Gavop shows you how to buy homeowners insurance in Henrietta, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $95,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $160,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $139,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $346,000 | $320,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $908 |
| Superior Protection Discount | -$95 | $961 |
| Fire & Security Discount | -$84 | $971 |
| Hail Resistant Roof Discount | -$21 | $1,035 |
| Newly Constructed Home Discount | -$211 | $845 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,319 |
| Hail Damage | $4,900 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,887 |
| Home Insurance Company Henrietta, TX | Homeowners Insurance Agency Henrietta, TX | Address | Popularity Score | Distance from Henrietta (miles) |
|---|---|---|---|---|
| Farmers | Chris Miller | 1115 Halsell St, Bridgeport, TX, 76426 | 49.2 | |
| Farmers | Kyle Reynolds | 113 Cooke St, Nocona, TX, 76255 | 29.1 | |
| Farmers | Tyler Wetzel | 2700 Midwestern Pkwy Ste A, Wichita Falls, TX, 76308 | 17.6 | |
| State Farm | Tim Short | 2608 Kemp Blvd, Wichita Falls, TX, 76309-5351 | 18.0 | |
| Travelers | Henry Insurance Agency | 106 W Tarrant St, Bowie, TX, 76230 | 27.7 | |
| Farmers | Brian Anderle | 1501 Midwestern Pkwy Ste 104, Wichita Falls, TX, 76302 | 16.0 | |
| Allstate | Kevin Wolf Insurance | 116 E Belknap St, Jacksboro, TX, 76458 | 40.6 | |
| State Farm | Tracey Denson | 2207 Brook Ave Ste A, Wichita Falls, TX, 76301-6139 | 16.8 | |
| State Farm | Mike Morris | 4004 Call Field Road, Wichita Falls, TX, 76308-2676 | 18.7 | |
| Travelers | Holub Insurance Agency | 4001 Featherston Ave, Wichita Falls, TX, 76308 | 18.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Clay County, TX | $87,200 | $1,037 | $680 | $1,600 | $920 |
| Henrietta, TX | $92,600 | $1,056 | $700 | $1,630 | $930 |
| Dean, TX | $125,000 | $1,622 | $1,070 | $2,500 | $1,430 |
| Byers-Petrolia, TX | $66,800 | $1,346 | $890 | $2,070 | $1,180 |
| Ryan, OK | $52,800 | $866 | $580 | $1,220 | $640 |
| Pleasant Valley, TX | $105,900 | $1,545 | $1,020 | $2,380 | $1,360 |
| Nocona, TX | $76,600 | $1,402 | $930 | $2,160 | $1,230 |
| Montague County, TX | $107,100 | $970 | $640 | $1,490 | $850 |
| Electra, TX | $51,400 | $1,248 | $820 | $1,920 | $1,100 |
| Comanche, OK | $77,900 | $921 | $670 | $1,320 | $650 |
| Runaway Bay, TX | $153,900 | $1,716 | $1,130 | $2,640 | $1,510 |
| West Love, OK | $97,000 | $1,260 | $890 | $1,740 | $850 |