Gavop shows you how to buy homeowners insurance in Kenilworth, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Kenilworth, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pembrook Dr, N 15th St, N 19th St, N 9th St, Red Maple Ln, Ashwood Ave, Shady Ln, Boulevard, N 18th St, Quinton Ave | $340,500 | $290,000 | $350,000-$400,000 | $463,000 | $440,000 | $350,000-$400,000 |
| S 19th St, S 21st St, Hoiles Dr, Boright Ave, N 7th St, Lincoln Pl, S 20th St, S 17th St, N 21st St, N 26th St | $434,000 | $400,000 | $350,000-$400,000 | $541,500 | $450,000 | $400,000-$500,000 |
| Wilshire Dr, S 31st St, Halsey St, Dorset Dr, Bloomingdale Ave, S 24th St, Oakwood Ave, Lee Ter, N 20th St, N 11th St | $294,000 | $280,000 | $250,000-$300,000 | $530,000 | $500,000 | $400,000-$500,000 |
| Richfield Ave, Via Vitale, Brasser Ln, S 18th St, N 23rd St, Franklin Ave, Red Oak Ln, Upsala Ct, Kingston Ave, Carnegie Ave | $294,000 | $260,000 | $250,000-$300,000 | $411,000 | $330,000 | $300,000-$350,000 |
| N 17th St, Swenson Dr, N Michigan Ave, W Sumner Ave, N 22nd St, S 22nd St, Boyd Ter, S 23rd St, N 16th St, N 13th St | $267,500 | $210,000 | $250,000-$300,000 | $460,000 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $657 |
| Superior Protection Discount | -$73 | $738 |
| Fire & Security Discount | -$89 | $722 |
| Hail Resistant Roof Discount | -$24 | $787 |
| Newly Constructed Home Discount | -$211 | $600 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $1,500 | $1,058 | $2,558 | $769 | $2,269 | $289 |
| Kenilworth, NJ | $2,000 | $801 | $2,801 | $582 | $2,582 | $219 |
| Rahway, NJ | $200 | $806 | $1,006 | $586 | $786 | $220 |
| Somerset, NJ | $1,500 | $872 | $2,372 | $634 | $2,134 | $238 |
| Garfield, NJ | $200 | $1,009 | $1,209 | $733 | $933 | $276 |
| Middlebush, NJ | $2,000 | $1,603 | $3,603 | $1,165 | $3,165 | $438 |
| Brooklyn, NY | $300 | $844 | $1,144 | $613 | $913 | $231 |
| Jefferson, NJ | $700 | $908 | $1,608 | $660 | $1,360 | $248 |
| Bellerose Terrace, NY | $300 | $1,781 | $2,081 | $1,295 | $1,595 | $487 |
| Old Greenwich, CT | $700 | $905 | $1,605 | $658 | $1,358 | $247 |
| Melville, NY | $300 | $840 | $1,140 | $610 | $910 | $229 |
| Goshen, NY | $2,000 | $866 | $2,866 | $629 | $2,629 | $237 |
| Home Insurance Company Kenilworth, NJ | Homeowners Insurance Agency Kenilworth, NJ | Address | Popularity Score | Distance from Kenilworth (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | American Insurance Services | 1129 Raritan Rd, Clark, NJ, 7066 | 3.6 | |
| Allstate | Peter M. Arcuri Jr. | 725 River Rd, Edgewater, NJ, 7020 | 19.0 | |
| Liberty Mutual Independent | American Insurance Services | 1129 Raritan Rd, Clark, NJ, 7066 | 3.6 | |
| State Farm | Peter Romeo | 1429 Us Highway 22, Mountainside, NJ, 07092-2406 | 3.7 | |
| Allstate | Neil H. Greco | 25 W Northfield Rd, Livingston, NJ, 7039 | 7.0 | |
| State Farm | Angel Rodriguez | 815 Elizabeth Ave Ste 200, Elizabeth, NJ, 07201-2787 | 4.7 | |
| Travelers | Pavese Mccormick Agency Inc | 3759 Us Highway 1, Monmouth Junction, NJ, 8852 | 21.3 | |
| Travelers | The Rosell Insurance Agency Inc | 647 Newman Springs Road, Lincroft, NJ, 7738 | 25.5 | |
| Travelers | Raritan Agency Inc | 754 Route 18 Ste 101, East Brunswick, NJ, 8816 | 18.1 | |
| State Farm | John Dipace | 186 Columbia Tpke, Florham Park, NJ, 07932-1389 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,490 | $750 |
| Union County, NJ | $351,800 | $1,070 | $770 | $1,490 | $720 |
| Kenilworth, NJ | $347,500 | $811 | $580 | $1,140 | $560 |
| Rahway, NJ | $263,200 | $816 | $550 | $1,150 | $600 |
| Somerset, NJ | $306,400 | $883 | $640 | $1,220 | $580 |
| Garfield, NJ | $329,100 | $1,021 | $750 | $1,400 | $650 |
| Middlebush, NJ | $475,500 | $1,622 | $1,150 | $2,300 | $1,150 |
| Brooklyn, NY | $623,900 | $854 | $590 | $1,190 | $600 |
| Jefferson, NJ | $327,300 | $919 | $620 | $1,300 | $680 |
| Bellerose Terrace, NY | $398,200 | $1,803 | $1,210 | $2,510 | $1,300 |
| Old Greenwich, CT | $1,386,700 | $916 | $670 | $1,270 | $600 |
| Melville, NY | $635,000 | $850 | $580 | $1,170 | $590 |
| Goshen, NY | $306,000 | $877 | $590 | $1,240 | $650 |