How Can I Make My Santa Maria, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Santa Maria, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Santa Maria, CA Home Insurance Coverage Levels | Back to Top
| Santa Maria, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Goodchild Ln, Janelle Ln, Sorrento Ln, Chancellor St, Via del Carmel, Westminster Ln, W Mill St, Willow Walk Way, Elliot St, Fairlane Pl | $234,500 | $210,000 | $175,000-$200,000 | $154,500 | $130,000 | $150,000-$175,000 |
| Heredia Ln, Coughlin Way, Palm Court Dr, Sydney Ct, Bello Rd, E Jones St, Enos Dr, S Western Ave, Kit Way, Vis del Mundo | $262,000 | $230,000 | $200,000-$250,000 | $182,500 | $150,000 | $150,000-$175,000 |
| Boundary Oaks Ct, Crew Ln, Moonlite Dr, Lewis Rd, Brian Ave, Bungalow Dr, Courtney Dr, N Benwiley Ave, Dolores Ct, North St | $402,000 | $350,000 | $300,000-$350,000 | $190,500 | $170,000 | $200,000-$250,000 |
| Pierce Dr, Ventura Rd, W Stowell Rd, Woodlawn Dr, S Oakley Ave, W Jewel St, Flagstone Dr, E Rice Ranch Rd, Grand Ct, Molera Dr | $186,500 | $170,000 | $150,000-$175,000 | $146,000 | $120,000 | $150,000-$175,000 |
| Mount Vernon Dr, Angela Ct, Damask Ct, Kennington Dr, Walnut Dr, Menusa Ct, E Betteravia Rd, Sombrero Way, Whitefield Ct, Catrina Way | $201,000 | $180,000 | $200,000-$250,000 | $135,000 | $120,000 | $100,000-$125,000 |
| la Verne Ave, Olive Hill Rd, Cedar Rd, Carolyne Way, Moondance Ln, Louisa Ter, Santa Rosa St, Windsor St, Duke Dr, Larryton Ave | $142,000 | $120,000 | $100,000-$125,000 | $150,500 | $130,000 | $125,000-$150,000 |
| Orchid Ln, Cantata Ln, Dickinson St, Westgate Rd, N Curryer St, E Bello Rd, Amarone Ln, N Palisade Dr, Tanya Ct, Singleton Dr | $235,000 | $200,000 | $200,000-$250,000 | $197,000 | $160,000 | $150,000-$175,000 |
| River Birch Ct, Elliot St, Almeria Ave, Sonya Ln, Bedford Pl, E McElhany Ave, S Concepcion Ave, San Gregorio Dr, Cll Bonita, W McCoy Ln | $258,500 | $210,000 | $200,000-$250,000 | $272,000 | $250,000 | $250,000-$300,000 |
| Eliza Dr, Kalle Ln, Miles Ave, Bonita St, S Hart Dr, Coachman Way, Canyon Creek Rd, Williams St, Jacob Ln, Southcreek Ct | $316,000 | $290,000 | $250,000-$300,000 | $161,000 | $130,000 | $150,000-$175,000 |
| Regina Ct, Chapel St, Arroyo Way, Harding Ave, Kingston Dr, Evergreen Ave, Cottage Ln, Caselli Way, Eastwood Dr, S School St | $392,000 | $340,000 | $350,000-$400,000 | $264,000 | $230,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Santa Maria, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $701 |
| Superior Protection Discount | -$83 | $751 |
| Fire & Security Discount | -$83 | $751 |
| Hail Resistant Roof Discount | -$17 | $818 |
| Newly Constructed Home Discount | -$209 | $626 |
Choose the Right Deductible for your Santa Maria, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Barbara County | $700 | $1,358 | $2,058 | $987 | $1,687 | $371 |
| Santa Maria, CA | $1,500 | $824 | $2,324 | $599 | $2,099 | $225 |
| Casmalia, CA | $300 | $604 | $904 | $439 | $739 | $165 |
| Guadalupe, CA | $1,500 | $623 | $2,123 | $453 | $1,953 | $170 |
| Arroyo Grande, CA | $300 | $1,399 | $1,699 | $1,016 | $1,316 | $382 |
| Oceano, CA | $1,500 | $744 | $2,244 | $540 | $2,040 | $203 |
| Grover Beach, CA | $300 | $920 | $1,220 | $669 | $969 | $251 |
| Buellton, CA | $1,000 | $1,359 | $2,359 | $987 | $1,987 | $371 |
| Solvang, CA | $300 | $1,046 | $1,346 | $760 | $1,060 | $286 |
| Pismo Beach, CA | $2,000 | $1,010 | $3,010 | $734 | $2,734 | $276 |
