Gavop's guide to buying homeowners insurance in Spring Arbor, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $109,500 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $137,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $163,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $177,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $558 |
| Superior Protection Discount | -$65 | $584 |
| Fire & Security Discount | -$71 | $578 |
| Hail Resistant Roof Discount | -$19 | $630 |
| Newly Constructed Home Discount | -$175 | $474 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,440 |
| Hail Damage | $4,476 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,386 |
| Home Insurance Company Spring Arbor, MI | Homeowners Insurance Agency Spring Arbor, MI | Address | Popularity Score | Distance from Spring Arbor (miles) |
|---|---|---|---|---|
| Farmers | Frank Mathias | 22908 Pontiac Trl, South Lyon, MI, 48178 | 48.5 | |
| State Farm | Aaron Richards | 1669 Plymouth Rd Ste A4, Ann Arbor, MI, 48105-1825 | 42.3 | |
| State Farm | Susan Rosales | 2888 Washtenaw Rd, Ypsilanti, MI, 48197-1507 | 45.3 | |
| Allstate | Daniel Amori | 27 S Huron St, Ypsilanti, MI, 48197 | 47.5 | |
| State Farm | Kevin Winter | 954 W Monroe St, Jackson, MI, 49202-2065 | 7.0 | |
| State Farm | Matt Fahoome | 2221 Jackson Ave, Ann Arbor, MI, 48103-3919 | 39.3 | |
| Liberty Mutual Independent | Ann Arbor Insurance Associates Llc | 1925 Pauline Blvd Ste D, Ann Arbor, MI, 48103 | 39.5 | |
| State Farm | Lynn Raade | 3570 Plymouth Rd, Ann Arbor, MI, 48105-2603 | 44.0 | |
| State Farm | Dana Rowry | 2512 Carpenter Rd Ste 101a, Ann Arbor, MI, 48108-1193 | 44.1 | |
| State Farm | Chuck Spinale | 404 W Grand River Ave, Brighton, MI, 48116-1105 | 44.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Jackson County, MI | $120,100 | $729 | $530 | $1,030 | $500 |
| Spring Arbor, MI | $134,500 | $649 | $470 | $930 | $460 |
| Liberty, MI | $162,400 | $810 | $540 | $1,120 | $580 |
| Moscow, MI | $107,500 | $733 | $510 | $1,000 | $490 |
| Henrietta, MI | $149,100 | $793 | $540 | $1,120 | $580 |
| Aurelius, MI | $184,100 | $838 | $580 | $1,160 | $580 |
| Ingham, MI | $157,900 | $804 | $550 | $1,110 | $560 |
| Holt, MI | $153,800 | $671 | $460 | $930 | $470 |
| Fairfield, MI | $100,800 | $722 | $530 | $1,020 | $490 |
| Danby, MI | $175,900 | $828 | $590 | $1,180 | $590 |
| Superior charter, MI | $172,700 | $691 | $470 | $950 | $480 |
| Stryker, OH | $79,200 | $562 | $390 | $800 | $410 |