How Can I Make My Howard County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Howard County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Howard County, TX Home Insurance Coverage Levels | Back to Top

Howard County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
E 23rd St, NE Boardway, NW 2nd St, N Owens St, W Marcy Dr, State Hwy 176, Robin St, Jocelyn Rd, Howell St, W 14th St $77,500 $70,000 $50,000-$75,000 $81,500 $80,000 $50,000-$75,000
E 24th St, Joshua Dr, Belvedere Rd, S Monticello St, Sunset Blvd, Co Rd 15, Marshall Dr, Lynn Dr, Andrews Hwy, Shallow Water $95,000 $90,000 $75,000-$100,000 $73,000 $70,000 $75,000-$100,000
E C R 49, Amber Ln, N Birdwell Ln, E 11th St, W Marcy Dr, Old C City Hwy, Thorpe St, McGettes, N Co Rd 43, E Co Rd 36 $117,000 $110,000 $125,000-$150,000 $91,000 $80,000 $100,000-$125,000
N Aylesford St, S Svc Rd, Avalon Ct, Andrews Hwy, Old Airport Rd, Harding, Co Rd 25, Commanche Dr, Wood St, San Jacinto St $131,500 $110,000 $125,000-$150,000 $92,500 $80,000 $75,000-$100,000
S Salem Rd, Webb Ln, Borden Rd, Bluebonnet Ave, Anna St, Neill Rd, W Co Rd 36, Runnels St, E FM 700, Armstrong St $88,500 $70,000 $75,000-$100,000 $45,000 $40,000 $25,000-$50,000
Dixie Ave, E 25th St, Austin St, Caylor Dr, Co Rd 42, Highland Heather St, Cherokee St, N Cottonwood St, Young St, Old State Hwy 80 $113,500 $100,000 $100,000-$125,000 $52,000 $50,000 $25,000-$50,000
Marquette Ave, 2nd St, Dixon St, E 11th Pl, W 9th St, Magnolia Ave, Nix Rd, Abrams St, Jefferson St, E 15th St $102,000 $90,000 $75,000-$100,000 $67,500 $60,000 $50,000-$75,000
Rex Ave, Cottonwood St, Martin Rd, Washington Blvd, Adams St, Lark St, NE 9th St, Pennsylvania Ave, E 21st St, Scurry St $140,000 $120,000 $150,000-$175,000 $103,500 $90,000 $100,000-$125,000
Riva Ridge, Bethel Dr, Pats Rd, March Cir, W 7th St, N Co Rd 45, Whipkey Dr, Pickens Ave, 11th Pl Exd, Young St $109,000 $90,000 $75,000-$100,000 $101,000 $90,000 $100,000-$125,000
Wilson Rd, Settles St, Snyder Field Rd, S Svc Rd, Marilyn Dr, NW 2nd St, Lintner Rd, Easterling Rd, Canary St, Dogwood St $107,500 $90,000 $100,000-$125,000 $118,500 $110,000 $125,000-$150,000

Choose the Best Howard County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score No Income No Pets, Smoker $120
Freelancer 750-799 Credit Score $25 to 50,000 3 Pets, Smoker $570
Retired 800-850 Credit Score <$25,000 2 Pets, Smoker $390

Choose the Right Deductible for your Howard County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $550 $650 $460 $560 $90
Howard County, TX $1,000 $250 $750 $210 $1,210 $-460
Howard County, TX $2,500 $280 $780 $230 $2,730 $-1,950
Ackerly, TX $100 $120 $220 $100 $200 $20
Lake Colorado City, TX $1,000 $340 $840 $290 $1,290 $-450
Martin County, TX $200 $360 $560 $290 $490 $70
Tarzan-Lenorah, TX $700 $400 $900 $330 $1,030 $-130
Gail, TX $100 $400 $500 $330 $430 $70
Dawson County, TX $2,000 $220 $720 $180 $2,180 $-1,460
Lamesa, TX $100 $200 $300 $170 $270 $30
Scurry County, TX $1,000 $430 $930 $360 $1,360 $-430
Midland South, TX $100 $570 $670 $470 $570 $100

Identify Top Home Insurance Agents near Howard County, TX | Back to Top

Home Insurance Company Howard County, TX Homeowners Insurance Agency Howard County, TX Address Popularity Score Distance from Howard County (miles)
State Farm Eddy Ohlenburg 2302 West Wadley, Midland, TX, 79705-6342
43.8
State Farm Jeremy West 2611b N Midland Dr, Midland, TX, 79707
45.8
Travelers Insure All Of West Texas 3328 N Midkiff Rd Ste 1, Midland, TX, 79705
44.7
State Farm Lara Sandlin 402 Andrews Hwy, Midland, TX, 79701-5836
44.3
Farmers Tommy Churchwell 2303 Goliad St, Big Spring, TX, 79720
5.1
State Farm Roy Nelson 910 W Wall St, Midland, TX, 79701-6636
43.3
State Farm Abraham Gutierrez 4310 W Illinois Ave Ste 280, Midland, TX, 79703-5708
46.0
State Farm Laura Ingram 3317 Andrews Hwy, Midland, TX, 79703-5148
45.1
State Farm Don Rhamey 3105 N Big Spring St, Midland, TX, 79705-5314
42.3
Farmers Avery Doss 801 N 1st St, Lamesa, TX, 79331
42.3

Compare Rates for Howard County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $760 $500 $1,170 $670
Howard County, TX $63,400 $310 $200 $480 $280
Howard County, TX $63,400 $300 $200 $460 $260
Ackerly, TX $32,500 $180 $120 $280 $160
Lake Colorado City, TX $66,900 $350 $230 $540 $310
Martin County, TX $69,600 $410 $270 $630 $360
Tarzan-Lenorah, TX $101,800 $530 $350 $820 $470
Gail, TX $75,000 $380 $250 $590 $340
Dawson County, TX $50,200 $220 $150 $340 $190
Lamesa, TX $49,700 $250 $170 $390 $220
Scurry County, TX $81,800 $340 $220 $520 $300
Midland South, TX $110,300 $460 $300 $710 $410

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