Gavop tells you how to get the best homeowners insurance in Laceys Spring, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Laceys Spring, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Dogwood Dr, Black Ground Rd, W Chelsea Cir, Deaton Rd, E Upper River Rd, Buster Owen Rd, Hamner Dr, Woodland Lake Dr, Gray Dr, Prince Cir | $97,500 | $80,000 | $100,000-$125,000 | $74,500 | $70,000 | $50,000-$75,000 |
| Union Hill Rd, Woodland Hills Way, Huskey Mtn Rd Pvt, E Chelsea Cir, Deshazo Dr, Apple Grove Rd, Douglas St, Union Hill Rd, Criscoe Cir, Korgan Ave | $153,000 | $140,000 | $150,000-$175,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Shasteen Ln, Fields Cir, Day Rd, Glengarry Cir, Pinehill Cir, Sharp Ford Rd, Woodland Hills Pl, Forman Bottoms Rd, Ray Owen Pvt Dr, Nappier Ln | $142,000 | $120,000 | $100,000-$125,000 | $61,500 | $60,000 | $50,000-$75,000 |
| McCutcheon Loop Rd, Henry Dr, Johnson Landing Rd, Wilson Rd, Kay Rd, Bluff Ln, Matkins Cove Rd, Oakes Rd, Arnon Rd, Miller Dr | $88,000 | $80,000 | $75,000-$100,000 | $73,000 | $60,000 | $75,000-$100,000 |
| Dunn St, Topaz Dr, Water Plant Dr, Green Pasture Rd, Water Tower Loop, Marlar Mountain Pvt Dr, Old River Rd, River Loop Rd, Chalaine Dr, Streamside Dr | $76,500 | $70,000 | $75,000-$100,000 | $95,000 | $80,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $725 |
| Home and Two Car | -$126 | $662 |
| Home and Three Car | -$181 | $607 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morgan County | $1,500 | $1,055 | $2,555 | $767 | $2,267 | $288 |
| Laceys Spring, AL | $1,500 | $778 | $2,278 | $566 | $2,066 | $213 |
| Somerville, AL | $500 | $896 | $1,396 | $651 | $1,151 | $245 |
| Joppa, AL | $700 | $908 | $1,608 | $660 | $1,360 | $248 |
| Speake-Oakville, AL | $200 | $900 | $1,100 | $654 | $854 | $246 |
| Blountsville, AL | $2,000 | $903 | $2,903 | $656 | $2,656 | $247 |
| Hanceville, AL | $200 | $773 | $973 | $562 | $762 | $211 |
| Crossville, AL | $1,000 | $639 | $1,639 | $464 | $1,464 | $175 |
| Stevenson, AL | $2,500 | $720 | $3,220 | $524 | $3,024 | $197 |
| Warrior, AL | $200 | $916 | $1,116 | $666 | $866 | $250 |
| Home Insurance Company Laceys Spring, AL | Homeowners Insurance Agency Laceys Spring, AL | Address | Popularity Score | Distance from Laceys Spring (miles) |
|---|---|---|---|---|
| Allstate | Carolyn Lankford | 7771 Highway 72 W Ste A, Madison, AL, 35758 | 18.7 | |
| State Farm | Wendy Burpee | 8097 Madison Blvd Ste 104, Madison, AL, 35758-2043 | 14.1 | |
| State Farm | Natalie Cain | 470 Prvdce Main St Nw Ste 101, Huntsville, AL, 35806-4841 | 18.0 | |
| Travelers | Rocket City Insurance Group | 10300 Bailey Cove Rd Se Ste 6, Huntsville, AL, 35803 | 11.5 | |
| State Farm | Alan Murphy | 227 Cullman Rd, Arab, AL, 35016-1356 | 14.8 | |
| Allstate | Bo Cochran | 61 Town Center Dr Nw Unit A, Huntsville, AL, 35806 | 18.1 | |
| State Farm | Bradley Hamner | 11310 Memorial Pkwy Sw Ste C, Huntsville, AL, 35803-2477 | 9.5 | |
| Travelers | Burkett & Associates Insurance Agency Inc | 2400 Bob Wallace Ave Ste 206, Huntsville, AL, 35805 | 15.0 | |
| State Farm | Patrick Johnson | 2704 Highway 31 S Ste B, Decatur, AL, 35603-1546 | 19.7 | |
| Farmers | Christopher Malone | 2100b Sparkman Dr Nw, Huntsville, AL, 35810 | 18.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,670 | $830 |
| Morgan County, AL | $128,200 | $1,068 | $740 | $1,530 | $790 |
| Laceys Spring, AL | $120,700 | $788 | $530 | $1,090 | $560 |
| Somerville, AL | $154,900 | $906 | $630 | $1,250 | $620 |
| Joppa, AL | $89,100 | $919 | $620 | $1,310 | $690 |
| Speake-Oakville, AL | $87,800 | $911 | $630 | $1,280 | $650 |
| Blountsville, AL | $117,000 | $914 | $610 | $1,260 | $650 |
| Hanceville, AL | $91,100 | $783 | $520 | $1,120 | $600 |
| Crossville, AL | $67,800 | $647 | $440 | $920 | $480 |
| Stevenson, AL | $81,400 | $729 | $520 | $1,000 | $480 |
| Warrior, AL | $120,000 | $927 | $670 | $1,330 | $660 |