Gavop shows you how to buy homeowners insurance in Needles, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Needles, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Alamo Ct, Nisqually Trl, Greystone Dr, Torrance, Desert View Dr, Everet, US Rte 95, Gene Facilities, Winema Trl, Koip Ct | $61,000 | $50,000 | $50,000-$75,000 | $98,500 | $80,000 | $75,000-$100,000 |
| Mansker Ln, Okanogan Trl, Guaty Rd, Deerpath Ct, Carty Pl, Tai Ct, Moanalla Ct, Parker Rd, Rahun Trl, Hanes Rd | $95,000 | $90,000 | $100,000-$125,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Turk Mine Acrd, Thunderbird Ln, Campo Verde Dr, Davidson St, Sierra Vista Rd, Teepee Trl, Pauba Rd, Marina Dr, Canton St, Squaw Ct | $81,500 | $70,000 | $75,000-$100,000 | $109,500 | $90,000 | $100,000-$125,000 |
| Roadrunner, Tehama Trl, Lake Blvd, Cree Ct, Rahun Ct, S K St, Blue Water Rd, Mono Ct, Marina St, Parasol Dr | $97,500 | $80,000 | $100,000-$125,000 | $75,000 | $60,000 | $75,000-$100,000 |
| Santa Anna Ave, Quinn Ct, Paiute Trl, Apache Dr, Quinnault Trl, Crow Ct, Dump Access Rd, Happiness Ln, Casa del Sol St, Eagle Pass Rd | $75,500 | $60,000 | $50,000-$75,000 | $161,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $908 |
| Superior Protection Discount | -$95 | $961 |
| Fire & Security Discount | -$106 | $950 |
| Hail Resistant Roof Discount | -$21 | $1,034 |
| Newly Constructed Home Discount | -$274 | $781 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,537 |
| Hail Damage | $4,571 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
| Home Insurance Company Needles, CA | Homeowners Insurance Agency Needles, CA | Address | Popularity Score | Distance from Needles (miles) |
|---|---|---|---|---|
| Nationwide | Mountain Pacific Ins Agcy | 1410 W Broadway St Ste A, Needles, CA, 92363 | 25.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Bernardino County, CA | $280,200 | $744 | $550 | $1,010 | $460 |
| Needles, CA | $81,900 | $1,056 | $780 | $1,440 | $660 |
| Crystal Beach, AZ | $80,800 | $501 | $370 | $710 | $340 |
| Golden Shores, AZ | $77,400 | $489 | $360 | $680 | $320 |
| Arizona Village, AZ | $75,700 | $483 | $340 | $660 | $320 |
| Mohave Valley, AZ | $156,100 | $688 | $470 | $980 | $510 |
| Mojave Ranch Estates, AZ | $85,000 | $515 | $370 | $720 | $350 |
| Mesquite Creek, AZ | $119,700 | $613 | $450 | $850 | $400 |
| Bluewater, AZ | $57,200 | $411 | $280 | $570 | $290 |
| Parker Strip, AZ | $148,300 | $674 | $490 | $960 | $470 |
| Bullhead City, AZ | $125,700 | $609 | $410 | $850 | $440 |