Gavop shows you how to buy homeowners insurance in Lindale, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lindale, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Francis Dr, Co Rd 422, Mack Thompson Rd, Country Acres Dr, Bowers St, Pebble Beach Cir, Co Rd 4114, Co Rd 459, Summertree Cir, Co Rd 416 | $116,500 | $110,000 | $100,000-$125,000 | $74,500 | $60,000 | $75,000-$100,000 |
| Noah Ln, Hilltop Dr, Rolling Meadows Dr, Randy Dr, Old Dallas-Shreveport Rd, Elm Ln, Elizabeth St, Abbey Rd, FM 1805, Winding Oak | $188,000 | $170,000 | $175,000-$200,000 | $172,000 | $150,000 | $175,000-$200,000 |
| Penny Ln, Co Rd 483, Tiffany Rd, Hilltop St, Cypress Point Cir, Peachtree Ln, Hamrick St, Ferguson St, Co Rd 424, Co Rd 4218 | $151,500 | $120,000 | $150,000-$175,000 | $87,000 | $80,000 | $100,000-$125,000 |
| Grass Knoll Dr, Highland Dr, Sassafras Dr, Linda Ln, Co Rd 412, Co Rd 4126, N Bell St, N Boyd St, Hillside Ln, Penny Ln | $137,000 | $120,000 | $100,000-$125,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Co Rd 4104, Co Rd 4147, Pierce St, Mc Dougle Rd, Post Oak Bend, Silvercreek Dr, Co Rd 4200, Hoard Rd, Thicket Trail Rd, Co Rd 4181 | $149,000 | $140,000 | $100,000-$125,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $789 |
| Superior Protection Discount | -$97 | $876 |
| Fire & Security Discount | -$78 | $896 |
| Hail Resistant Roof Discount | -$29 | $944 |
| Newly Constructed Home Discount | -$204 | $769 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Smith County | $1,000 | $1,502 | $2,502 | $1,091 | $2,091 | $410 |
| Lindale, TX | $1,000 | $962 | $1,962 | $699 | $1,699 | $263 |
| Bullard, TX | $100 | $976 | $1,076 | $709 | $809 | $267 |
| Coffee City, TX | $700 | $1,603 | $2,303 | $1,165 | $1,865 | $438 |
| Winnsboro, TX | $200 | $1,042 | $1,242 | $757 | $957 | $285 |
| Cuney, TX | $2,000 | $1,362 | $3,362 | $990 | $2,990 | $372 |
| East Tawakoni, TX | $400 | $1,577 | $1,977 | $1,146 | $1,546 | $431 |
| Payne Springs, TX | $1,500 | $1,550 | $3,050 | $1,127 | $2,627 | $424 |
| Camp County, TX | $500 | $1,011 | $1,511 | $735 | $1,235 | $276 |
| New Summerfield, TX | $1,500 | $1,565 | $3,065 | $1,137 | $2,637 | $428 |
| Lone Oak, TX | $100 | $1,030 | $1,130 | $748 | $848 | $281 |
| Quinlan, TX | $1,500 | $1,044 | $2,544 | $759 | $2,259 | $285 |
| Home Insurance Company Lindale, TX | Homeowners Insurance Agency Lindale, TX | Address | Popularity Score | Distance from Lindale (miles) |
|---|---|---|---|---|
| State Farm | Amanda Froebe | 1401 S Main St, Lindale, TX, 75771-6399 | 3.5 | |
| Travelers | All-Star Insurance Group | 201 N. Wood St, Gilmer, TX, 75644 | 33.5 | |
| Travelers | Moseley Insurance | 315 N Third St, Mabank, TX, 75147 | 38.7 | |
| Travelers | Dunahoe Insurance Agency Inc | 617 B West Broad St, Mineola, TX, 75773 | 10.0 | |
| State Farm | Jimmie Bergman | 5528 Old Jcksnvl Hwy, Tyler, TX, 75703-3378 | 18.9 | |
| Travelers | Rowden Hendrickson Shipley & | 115 W Mulberry, Kaufman, TX, 75142 | 49.7 | |
| State Farm | Johnny Thompson | 202 W Frank St, Grand Saline, TX, 75140-1758 | 17.8 | |
| Allstate | Sharie Withers | 510 S Broadway Ave, Tyler, TX, 75702 | 15.5 | |
| Allstate | Kimberly Wilkinson | 104 W Cass St, Gilmer, TX, 75644 | 33.4 | |
| Travelers | Cfg Insurance | 1610 Hwy 79 S, Henderson, TX, 75654 | 47.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Smith County, TX | $144,800 | $1,520 | $1,000 | $2,340 | $1,340 |
| Lindale, TX | $150,600 | $974 | $640 | $1,500 | $860 |
| Bullard, TX | $190,900 | $988 | $650 | $1,520 | $870 |
| Coffee City, TX | $125,000 | $1,622 | $1,070 | $2,500 | $1,430 |
| Winnsboro, TX | $92,200 | $1,054 | $700 | $1,620 | $920 |
| Cuney, TX | $72,500 | $1,379 | $910 | $2,120 | $1,210 |
| East Tawakoni, TX | $118,200 | $1,596 | $1,050 | $2,460 | $1,410 |
| Payne Springs, TX | $111,500 | $1,569 | $1,040 | $2,420 | $1,380 |
| Camp County, TX | $83,600 | $1,023 | $680 | $1,580 | $900 |
| New Summerfield, TX | $115,200 | $1,584 | $1,050 | $2,440 | $1,390 |
| Lone Oak, TX | $88,800 | $1,042 | $690 | $1,610 | $920 |
| Quinlan, TX | $100,000 | $1,056 | $700 | $1,630 | $930 |