How Can I Make My Brownsville, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Brownsville, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Brownsville, TX Home Insurance Coverage Levels | Back to Top

Brownsville, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Butler Rd, Poinciana Dr, Villa Bonita St, W Adams St, E 13th St, Parral St, D St, Santa Elena St, Elyt Dr, San Marcelo Blvd $90,500 $80,000 $75,000-$100,000 $73,000 $70,000 $50,000-$75,000
E Broadway St, Eastwood Dr, Harding St, Jonathan Ct, Rosemond Ct, Oasis Dr, Blue Sage Ln, Ave Olivia, Market Square St, Western Blvd $95,000 $80,000 $75,000-$100,000 $76,000 $70,000 $75,000-$100,000
San Jacinto Rd, Navarra St, W Ruben M Torres Sr Blvd, Woodside St, Skyview Dr, E Los Ebanos Blvd, Loma Alta St, Alan A Dale St, Lundy Dr, Minnesota Rd $66,500 $60,000 $50,000-$75,000 $53,000 $50,000 $50,000-$75,000
Shepard Cts, W 2nd St, Jovan Cir, Taft St, Kansas Cir, Montevideo, Saint Thomas Dr, Bordeaux Dr, Co Rd 125, la Mancha Dr $117,000 $90,000 $100,000-$125,000 $106,000 $100,000 $75,000-$100,000
Joey Ct, Sybil Dr, Co Rd 137, Bismark Blvd, Jacklyn Cir, Allende St, Cielo Grande Dr, Sunnyside Ln, Roosevelt St, Industrial Dr $74,500 $60,000 $50,000-$75,000 $59,500 $50,000 $50,000-$75,000
Kevin Dr, Country Club Dr, Saint James Dr, Narcisco Martinez Hwy, Sagua la Grande Ave, Sonny Dr, Laguna Escondida, Meadow Glen Dr, Laguna Dr, Dana Ave $86,000 $70,000 $50,000-$75,000 $93,000 $90,000 $75,000-$100,000
Rancho Escondido Dr, el Parque St, Ventura Dr, Cll Retama, E Broadway, Marion St, Cll Buenos Aires, W 9th St, Fairwind Dr, Viking Ln $104,000 $90,000 $75,000-$100,000 $132,500 $120,000 $150,000-$175,000
Toluca Dr, E San Marcelo Blvd, Tangerine Blvd, Dolores Ave, Valhalla Cove, Glenbrook Dr, Ave Isabella, Bluebonnet Dr, Rey Jorge St, Hacienda Ln $91,000 $80,000 $75,000-$100,000 $95,500 $80,000 $75,000-$100,000
Trinidad St, McKenzie Rd, Mebec Ct, Michaelwood Dr, W Boca Chica Blvd, S Tupelo Ct, W Cernan Ct, Torreon Dr, E St, San Pedro Ln $109,000 $90,000 $75,000-$100,000 $69,500 $60,000 $50,000-$75,000
W 18th St, Cll Costa Rica, Tradition Cir, Tan Oak Cir, Cll Rancho Grande W, E Taylor St, Milam Ave, Kennedy Ave, Cam Nikel, East Ave $139,000 $130,000 $150,000-$175,000 $103,000 $100,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Brownsville, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$208 $1,090
Superior Protection Discount -$117 $1,181
Fire & Security Discount -$91 $1,207
Hail Resistant Roof Discount -$39 $1,259
Newly Constructed Home Discount -$350 $947

Choose your Brownsville, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,513
Hail Damage $4,900
Wind Damage $6,624
Expensive Claims
Fire $42,889
Smoke $16,887

Identify Top Home Insurance Agents near Brownsville, TX | Back to Top

Home Insurance Company Brownsville, TX Homeowners Insurance Agency Brownsville, TX Address Popularity Score Distance from Brownsville (miles)
State Farm Belinda Zapata 2701 E Ruben Torres Blvd Ste B, Brownsville, TX, 78526-7440
2.4
Farmers Sergio Rodriguez 5121 S Jackson Rd, Edinburg, TX, 78539
46.9
Allstate Ralph Hill 3525 International Blvd Ste C1, Brownsville, TX, 78521
4.4
State Farm David Armendariz 224 W Ocean Blvd, Los Fresnos, TX, 78566-3623
7.6
Liberty Mutual Independent Hughston Insurance Agency Inc 46 Cove Cir, Brownsville, TX, 78521
2.2
State Farm Trae Pena 943 N Expressway Ste 14, Brownsville, TX, 78520-8669
2.1
Farmers Elizabeth Gonzalez 1100 N Expressway Ste 5, Brownsville, TX, 78521
2.0
State Farm Joel Munguia 515 Central Blvd, Brownsville, TX, 78520-6369
3.5
Travelers James E Capt & Associates Llc 1336 Med Capt Dr, Pharr, TX, 78577
43.4
Allstate Rick Ortiz 2025 Central Blvd Ste C, Brownsville, TX, 78520
2.3

