Gavop tells you how to get the best homeowners insurance in Wayne County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Wayne County, MO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunny Hill Dr, Co Rd 522A, Allen St, Crossroads Church, 4th St, Chippewa Dr, Co Rd 514, Mary Duncan Dr, Rte 1, Missy Ln | $80,500 | $80,000 | $75,000-$100,000 | $123,000 | $110,000 | $125,000-$150,000 |
| Lakeview, Magnolia Dr, Spruce St, Wayne Co 525, State Hwy M, Greenwood Dr, Co Rd 513, Co Rd 509, Hilltop Ln, Co Rd 214 | $80,000 | $70,000 | $50,000-$75,000 | $103,000 | $90,000 | $75,000-$100,000 |
| State Hwy Ff, E Daniels St, Main St, N 5th St, N Main St, Elm St, Barnes St, Maple St, State Hwy 34, S 5th St | $105,000 | $90,000 | $75,000-$100,000 | $94,500 | $90,000 | $75,000-$100,000 |
| State Hwy V, Susan Ln, Co Rd 510A/rockwood Pt Rd, Ollepappaw Ln, Co Rd 343, Cedar Ln, Orchard St, E Elm St, Parkway St, Piety St | $83,000 | $70,000 | $75,000-$100,000 | $97,500 | $90,000 | $100,000-$125,000 |
| Sycamore St, 5th, McKenzie Creek Rd, Co Rd 301, Canyon Rd, White, Edward St, McMurry St, S Oak, N 2nd St | $93,000 | $90,000 | $75,000-$100,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $644 |
| Home and Two Car | -$120 | $587 |
| Home and Three Car | -$163 | $545 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $1,000 | $699 | $1,699 | $508 | $1,508 | $191 |
| Wayne County, MO | $2,500 | $699 | $3,199 | $508 | $3,008 | $191 |
| Epps, MO | $500 | $1,023 | $1,523 | $743 | $1,243 | $279 |
| Beaver Dam, MO | $2,000 | $1,035 | $3,035 | $752 | $2,752 | $283 |
| Lorance, MO | $500 | $896 | $1,396 | $651 | $1,151 | $245 |
| Lesterville, MO | $700 | $925 | $1,625 | $672 | $1,372 | $253 |
| Castor, MO | $100 | $767 | $867 | $557 | $657 | $210 |
| Varner, MO | $1,000 | $851 | $1,851 | $618 | $1,618 | $232 |
| Iron, MO | $200 | $860 | $1,060 | $625 | $825 | $235 |
| Shirley, MO | $1,000 | $831 | $1,831 | $604 | $1,604 | $227 |
| West Doniphan, MO | $100 | $787 | $887 | $572 | $672 | $215 |
| Home Insurance Company Wayne County, MO | Homeowners Insurance Agency Wayne County, MO | Address | Popularity Score | Distance from Wayne County (miles) |
|---|---|---|---|---|
| State Farm | Amanda Shipman | 102 W Russell St, Ironton, MO, 63650-1313 | 34.6 | |
| Farmers | Dennis Hovis | 400 S Main St, Piedmont, MO, 63957 | 13.4 | |
| Travelers | Golden Rule Insurance Associates | 2102 E Blvd, Jackson, MO, 63755 | 48.3 | |
| State Farm | Stuart Beussink | 301 High St, Marble Hill, MO, 63764-9111 | 30.1 | |
| Travelers | Golden Rule Insurance Associates | 2102 E Jackson Blvd, Jackson, MO, 63755 | 48.3 | |
| Farmers | Chelsea Eaton | 1166 Greenway Dr Ste B5, Jackson, MO, 63755 | 48.3 | |
| Allstate | Karen Sanderson | 1720 Kanell Blvd Ste 4, Poplar Bluff, MO, 63901 | 23.9 | |
| State Farm | Chris Morrison | 8 E Harrison St, Farmington, MO, 63640-1859 | 46.0 | |
| Farmers | Mindi Montgomery | 120 E College Ave, Fredericktown, MO, 63645 | 32.0 | |
| Travelers | Byrum Culp & Davis | 310 W Main St, Malden, MO, 63863 | 47.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,500 | $760 |
| Wayne County, MO | $72,700 | $707 | $520 | $1,010 | $490 |
| Wayne County, MO | $72,700 | $707 | $520 | $970 | $450 |
| Epps, MO | $127,900 | $1,035 | $690 | $1,430 | $740 |
| Beaver Dam, MO | $132,200 | $1,048 | $700 | $1,440 | $740 |
| Lorance, MO | $89,300 | $907 | $640 | $1,260 | $620 |
| Lesterville, MO | $97,300 | $936 | $670 | $1,320 | $650 |
| Castor, MO | $93,800 | $776 | $550 | $1,070 | $520 |
| Varner, MO | $77,300 | $861 | $590 | $1,200 | $610 |
| Iron, MO | $79,500 | $870 | $620 | $1,200 | $580 |
| Shirley, MO | $72,500 | $841 | $570 | $1,200 | $630 |
| West Doniphan, MO | $62,100 | $797 | $570 | $1,110 | $540 |