How Can I Make My Los Lunas, NM Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Los Lunas, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Los Lunas, NM Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $30,000 | $50,000-$75,000 |
| 2 Bedroom | $130,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $132,500 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $240,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $416,000 | $380,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Los Lunas, NM | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $662 |
| Superior Protection Discount | -$72 | $726 |
| Fire & Security Discount | -$88 | $710 |
| Hail Resistant Roof Discount | -$16 | $781 |
| Newly Constructed Home Discount | -$191 | $606 |
Choose your Los Lunas, NM Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,759 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Los Lunas, NM | Back to Top
| Home Insurance Company Los Lunas, NM | Homeowners Insurance Agency Los Lunas, NM | Address | Popularity Score | Distance from Los Lunas (miles) |
|---|---|---|---|---|
| Allstate | Krista L. Sanchez | 3300 San Mateo Blvd Ne Ste E, Albuquerque, NM, 87110 | 22.6 | |
| State Farm | Belinda Barreras-Medrano | 1201 Rio Grande Blvd Nw, Albuquerque, NM, 87104-2630 | 21.1 | |
| Farmers | Herman Sanchez | 2929 Coors Blvd Nw Ste 201, Albuquerque, NM, 87120 | 21.8 | |
| State Farm | Jerry Jaramillo | 3459 State Hwy 47, Los Lunas, NM, 87031-8286 | 1.4 | |
| State Farm | Paul Maestas | 111 Coors Blvd Nw Ste C7, Albuquerque, NM, 87121-2008 | 19.4 | |
| Farmers | Fernando Cazares | 959 Hwy 314 Sw Ste B, Los Lunas, NM, 87031 | 3.4 | |
| Farmers | Amanda Vigil | 400 Main St Nw, Los Lunas, NM, 87031 | 3.5 | |
| State Farm | Aimee Abeyta | 12836 Lomas Blvd Ne Ste A, Albuquerque, NM, 87112-6200 | 22.0 | |
| Allstate | Adrian Arthur Baca | 209 Hwy 314 Sw, Los Lunas, NM, 87031 | 3.3 | |
| Farmers | John Chavez | 4201 Central Ave Nw Ste B7a, Albuquerque, NM, 87105 | 19.6 |
Compare Rates for Los Lunas, NM Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $620 | $1,190 | $570 |
| Valencia County, NM | $133,100 | $785 | $570 | $1,090 | $520 |
| Los Lunas, NM | $139,100 | $797 | $570 | $1,090 | $520 |
| Valencia, NM | $138,100 | $819 | $550 | $1,130 | $580 |
| Bosque Farms, NM | $189,100 | $916 | $670 | $1,260 | $590 |
| Las Maravillas, NM | $128,200 | $799 | $550 | $1,130 | $580 |
| South Valley, NM | $141,000 | $825 | $590 | $1,170 | $580 |
| Cedar Crest, NM | $244,900 | $1,017 | $700 | $1,440 | $740 |
| Edith Endave, NM | $276,200 | $1,078 | $720 | $1,490 | $770 |
| San Antonito, NM | $261,400 | $1,048 | $740 | $1,460 | $720 |
| Mountainair, NM | $71,500 | $663 | $470 | $940 | $470 |
| Lemitar, NM | $156,000 | $855 | $570 | $1,180 | $610 |
| Paraje, NM | $78,800 | $682 | $490 | $950 | $460 |
Research Home Insurance Companies Reviews in Los Lunas, NM Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I would say that Allstate is a good company, because that is the only company that I have ever had. I feel like it is probably relatively average compared to the other companies.
Date: October 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
the companys customer service is great they actually pick up the phone on the first ring when you call them and they are located in america
State Farm Home Insurance Reviews
Date: December 06, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
My deductible for state farm home onwers is $1000 whem shopping around i found other companies with comparable prices and services
Progressive Home Insurance Reviews
Date: January 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have been very pleased with the customer service that I've been provided with Progressive - they've been prompt, helpful and pleasant to deal with.I have always been satisfied by my interactions.
Amica Mutual Insurance Home Insurance Reviews
Date: October 23, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
they offer us an home insurance with low interest and long period of premium every kind of people can pay the premium
Farmer's Insurance Home Insurance Reviews
Date: October 08, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Customer service is excellent. Always if the representative is a licensed insurance person he or she will make sure to connect me to one who is authorized to make insurance changes that that person is not authorized to do.