How Can I Make My Des Plaines, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Des Plaines, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Des Plaines, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $182,500 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $166,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $338,500 | $320,000 | $400,000-$500,000 |
| 5 Bedroom | $394,500 | $340,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Des Plaines, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $740 |
| Superior Protection Discount | -$82 | $832 |
| Fire & Security Discount | -$82 | $832 |
| Hail Resistant Roof Discount | -$27 | $887 |
| Newly Constructed Home Discount | -$201 | $713 |
Choose your Des Plaines, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,295 |
| Hail Damage | $4,665 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Des Plaines, IL | Back to Top
| Home Insurance Company Des Plaines, IL | Homeowners Insurance Agency Des Plaines, IL | Address | Popularity Score | Distance from Des Plaines (miles) |
|---|---|---|---|---|
| Farmers | Florentina Hainal-Roman | 7777 N Caldwell Ave Ste 108, Niles, IL, 60714 | 5.7 | |
| Farmers | Allen Morgen | 8432 Waukegan Rd, Morton Grove, IL, 60053 | 5.2 | |
| Travelers | Corkill Insurance Agency Inc | 25 Northwest Point Blvd Ste 625, Elk Grove Village, IL, 60007 | 4.3 | |
| State Farm | Chad Oberholtzer | 6610 N Milwaukee Ave, Niles, IL, 60714-4417 | 6.1 | |
| Travelers | Corkill Insurance Agency Inc | 25 Northwest Point Blvd Suite 625, Elk Grove Village, IL, 60007 | 4.3 | |
| Travelers | Bernard E Pedersen & Associates Inc | 331 W Northwest Hwy Ste 101-107, Palatine, IL, 60067 | 9.6 | |
| Farmers | Edward Niewinski | 5920 W Higgins Ave, Chicago, IL, 60630 | 7.7 | |
| Allstate | Hanna Kwasniewska | 7257 W Touhy Ave Ste 104, Chicago, IL, 60631 | 5.0 | |
| State Farm | Michael Janet | 6336 N Cicero Ave Ste 101, Chicago, IL, 60646-4448 | 8.3 | |
| Travelers | Rosenthal Brothers Inc | 740 Waukegan Rd Ste 402, Deerfield, IL, 60015 | 9.5 |
Compare Rates for Des Plaines, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,160 | $560 |
| Cook County, IL | $227,400 | $892 | $610 | $1,220 | $610 |
| Des Plaines, IL | $242,600 | $914 | $650 | $1,300 | $650 |
| Northfield, IL | $499,000 | $1,251 | $840 | $1,710 | $870 |
| Vernon, IL | $385,000 | $892 | $610 | $1,230 | $620 |
| Deer Park, IL | $556,800 | $1,909 | $1,320 | $2,730 | $1,410 |
| Batavia, IL | $281,600 | $972 | $650 | $1,340 | $690 |
| Crestwood, IL | $126,600 | $679 | $450 | $960 | $510 |
| Blackberry, IL | $342,000 | $805 | $540 | $1,130 | $590 |
| Winthrop Harbor, IL | $187,200 | $725 | $500 | $1,010 | $510 |
| Lynwood, IL | $141,200 | $645 | $450 | $920 | $470 |
| Calumet, IN | $78,300 | $619 | $440 | $850 | $410 |
| Burlington, WI | $170,900 | $640 | $440 | $910 | $470 |
Research Home Insurance Companies Reviews in Des Plaines, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
All State has great service. They really take the time to talk and explain everything.
Date: October 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
They have offered me nothing but excellent customer service. They also have more discounts than I have ever had before. The only reason I didn't give them a 5 is because of their extensive claim process I had to go through.
Homesite Insurance Home Insurance Reviews
Date: June 02, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
Homesite is an underwritter for Progressive, who we use for Car insurance as well. Due to this, our rates are really good.
State Farm Home Insurance Reviews
Date: September 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have not had to utilize them for any emergencies, so it is hard to say they are great or horrible. However, payment is easy.
Erie Insurance Home Insurance Reviews
Date: July 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
My new inc. Erie alwas told me all thepremium i needed , and for my deductible they were right there in telling me all the different option.
Progressive Home Insurance Reviews
Date: August 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
As a college student just starting out on my own, my rates are very reasonable. My premium and deductible are built in to the same fee so I will be covered when in need.