Gavop shows you how to buy homeowners insurance in Falmouth, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $105,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $327,000 | $310,000 | $250,000-$300,000 |
| 3 Bedroom | $427,000 | $370,000 | $350,000-$400,000 |
| 4 Bedroom | $603,500 | $540,000 | $700,000-$800,000 |
| 5 Bedroom | $658,000 | $580,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $818 |
| Home and Two Car | -$142 | $747 |
| Home and Three Car | -$204 | $684 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,488 |
| Hail Damage | $4,806 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $15,884 |
| Home Insurance Company Falmouth, ME | Homeowners Insurance Agency Falmouth, ME | Address | Popularity Score | Distance from Falmouth (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Norton Insurance | 275 Us Route 1, Cumberland Foreside, ME, 4110 | 5.1 | |
| Travelers | Cross Insurance - Portland | 2331 Congress St, Portland, ME, 4102 | 6.9 | |
| Allstate | Rousseau Insurance Agency | 334 Elm St, Biddeford, ME, 4005 | 20.0 | |
| State Farm | Peg Poulin | 224 Main Street, Saco, ME, 04072-1509 | 18.8 | |
| Allstate | Scott Parolin | 650 Brighton Ave, Portland, ME, 4102 | 5.1 | |
| Travelers | Curley Associates | 1087 Main St, Sanford, ME, 4073 | 32.7 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 9.2 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 9.2 | |
| State Farm | Luanne Cameron | 111 Ossipee Trl E Ste 1149, Standish, ME, 04084-6421 | 13.3 | |
| State Farm | Deanna Lynn Woodruff | 86 Western Ave, Augusta, ME, 04330-7228 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $510 | $1,020 | $510 |
| Cumberland County, ME | $259,400 | $843 | $620 | $1,170 | $550 |
| Falmouth, ME | $409,100 | $889 | $640 | $1,220 | $580 |
| Portland, ME | $261,100 | $846 | $570 | $1,170 | $600 |
| Old Orchard Beach, ME | $204,700 | $657 | $470 | $910 | $440 |
| Lisbon, ME | $143,700 | $620 | $450 | $850 | $400 |
| Mechanic Falls, ME | $123,400 | $618 | $440 | $870 | $430 |
| York County, ME | $233,000 | $802 | $590 | $1,100 | $510 |
| South Paris, ME | $128,200 | $630 | $460 | $890 | $430 |
| Dresden, ME | $171,500 | $724 | $500 | $1,020 | $520 |
| South Bristol, ME | $288,200 | $919 | $620 | $1,280 | $660 |
| Gardiner, ME | $137,400 | $607 | $430 | $840 | $410 |