Gavop's guide to buying homeowners insurance in Conejos County, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Conejos County, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Conejos St, Evergreen Ct, Main St, Co Rd S, W 3rd Ave, Road N, Front St, Co Rd E.5, 2nd South St, E Co Rd 12 S | $98,500 | $80,000 | $75,000-$100,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Co Rd 9, E 9th Ave, Kalmia St, Co Rd 14, E 2, 6th St, Co Rd T.125, U 5, Co Rd Dd, Co Rd 18 | $182,500 | $150,000 | $150,000-$175,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Co Rd F.5, Aspen Springs Rd, Fourth St, Co Rd 8.1, Rd 18, 1st South St, State Hwy 17, el Paso St, Co Rd G, Co Rd 8.2 | $148,500 | $130,000 | $150,000-$175,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Rd Y, Second North St, E 10th Ave, Hickory St, Co Rd F, Third South St, S 7th St, Co Rd T.5, Co Rd P, Richfield Rd | $166,000 | $140,000 | $150,000-$175,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Co Rd 13.5, Fourth South St, 3rd Ave, Co Rd 6, Co Rd 15, Fdr Rd 250, Co Rd 10, Co Rd 12.5, Aspen Cir, Maple St | $116,500 | $90,000 | $125,000-$150,000 | $89,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $669 |
| Superior Protection Discount | -$73 | $733 |
| Fire & Security Discount | -$81 | $725 |
| Hail Resistant Roof Discount | -$16 | $789 |
| Newly Constructed Home Discount | -$226 | $580 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Conejos County | $1,500 | $796 | $2,296 | $578 | $2,078 | $218 |
| Conejos County, CO | $1,000 | $796 | $1,796 | $578 | $1,578 | $218 |
| Manassa, CO | $500 | $963 | $1,463 | $700 | $1,200 | $263 |
| Conejos, CO | $2,000 | $519 | $2,519 | $377 | $2,377 | $142 |
| Monte Vista, CO | $200 | $876 | $1,076 | $637 | $837 | $240 |
| Rio Grande County, CO | $2,500 | $885 | $3,385 | $643 | $3,143 | $242 |
| Alamosa East, CO | $300 | $1,013 | $1,313 | $736 | $1,036 | $277 |
| Gerrard, CO | $700 | $1,043 | $1,743 | $758 | $1,458 | $285 |
| South Fork, CO | $1,000 | $1,317 | $2,317 | $957 | $1,957 | $360 |
| Fort Garland, CO | $100 | $881 | $981 | $640 | $740 | $241 |
| Dulce, NM | $700 | $744 | $1,444 | $541 | $1,241 | $203 |
| Home Insurance Company Conejos County, CO | Homeowners Insurance Agency Conejos County, CO | Address | Popularity Score | Distance from Conejos County (miles) |
|---|---|---|---|---|
| Travelers | Mackey Insurance Llc | 565 Village Dr Ste A, Pagosa Springs, CO, 81147 | 49.4 | |
| Liberty Mutual Independent | Dells Insurance Agency Inc. | 510 Bell Ave, Alamosa, CO, 81101 | 24.3 | |
| State Farm | Mary Jo Merkley | 1639 Grande Ave, Monte Vista, CO, 81144-1787 | 25.2 | |
| State Farm | Truett Forrest | 452 Pagosa St, Pagosa Springs, CO, 81147 | 46.2 | |
| State Farm | Torben Walters | 431 3rd St, Alamosa, CO, 81101-2661 | 24.7 | |
| State Farm | Jay Meyer | 410 Ross Ave, Alamosa, CO, 81101-2489 | 24.4 | |
| Farmers | Clarine Denton | 2001 Main St, Alamosa, CO, 81101 | 24.0 | |
| Allstate | The Hancock Group In | 903 Main St, Alamosa, CO, 81101 | 24.4 | |
| State Farm | Jay Meyer | 410 Ross Avenue, Alamosa, CO, 81101-2489 | 24.4 | |
| Farmers | Don Smit | 2415 Mullins Ave Unit 6, Alamosa, CO, 81101 | 24.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Conejos County, CO | $113,100 | $806 | $560 | $1,060 | $500 |
| Conejos County, CO | $113,100 | $806 | $560 | $1,060 | $500 |
| Manassa, CO | $117,200 | $975 | $680 | $1,280 | $600 |
| Conejos, CO | $28,300 | $525 | $370 | $690 | $320 |
| Monte Vista, CO | $140,100 | $887 | $620 | $1,160 | $540 |
| Rio Grande County, CO | $143,000 | $895 | $630 | $1,170 | $540 |
| Alamosa East, CO | $131,100 | $1,025 | $720 | $1,340 | $620 |
| Gerrard, CO | $140,200 | $1,056 | $740 | $1,380 | $640 |
| South Fork, CO | $243,500 | $1,333 | $930 | $1,750 | $820 |
| Fort Garland, CO | $96,700 | $892 | $620 | $1,170 | $550 |
| Dulce, NM | $107,200 | $753 | $550 | $1,040 | $490 |