How Can I Make My Joliet, IL Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Joliet, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Joliet, IL Home Insurance Coverage Levels | Back to Top

Joliet, IL - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
McRoberts St, Timber Ct, Theodore Rd, Singleton Pl, Apollo Dr, Fairview Ave, Helen Ave, Bataan St, Chestnut Pointe Dr, Cindy Ct $160,000 $140,000 $150,000-$175,000 $174,000 $150,000 $175,000-$200,000
Fallon Ln, S End Rd, Hennessy Pl, Ashwood Dr, Terry Ellen Ln, Bay To Bay Blvd, Marlboro Ln, Canyon Dr, Sand Creek Ln, S Savoy Dr $130,000 $110,000 $125,000-$150,000 $81,000 $70,000 $75,000-$100,000
Water St, Scribner St, N Will Rd, Langsford Ln, Sanora Ct, Royce Ave, Thomas Hickey Dr, Raub St, Mohawk St, Frank Turk Dr $169,000 $160,000 $150,000-$175,000 $147,500 $130,000 $100,000-$125,000
Girard Blvd, Gear Dr, W Equestrian Ct, Kelly Rd, Coral Bell Dr, Elgin Ave, Buttercup Ln, W Jackson St, S Bronk Rd, Arden Pl $180,500 $150,000 $150,000-$175,000 $180,500 $160,000 $150,000-$175,000
Hannibal Cir, Gleneagle Dr, Mall Loop Dr, Wilshire Blvd, Loral Ave, Marilyn Dr, Stowe Ct, N Chicago St, Golfview Dr, Wedgewood Dr $172,500 $160,000 $150,000-$175,000 $177,000 $150,000 $125,000-$150,000
Oak Ridge Ln, Deerpath Ln, Royal Ct, Irish Indian Trl, Kellogg St, Bellarmine Dr E, Grand Mesa Dr, Lois Pl, Victoria Dr, Duran Ct $324,000 $270,000 $300,000-$350,000 $230,000 $190,000 $200,000-$250,000
Riviera Blvd, Northside Dr, Millsdale Dr, S May St, Juniper St, Citadel Dr, Sherman St, Old Renwick Cir, Caton Crest Ct, Howland Dr $280,000 $240,000 $250,000-$300,000 $163,500 $140,000 $175,000-$200,000
Lennox Ct, Valley Pkwy W, S Patterson Rd, Draper Ave, York Pl, S Thomas Dillon Dr, Joyce Rd, Edie Ln, Market St, Adams Ct $122,000 $110,000 $100,000-$125,000 $101,000 $90,000 $100,000-$125,000
Dalewood Ct, Brookshire Estates Ct, Whalen Ln, S York Ave, Clara Ave, Ida St, Great Meadow Dr, Streitz Dr, McDonald Ave, Sheffield Dr $272,500 $230,000 $250,000-$300,000 $118,500 $110,000 $125,000-$150,000
S May Ct, Shawnee Ln, Eagle Creek Rd, Thoroughbred Ln, Foxtail Ct, Rosewood Dr, Woodside Dr, S Ivy Ln, Peyton Ter, W Carver Xing $178,500 $150,000 $200,000-$250,000 $158,500 $150,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Joliet, IL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$151 $646
Superior Protection Discount -$72 $726
Fire & Security Discount -$88 $710
Hail Resistant Roof Discount -$16 $781
Newly Constructed Home Discount -$199 $598

Choose the Right Deductible for your Joliet, IL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Will County $2,500 $865 $3,365 $629 $3,129 $236
Joliet, IL $700 $788 $1,488 $572 $1,272 $215
University Park, IL $100 $640 $740 $465 $565 $175
Westchester, IL $2,500 $769 $3,269 $558 $3,058 $210
Riverside, IL $500 $854 $1,354 $621 $1,121 $233
Elmhurst, IL $2,000 $1,184 $3,184 $861 $2,861 $324
Ganeer, IL $400 $782 $1,182 $569 $969 $214
Whiting, IN $1,000 $817 $1,817 $594 $1,594 $223
East Chicago, IN $300 $592 $892 $430 $730 $162
Griffith, IN $2,500 $715 $3,215 $520 $3,020 $196
Grand Ridge, IL $100 $668 $768 $485 $585 $183
Kempton, IL $1,500 $464 $1,964 $337 $1,837 $127