Compare Rates for Brownsville, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Cameron County, TX $82,500 $1,291 $850 $1,990 $1,140
Brownsville, TX $84,100 $1,298 $860 $2,000 $1,140
Laguna Heights, TX $24,600 $1,046 $690 $1,610 $920
Juarez, TX $75,300 $1,395 $920 $2,150 $1,230
Weslaco, TX $78,400 $1,271 $840 $1,960 $1,120
Olivarez, TX $71,200 $1,371 $900 $2,110 $1,210
La Blanca, TX $79,800 $1,419 $940 $2,190 $1,250
San Carlos, TX $50,900 $1,244 $820 $1,920 $1,100
McAllen-Pharr, TX $87,200 $1,037 $680 $1,600 $920

Research Home Insurance Companies Reviews in Brownsville, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: December 31, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My premium and my deductible with State Farm are very affordable and fair in my opinion. I never feel like I'm being robbed or paying too much for services I don't get. I am in good hands.

Date: October 26, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium and deductible of your policy compared to the other home insurance policies is that my company helps you get the affordable home insurance coverage you need and the peace of mind you desire.

Date: April 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Whenever I have issues with my home insurance policy, my agent is quick to respond and quite helpful. All of the employees are friendly and respectful to me as a customer.

Date: March 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
State Farm set us up with policies that we didn't know we existed. Beyond home, business and life insurance they also set us up with Roth IRAs We definitely were impressed initially.


Date: December 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium is definitely in a good range, the deductible, too, is acceptable. As mentioned before, the premium is much lower (around 30%) than other companies I looked at with similar offerings.

Date: October 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I get discounted rates on my insurance because I have a good credit history and a good payment history with them, I haven't looked at other companies to find out if they are cheaper because I already like my premiums

Date: September 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
They are good at responding fast and always treat me with respect. I like to talk to their customer service

Date: September 19, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
It is easy to use. However I don't like the color scheme, it gives me a headache.

Date: September 06, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I am covered for robbery, weather damage, and fire damage. I live in a rough place and it gives me peace of mind.


Date: September 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Dwelling loss of use liability medical payments and structures are covered


Date: August 23, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
They send me my updated information in a timely manner but they send way too much junk mail/promotional mail

Date: August 21, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
Sometimes it is hard to get information after hours when the office is closed because the general helpline doesn't have access to all my info

Date: August 06, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Communication
I have good communication. They always make sure to reach out and don't make me feel alienated when I am using their services.

Date: June 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I cannot make changes to my coverages on the app, I have to call my agents office to do so

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
This premium is pretty good compared to other companies. I am happy with my choice to use this insurance.

Liberty Mutual Home Insurance Reviews

Date: July 03, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I had to call once to ask a few questions about what specifically is covered by my plan, and I was disappointed with the exceedingly long wait times.

Date: April 03, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I believe our company is about the same as deductible wise as any other company, I don't think there is much of a difference most companies are pretty similar.

Date: November 25, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The coverage seems average or better tha average. The price was one of the lowest and was paired with my car insurance.

Date: September 29, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
It would be kind of nice to hear from them from time to time. As I've mentioned twice, I've not once communicated with them since the purchase of the policy. My bill gets paid via my mortgage escrow, so I don't really deal with them at all, nor hear any updates or any information.

Date: September 18, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
My policy covers dwelling with replacement cost, some coverage for other structures, personal property replacement cost, loss of use, personal liability, and medical payments to others.


Date: July 27, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
I don't have a lot to like or dislike about it; as thankfully I haven't used it other than initially, about five years ago, when I got the policy. It's offered through a partnership with Geico, who carries my auto insurance, so it is convenient I can access both policies from the same place.