| Morro Bay, CA | $300 | $983 | $1,283 | $714 | $1,014 | $269 |
Identify Top Home Insurance Agents near Santa Maria, CA | Back to Top
| Home Insurance Company Santa Maria, CA | Homeowners Insurance Agency Santa Maria, CA | Address | Popularity Score | Distance from Santa Maria (miles) |
|---|---|---|---|---|
| Farmers | Rebecca Stouppe | 115 E College Ave Ste 3, Lompoc, CA, 93436 | 17.4 | |
| Allstate | Michelle Horenberger | 1975 S Broadway Ste H, Santa Maria, CA, 93454 | 4.1 | |
| State Farm | Ed Attlesey | 160 N Fairview Ave Ste 3, Goleta, CA, 93117-2338 | 43.8 | |
| Allstate | Douglas A. Harlow | 1215 De La Vina St Ste A, Santa Barbara, CA, 93101 | 50.0 | |
| State Farm | Kory Robertson | 160 N Fairview Ave Ste 2, Goleta, CA, 93117-2338 | 43.8 | |
| State Farm | Tammy Dobrotin | 3015 State St Ste C, Santa Barbara, CA, 93105-3330 | 48.2 | |
| Farmers | Sergio Zepeda | 310 W Main St, Santa Maria, CA, 93458 | 5.6 | |
| State Farm | Nancy Boster | 1100 S Broadway, Santa Maria, CA, 93454-6608 | 4.8 | |
| Allstate | Andrew Cox | 11555 Los Osos Vly Rd Ste 110, San Luis Obispo, CA, 93405 | 31.0 | |
| State Farm | Tami Rabska | 1545 S Broadway, Santa Maria, CA, 93454-7281 | 4.4 |
Compare Rates for Santa Maria, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Barbara County, CA | $509,400 | $1,374 | $1,020 | $1,870 | $850 |
| Santa Maria, CA | $325,800 | $834 | $620 | $1,130 | $510 |
| Casmalia, CA | $169,000 | $611 | $450 | $830 | $380 |
| Guadalupe, CA | $220,500 | $631 | $470 | $860 | $390 |
| Arroyo Grande, CA | $528,300 | $1,416 | $1,050 | $1,930 | $880 |
| Oceano, CA | $340,100 | $753 | $560 | $1,020 | $460 |
| Grover Beach, CA | $446,800 | $931 | $690 | $1,270 | $580 |
| Buellton, CA | $458,600 | $1,375 | $1,020 | $1,870 | $850 |
| Solvang, CA | $689,700 | $1,058 | $780 | $1,440 | $660 |
| Pismo Beach, CA | $660,000 | $1,022 | $760 | $1,390 | $630 |
| Morro Bay, CA | $535,300 | $995 | $740 | $1,350 | $610 |
Research Home Insurance Companies Reviews in Santa Maria, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: June 02, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Date: April 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 14, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 17, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: August 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: June 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: October 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 18, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: September 23, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 27, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 11, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 28, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: June 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: September 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 20, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 14, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: July 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Nationwide Home Insurance Reviews
Date: September 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 01, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: July 29, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: November 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: September 04, 2019 Age: 40 to 49 Gender: Male Marital Status: Married