Gavop's guide to buying homeowners insurance in Glen Ridge, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Glen Ridge, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Astor Pl, Ferncliff Ter, Prescott Ave, Old Oak Rd, Roswell Ter, Argyle Pl, Appleton Pl, Freeman Pkwy, Rudd Ct, Washington Pl | $480,500 | $440,000 | $400,000-$500,000 | $498,500 | $400,000 | $500,000-$600,000 |
| Glen Park Rd, Spencer Rd, Mitchell Pl, Claridge Ct, Mead Ter, Tuxedo Rd, Chestnut Hill Pl, Chapman Pl, Clinton Rd, Brooklawn Rd | $466,000 | $410,000 | $500,000-$600,000 | $839,000 | $790,000 | $800,000-$900,000 |
| Cross Pl, Lorraine St, Glen Ridge Ave, Marston Pl, Adams Pl, Victor Ave, Argyle St, Appleton Rd, Clark St, Bay St | $596,000 | $560,000 | $500,000-$600,000 | $661,500 | $560,000 | $700,000-$800,000 |
| Stephen St, Highland Cres, Ardsley Rd, Reynolds Rd, Inness Pl, Herman St, Burnett St, Glen Ridge Pkwy, Evergreen Ct, Avon Pl | $614,000 | $550,000 | $700,000-$800,000 | $982,500 | $900,000 | $900,000-$1,000,000 |
| Yantecaw Ave, Snowden Pl, Ridley Ct, Maolis Ave, Benson St, Osborne St, Glenridge Pkwy, Stanford Pl, Sommer Ave, Stonehouse Rd | $573,000 | $480,000 | $400,000-$500,000 | $764,500 | $630,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$98 | $990 |
| Home and Two Car | -$174 | $914 |
| Home and Three Car | -$250 | $838 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,500 | $1,082 | $3,582 | $787 | $3,287 | $296 |
| Glen Ridge, NJ | $700 | $1,075 | $1,775 | $781 | $1,481 | $294 |
| Moonachie, NJ | $300 | $1,102 | $1,402 | $801 | $1,101 | $301 |
| Rochelle Park, NJ | $1,500 | $1,189 | $2,689 | $864 | $2,364 | $325 |
| Kinnelon, NJ | $200 | $992 | $1,192 | $721 | $921 | $271 |
| East Franklin, NJ | $2,500 | $952 | $3,452 | $692 | $3,192 | $260 |
| Stony Point, NY | $400 | $916 | $1,316 | $665 | $1,065 | $250 |
| Verplanck, NY | $2,000 | $1,167 | $3,167 | $848 | $2,848 | $319 |
| Plainsboro, NJ | $500 | $980 | $1,480 | $712 | $1,212 | $268 |
| East Windsor, NJ | $2,500 | $855 | $3,355 | $621 | $3,121 | $234 |
| North Salem, NY | $300 | $841 | $1,141 | $611 | $911 | $230 |
| Home Insurance Company Glen Ridge, NJ | Homeowners Insurance Agency Glen Ridge, NJ | Address | Popularity Score | Distance from Glen Ridge (miles) |
|---|---|---|---|---|
| Farmers | Jason Malyuk | 7 Stevens Ave, Little Falls, NJ, 7424 | 5.4 | |
| State Farm | Tawanda Jackson | 688 Highway 440, Jersey City, NJ, 07304-1059 | 8.3 | |
| State Farm | Paul Spera | 255 Old New Brnswk Rd, Piscataway, NJ, 08854-3734 | 22.5 | |
| Allstate | R Terri Crincoli | 41 Preakness Shopping Ctr, Wayne, NJ, 7470 | 11.2 | |
| State Farm | Bert Sweeney | 35 Beechwood Rd Ste 3d, Summit, NJ, 07901-4604 | 10.0 | |
| State Farm | Frantz Gaston Jr | 750 Broadway Ste D, Paterson, NJ, 07514-1332 | 8.5 | |
| State Farm | Conrado Arroyo | 360 Chestnut St, Newark, NJ, 07105-2402 | 6.2 | |
| Travelers | Sas Insurance Agency Inc | 233 Kearny Ave, Kearny, NJ, 7032 | 4.2 | |
| Allstate | John Cote | 228 Ridgedale Ave, Cedar Knolls, NJ, 7927 | 13.4 | |
| Liberty Mutual Independent | Ficke & Associates Inc | 271 Us Highway 46, Fairfield, NJ, 7004 | 7.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,550 | $800 |
| Essex County, NJ | $362,300 | $1,096 | $740 | $1,510 | $770 |
| Glen Ridge, NJ | $623,700 | $1,088 | $780 | $1,510 | $730 |
| Moonachie, NJ | $336,600 | $1,115 | $810 | $1,590 | $780 |
| Rochelle Park, NJ | $371,300 | $1,203 | $820 | $1,650 | $830 |
| Kinnelon, NJ | $558,600 | $1,004 | $710 | $1,400 | $690 |
| East Franklin, NJ | $259,300 | $964 | $650 | $1,360 | $710 |
| Stony Point, NY | $371,300 | $927 | $680 | $1,270 | $590 |
| Verplanck, NY | $296,300 | $1,181 | $810 | $1,630 | $820 |
| Plainsboro, NJ | $468,700 | $992 | $680 | $1,410 | $730 |
| East Windsor, NJ | $295,400 | $865 | $630 | $1,230 | $600 |
| North Salem, NY | $582,400 | $852 | $600 | $1,180 | $580 |