insurance Agency Inc | 225 North Main Street Suite 305, Bristol, CT, 6010 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,770 | $930 |
| Hartford County, CT | $235,300 | $1,076 | $790 | $1,480 | $690 |
| Berlin, CT | $281,100 | $911 | $620 | $1,300 | $680 |
| Branford Center, CT | $275,300 | $1,267 | $900 | $1,810 | $910 |
| Morris, CT | $339,000 | $1,439 | $1,050 | $2,060 | $1,010 |
| North Granby, CT | $368,400 | $1,528 | $1,020 | $2,150 | $1,130 |
| Hartland, CT | $264,200 | $1,237 | $900 | $1,760 | $860 |
| Montville, CT | $192,000 | $862 | $590 | $1,200 | $610 |
| Scotland, CT | $242,400 | $1,177 | $840 | $1,620 | $780 |
| Holyoke, MA | $182,700 | $876 | $600 | $1,240 | $640 |
| Palmer Town, MA | $188,600 | $778 | $530 | $1,080 | $550 |
| Lewisboro, NY | $648,100 | $845 | $620 | $1,200 | $580 |
| Danielson, CT | $147,600 | $863 | $610 | $1,230 | $620 |