Identify Top Home Insurance Agents near Joliet, IL | Back to Top

Home Insurance Company Joliet, IL Homeowners Insurance Agency Joliet, IL Address Popularity Score Distance from Joliet (miles)
State Farm Michael Hasselbring 185 Penny Ave Ste A, East Dundee, IL, 60118-1455
40.5
Farmers James Boudouris 341 N Independence Blvd, Romeoville, IL, 60446
9.3
State Farm Jim Darguzis 700 W Jefferson St Ste 33, Shorewood, IL, 60404-8003
2.5
Travelers Likar Insurance Agency 214 E 2nd St, Lockport, IL, 60441
7.7
Farmers Marvin Sledge 15255 S 94th Ave Ste 500, Orland Park, IL, 60462
17.4
Allstate Angelo Barone 17732 Oak Park Ave Ste H, Tinley Park, IL, 60477
19.7
State Farm Gary Behrends 435 N Michigan Ave Ste 2700, Chicago, IL, 60611-4008
37.7
Erie Southwest Insurance Center 24114 W Chicago Street, Plainfield, IL, 60544
6.6
State Farm Bree Breedlove 2562 Western Ave, Park Forest, IL, 60466-1470
25.2
Travelers Likar Insurance Agency 214 E 2nd St, Lockport, IL, 60441
7.7

Compare Rates for Joliet, IL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $179,700 $850 $620 $1,160 $540
Will County, IL $216,400 $876 $590 $1,210 $620
Joliet, IL $165,600 $797 $540 $1,120 $580
University Park, IL $114,800 $648 $460 $930 $470
Westchester, IL $225,300 $778 $560 $1,100 $540
Riverside, IL $291,200 $864 $630 $1,200 $570
Elmhurst, IL $394,500 $1,199 $830 $1,650 $820
Ganeer, IL $151,700 $792 $550 $1,090 $540
Whiting, IN $123,300 $827 $590 $1,150 $560
East Chicago, IN $73,300 $599 $430 $830 $400
Griffith, IN $135,600 $724 $500 $1,030 $530
Grand Ridge, IL $108,200 $676 $480 $970 $490
Kempton, IL $55,000 $470 $320 $670 $350

Research Home Insurance Companies Reviews in Joliet, IL Before Buying | Back to Top

Share a review on your home insurance company


Erie Insurance Home Insurance Reviews

Date: March 31, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
My deductibles are affordable and the premium is bar none the best I've ever found.

Date: February 10, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
Previously I was ensured with GEICO. I didn't have any damages or break-ins while covered with GEICO so I don't really have a positive or negative impression.


Date: November 23, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
As far as I know they have similar offerings to other insurance companies. I get what I think I need and don't see a need to shop around. I seem to have what my friends have that are with other companies.


Date: September 10, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I am satisfied with the premium. I'm sure it could be a little cheaper with other companies but I am willing to pay it for the service and coverage that I get.

Date: August 30, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
All of the above items are covered in my policy including dwelling, other sturctures, loss of use and medical payments for others hurt


Date: August 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
They have good communication. I receive emails periodically about ways to protect my home or things to look out for depending on the season. I also receive monthly bills that outline exactly what my premium is going towards.

Date: June 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Paying my monthly bill is very easy through the website. There is a link on the home page and it takes me right to the tool that allows me to pay. I wish the website contained more information within my account profile regarding my policies.

Date: January 17, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
The company's customer service is always great. When I call the local office they are very friendly, knowledgeable and helpful. I have never had a problem with Erie's customer service.

AAA Home Insurance Reviews

Date: July 08, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Female

Premium
I don't know what my deductible is. I want to say maybe $1000 which is pretty steep if you ask me. And again, I have no clue what it is in comparison with other policies.

Date: October 02, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
The structure, items in the home are covered as well. Car parked inside of the garage.


Date: May 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I'm not sure what the other comparisons are, as this premium is bundled and offers a good price.

Date: March 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
We always deal with the same rep, and if she is not available, another rep offers to help. If we don't want this, our rep always calls back in a timely manner.

Date: November 19, 2017    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
we deal with the same representative and have for years. we find that is very personal and appreciate it.

Date: November 18, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
I like to be able to use extra perks inside app including travel and hotel booking.

