Gavop shows you how to buy homeowners insurance in Vancleave, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Vancleave, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Billie Rd, Scardino Rd, Bunker Hill Rd, River Bluff, Hillcrest Ridge Road Central, Jim Ramsay Rd, Timber Trail Dr, Wade-Vancleave Rd, Old River Rd, Robin St | $211,000 | $190,000 | $200,000-$250,000 | $107,500 | $100,000 | $100,000-$125,000 |
| McGregor Rd, Silver Fox, N White Rd, Busby Rd, Big Branch Rd, Shirley Ln, Larue Rd, Polly Lake Rd, River Walk Dr, Blackfoot Rd | $156,000 | $140,000 | $125,000-$150,000 | $74,500 | $60,000 | $50,000-$75,000 |
| Sgt McClain Ln, Foxwood Rd, Granada Rd, S Double Still Rd, Paige Bayou Rd, Johns Bayou Rd, Hillcrest Ridge Dr, Mariposa Ln, Johns Bayou Marina Rd, Island Branch Rd | $175,000 | $140,000 | $125,000-$150,000 | $122,000 | $100,000 | $100,000-$125,000 |
| Ratliff Ln, Old River Rd Lp, Brushy Ln, Pine Trl, Wire Rd, Inabinette Rd, Horsemans Trl, Spruce Ave, Seaman Rd, Holden Dr | $153,500 | $120,000 | $125,000-$150,000 | $119,500 | $110,000 | $125,000-$150,000 |
| River Walk, Rouses Marina Rd, State Hwy 614, Ethel Byrd Rd, Long Leaf Dr, White Rd, Robin Street Central, Waltman Rd, Padgett Ln, Red Creek Rd | $203,500 | $170,000 | $150,000-$175,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $852 |
| Superior Protection Discount | -$90 | $912 |
| Fire & Security Discount | -$80 | $922 |
| Hail Resistant Roof Discount | -$30 | $972 |
| Newly Constructed Home Discount | -$291 | $711 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,000 | $1,153 | $2,153 | $838 | $1,838 | $315 |
| Vancleave, MS | $2,500 | $990 | $3,490 | $719 | $3,219 | $270 |
| Helena, MS | $100 | $1,164 | $1,264 | $846 | $946 | $318 |
| Moss Point, MS | $1,500 | $851 | $2,351 | $619 | $2,119 | $233 |
| Gulf Park Estates, MS | $100 | $948 | $1,048 | $689 | $789 | $259 |
| Pascagoula, MS | $2,500 | $803 | $3,303 | $583 | $3,083 | $219 |
| Saucier, MS | $200 | $1,446 | $1,646 | $1,051 | $1,251 | $395 |
| Stone County, MS | $2,500 | $834 | $3,334 | $606 | $3,106 | $228 |
| Satsuma, AL | $400 | $891 | $1,291 | $647 | $1,047 | $243 |
| Diamondhead, MS | $1,000 | $1,030 | $2,030 | $748 | $1,748 | $281 |
| Bay St. Louis, MS | $400 | $1,029 | $1,429 | $748 | $1,148 | $281 |
| Point Clear, AL | $1,000 | $1,681 | $2,681 | $1,221 | $2,221 | $459 |
| Home Insurance Company Vancleave, MS | Homeowners Insurance Agency Vancleave, MS | Address | Popularity Score | Distance from Vancleave (miles) |
|---|---|---|---|---|
| State Farm | Brenda Simkins | 1303 Market St, Pascagoula, MS, 39567-6604 | 15.4 | |
| Travelers | Bishop Insurance Agency | 14507 Lemoyne Blvd, Biloxi, MS, 39532 | 12.8 | |
| Liberty Mutual Independent | Lemon Mohler Insurance | 1964 Market Street Pascagoula, Ocean Springs, MS, 39567 | 12.9 | |
| State Farm | Jon Barry | 2746 Bienville Blvd, Ocean Springs, MS, 39564-4369 | 11.5 | |
| Allstate | Stone Insurance Agency Inc | 132 South Vardaman St., Wiggins, MS, 39577 | 35.1 | |
| Allstate | Tim Reynolds | 1599 Bienville Blvd Ste A, Ocean Springs, MS, 39564 | 12.3 | |
| Allstate | Rusty Dossett | 2315 Convent Ave, Pascagoula, MS, 39567 | 14.9 | |
| Allstate | Thomas Reynolds | 10401 Boney Ave Ste A, Diberville, MS, 39540 | 15.1 | |
| State Farm | Brenda Thompson | 7901 Highway 613 Ste 3, Moss Point, MS, 39563-9397 | 9.9 | |
| Allstate | Joe Millette | 1719 Old Mobile Ave, Pascagoula, MS, 39567 | 14.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $780 | $1,660 | $880 |
| Jackson County, MS | $125,100 | $1,167 | $830 | $1,600 | $770 |
| Vancleave, MS | $169,400 | $1,002 | $690 | $1,420 | $730 |
| Helena, MS | $112,500 | $1,178 | $840 | $1,610 | $770 |
| Moss Point, MS | $89,200 | $862 | $620 | $1,200 | $580 |
| Gulf Park Estates, MS | $141,300 | $959 | $680 | $1,360 | $680 |
| Pascagoula, MS | $106,900 | $813 | $580 | $1,160 | $580 |
| Saucier, MS | $162,700 | $1,464 | $1,050 | $2,090 | $1,040 |
| Stone County, MS | $113,900 | $844 | $580 | $1,160 | $580 |
| Satsuma, AL | $153,300 | $902 | $660 | $1,250 | $590 |
| Diamondhead, MS | $163,000 | $1,042 | $750 | $1,490 | $740 |
| Bay St. Louis, MS | $162,900 | $1,042 | $750 | $1,440 | $690 |
| Point Clear, AL | $288,600 | $1,701 | $1,210 | $2,400 | $1,190 |