Gavop shows you how to buy homeowners insurance in De Baca County, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $66,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $116,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $162,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $133,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $497 |
| Superior Protection Discount | -$55 | $552 |
| Fire & Security Discount | -$55 | $552 |
| Hail Resistant Roof Discount | -$18 | $588 |
| Newly Constructed Home Discount | -$170 | $437 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| De Baca County | $1,000 | $599 | $1,599 | $435 | $1,435 | $164 |
| De Baca County, NM | $1,000 | $599 | $1,599 | $435 | $1,435 | $164 |
| West De Baca, NM | $400 | $779 | $1,179 | $566 | $966 | $213 |
| Lake Sumner, NM | $2,500 | $772 | $3,272 | $561 | $3,061 | $211 |
| House-Forrest, NM | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Guadalupe County, NM | $100 | $632 | $732 | $459 | $559 | $173 |
| Melrose, NM | $1,500 | $689 | $2,189 | $500 | $2,000 | $188 |
| Floyd, NM | $200 | $669 | $869 | $486 | $686 | $183 |
| Northwest Chaves, NM | $1,500 | $844 | $2,344 | $613 | $2,113 | $231 |
| Home Insurance Company De Baca County, NM | Homeowners Insurance Agency De Baca County, NM | Address | Popularity Score | Distance from De Baca County (miles) |
|---|---|---|---|---|
| Farmers | Mellisa Madrid | 141 S 6th St, Santa Rosa, NM, 88435 | 44.1 | |
| Travelers | Insurance Services Of New Mexico Inc | 631 N 4th Street, Fort Sumner, NM, 88119 | 10.5 | |
| Allstate | Ins Srvcs Of Nm Inc | 440 Corona Ave, Santa Rosa, NM, 88435 | 44.0 | |
| Travelers | Insurance Services Of New Mexico Inc | 631 N 4th St Fort Sumner, Santa Rosa, NM, 88119 | 44.0 | |
| Allstate | Ins Srvcs Of Nm Inc | 631 N 4th Street, Ft. Sumner, NM, 88119 | 10.5 | |
| Travelers | Insurance Services Of New Mexico Inc | 631 N 4th St , Fort Sumner, NM, 88119 | 10.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $630 | $1,190 | $560 |
| De Baca County, NM | $67,700 | $606 | $420 | $840 | $420 |
| De Baca County, NM | $67,700 | $606 | $410 | $870 | $460 |
| West De Baca, NM | $123,200 | $788 | $530 | $1,080 | $550 |
| Lake Sumner, NM | $119,600 | $781 | $550 | $1,090 | $540 |
| House-Forrest, NM | $83,000 | $693 | $500 | $980 | $480 |
| Guadalupe County, NM | $81,100 | $640 | $440 | $910 | $470 |
| Melrose, NM | $84,500 | $697 | $500 | $960 | $460 |
| Floyd, NM | $76,700 | $677 | $460 | $950 | $490 |
| Northwest Chaves, NM | $155,400 | $854 | $570 | $1,200 | $630 |