Goodville Mutual Home Insurance Reviews

Date: September 16, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
pays for damage to my home, pays for items inside my home, in the case of home burglary. Also pays for outside structures such as the shed, and fences, etc.


Date: September 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
Our premium is very reasonable considering the coverage we get. We've already had to use our insurance once after our home was burglarized. We did not have any issues at all. Everything went smoothly when working with the company.

Date: July 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
We had to use our coverage when our home was burglarized and customer service was very friendly and helpful

Date: June 20, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I've only accessed the website briefly and I have been satisfied thus far. However, I have not taken the time to browse it thoroughly, so I do not know the ease of use throughout their website so I cannot fully rate.

Date: November 29, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
Communication has been limited because we haven't had many issues that have required us to reach out to them. However, the times that we have reached out, communication has been great.

Safeco Insurance Home Insurance Reviews

Date: September 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
My homeowner's insurance covers the home, other structures, medical, contents, and loss of use, from damage from storms, fire, etc.


Date: August 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
My insurance companies website is very easy to use, the links are intuitive and I am never more than a couple of clicks from the info I need.

Date: August 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I believe that my homeowner's insurance rates are a little higher than the cut-rate guys, but I appreciate the personal attention I get when I call my Insurance broker.

Date: November 19, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
My insurance companies customer service is why I stay with them, claims are handled promptly and professionally.

Date: November 18, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
I get more emails and letters that I need, so I feel I am always up to date with my policy and coverage.

State Farm Home Insurance Reviews

Date: April 22, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
They are very similar to other insurance companies who offer home policies along the coast. Our old carrier would not insure us here, so we asked several realtors who they would recommend.


Date: March 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
State Farm does a great job. We have never had any issues with renewal or claims. The local agent always works with us in a timely manner. I recommend State Farm to friends and family.

Date: December 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
The premium and deductible of my State Farm home insurance policy is reasonable. It is not cheap by any means, but it is affordable to me and worth the cost.

Date: November 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I am able to make claims over the mobile app which is very convenient. it has a easy user interface and everything is well laid out

Allstate Home Insurance Reviews

Date: January 15, 2020    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
The company policy for our insurance is very easy to understand and very clear, concise and to the point. When we were shopping around for insurance companies this was very important to us.


Date: August 14, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The deductible is very doable. Its cheaper than the other companies when I combine everything.

Date: March 15, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
The policy they offer is ok, sometimes i think there are some points not cover completely.


Homesite Insurance Home Insurance Reviews

Date: April 07, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have not filed any claims with Homesite Insurance but I have called in twice to their customer service for some inquiries and questions and I can say that I had no issues.

Date: March 19, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
Offerings were as good as any other company's. I have not seen other insurance companies offer more. I live in a high wildland fire zone and they have not had a problem with that.


Amica Mutual Insurance Home Insurance Reviews

Date: December 20, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
Amica offers its policyholders some of the best rates for home insurance across a wide set of coverage limits. When compared to low cost insurance companies, Amica performs considerably better.


Date: March 30, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I think there customer service is probable good but I've never had a problem or needed to make a claim so I don't know for sure.

Farmer's Insurance Home Insurance Reviews

Date: June 19, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Customer Service
i would rate their customer service 4 out of 5 because when ever i have a problem it is solve very fast and they are polite about it.

Date: April 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I feel all coverage offered by Farmers was adequate and comparable to other companies. I am not looking for anything to special so it was nice to find something that other companies.


American Family Home Insurance Reviews

Date: April 11, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
The customer service with American Insurance has been good and I would rate it as a 4. They are friendly and attentive to my needs. Our rate is acceptable

MetLife Home Insurance Reviews

Date: March 08, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
The premium is very reasonable. Because I get my policy through my employer the premium is deducted from my paycheck. The deductible is average and couldn't be improved upon.

Progressive Home Insurance Reviews

Date: January 13, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
So far, from my experience i havent had any bad circumstances so i would say that i have no complaints and it is good for me `personally

Travelers Home Insurance Reviews

Date: December 27, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Travelers had really good descriptions of what different levels of coverage entailed and so I was able to pick a plan that had an affordable premium and a relatively low deductible.

The Hartford Home Insurance Reviews

Date: April 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
the premium and deductible of your policy compared to the other home insurance policies for the same coverage.

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