Gavop's guide to buying homeowners insurance in Grove, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $71,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $118,000 | $110,000 | $75,000-$100,000 |
| 4 Bedroom | $199,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$90 | $907 |
| Home and Two Car | -$159 | $837 |
| Home and Three Car | -$249 | $747 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Delaware County | $1,000 | $1,215 | $2,215 | $883 | $1,883 | $332 |
| Grove, OK | $700 | $985 | $1,685 | $716 | $1,416 | $269 |
| Cleora, OK | $400 | $1,637 | $2,037 | $1,190 | $1,590 | $447 |
| Cayuga, OK | $700 | $1,773 | $2,473 | $1,289 | $1,989 | $485 |
| Ottawa County, OK | $400 | $1,059 | $1,459 | $769 | $1,169 | $289 |
| Anderson East, MO | $2,000 | $895 | $2,895 | $651 | $2,651 | $245 |
| Oaks, OK | $500 | $929 | $1,429 | $675 | $1,175 | $254 |
| Watts, OK | $1,000 | $1,127 | $2,127 | $819 | $1,819 | $308 |
| Cliff Village, MO | $500 | $964 | $1,464 | $701 | $1,201 | $264 |
| Bushyhead, OK | $2,500 | $1,223 | $3,723 | $889 | $3,389 | $334 |
| Edna, KS | $200 | $943 | $1,143 | $685 | $885 | $258 |
| Sequoyah, OK | $2,000 | $1,735 | $3,735 | $1,261 | $3,261 | $474 |
| Home Insurance Company Grove, OK | Homeowners Insurance Agency Grove, OK | Address | Popularity Score | Distance from Grove (miles) |
|---|---|---|---|---|
| State Farm | Grant Gingerich | 653 W Claremore St, Claremore, OK, 74017-8023 | 49.5 | |
| State Farm | Nate Long | 101 W Steve Owens Blvd, Miami, OK, 74354-7623 | 20.2 | |
| Liberty Mutual Independent | Bomford Couch & Wilson | 12 E Central Ave, Miami, OK, 74354 | 20.4 | |
| State Farm | Austin Brown | 202 S Wilson St, Vinita, OK, 74301-3732 | 20.2 | |
| Liberty Mutual Independent | The Cole Organization | 404 W 3rd, Grove, OK, 74344 | 1.4 | |
| Liberty Mutual Independent | Integrated Insurance Services Inc | 115 S Adair St, Pryor, OK, 74361 | 34.8 | |
| Liberty Mutual Independent | The Cole Organization | 404 W 3rd St, Grove, OK, 74344 | 1.4 | |
| Farmers | Laraina Payton | 20 S Adair St, Pryor, OK, 74361 | 34.7 | |
| Farmers | Jennifer Yerton | 2065 Mahaney Ave, Tahlequah, OK, 74464 | 49.0 | |
| Farmers | Walter Jordan | 418 E Graham Ave, Pryor, OK, 74361 | 34.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,060 | $2,050 | $990 |
| Delaware County, OK | $110,000 | $1,229 | $890 | $1,760 | $870 |
| Grove, OK | $139,600 | $997 | $690 | $1,410 | $720 |
| Cleora, OK | $148,600 | $1,657 | $1,210 | $2,300 | $1,090 |
| Cayuga, OK | $168,800 | $1,795 | $1,310 | $2,550 | $1,240 |
| Ottawa County, OK | $84,300 | $1,071 | $780 | $1,470 | $690 |
| Anderson East, MO | $88,800 | $906 | $630 | $1,240 | $610 |
| Oaks, OK | $60,700 | $940 | $650 | $1,340 | $690 |
| Watts, OK | $83,000 | $1,141 | $790 | $1,620 | $830 |
| Cliff Village, MO | $108,900 | $976 | $660 | $1,350 | $690 |
| Bushyhead, OK | $94,400 | $1,238 | $890 | $1,710 | $820 |
| Edna, KS | $69,200 | $954 | $740 | $1,290 | $550 |
| Sequoyah, OK | $162,900 | $1,756 | $1,280 | $2,410 | $1,130 |