Date: January 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Customer service is fine as far as I know; as with the website, I've never needed to really contact anybody. My only experience with customer service was briefly when I first purchased the policy, and there were no issues.

Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My premium has risen each year, which I suppose is to be expected. It was approximately $1000 originally, and it's approximately $1250 now. I just paid the bill this month, and do plan to shop around and see if how the price compares, as its been 5 years since I bought the house and have had the policy, and haven't really looked since I initially purchased it.

Alfa Insurance Home Insurance Reviews

Date: September 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
Alfa is a great company. They are always very responsive whenever an I need them. They also handle my car and life insurance.

Date: August 06, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Communication
I like the fact that they are so caring and concerned any time there is an issue. They will go above and beyond to get you what you need and then check up to make sure you are satisfied.

Date: July 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
My agent is on speed dial. He also has a great office staff that typically handles any request, questions, or concerns.

Date: May 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My coverage will produce all the dwellings on the inside of the house, plus the garage, cars, and any other items on the property


Date: November 19, 2017    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
My premium is very low. I shopped around and was able to bundle coverage to give me a better discount.

Allstate Home Insurance Reviews

Date: January 06, 2020    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Allstate currently has the most competitive rates with other health insurance companies. In my area they were $40 cheaper then the next plan. I like the providers that are associated with them. I would rate them a 5 in this category.


Date: July 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Allstate's customer service hasn't been bad in my experience.They're always pleasant and easy to deal with. Occasionally it can be hard to get them on the phone but that usually just means they are busy.

Date: February 20, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I would rate my home insurance company with a 5, being extremely satisfied with the customer service. I feel comfortable calling them and asking any question that comes to mind, knowing i will get the answer i'm looking for.

GEICO Home Insurance Reviews

Date: June 18, 2019    Age: 20 to 29    Gender: Married    Marital Status: Male

Premium
the premium and deductibles offered to me were numbered, but it was the combination of competitive rates due to bundling my insurance that was the differentiating factor.

Date: March 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The deductible for this plan is much higher than I would have preferred. When compared to other insurance companies, though I found that the deductible was rather similar to others.

Date: March 11, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
We have not had interaction with Geico customer service, other than that needed to initially obtain home insurance from them over a year ago.

Farmer's Insurance Home Insurance Reviews

Date: September 10, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I liked the service of the home company thank you very much for your questions

Date: April 25, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Great, he always gives me the policies that competitors offer and gives me better coverage and rates. I trust him and have worked with him for years.


Date: April 23, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
My home insurance customer service is pretty good actually. I had to contact them last year when I had property damage after a storm and they very proficient and helped me out a lot.

AAA Home Insurance Reviews

Date: April 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The premium and policy was more affordable as compared to state farm and allstate, for the same coverage, plus I like the fact that my agent is easy to contact and the AAA also offers a multi policy discountt.

Date: April 04, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Compare to other insurance policies my premium and deductible of my policy is very high level. i really get benefit form my home insurance policy.

Progressive Home Insurance Reviews

Date: July 30, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
it was very talent and unique insurance company. i really satisfied with the claims and reviews. it will be more benefits for us compared to other insurance company.

Date: April 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I would rate them a 5. They have been there when I needed to submit claims and help me out in a pinch. Very good service experience I have had with them.

USAA Home Insurance Reviews

Date: November 04, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
I like it because it is easy to use and find out things about my services. I can use my thumbprint to access it instead of typing in a password and I really enjoy that part.

Blue Cross Blue Shield Home Insurance Reviews

Date: January 01, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I am very satisfied with my insurance company, my company responded with the expenses and the reimbursement of the money that had been spent in the repairs caused by a fire that occurred in my home, in the month of January of the current year


MetLife Home Insurance Reviews

Date: March 30, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We have Metlife home insurance. Ours is a old house and thought Metlife provides good replacement .So far we haven't made any claims. But I like the customer service and clarity.

Esurance Home Insurance Reviews

Date: February 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
My early interactions with my home insurance company's customer service occurred when I was getting all set up. The lady was kind and patient, and very helpful in answering any questions I had.

Safeco Insurance Home Insurance Reviews

Date: December 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
It was a lot cheaper than the other ones. Not only was it cheaper, it was always like 400 dollars cheaper a year compared to the leading companies in the nation.


Encompass Insurance Home Insurance Reviews

Date: December 21, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The Encompass home insurance policy premium was about half that of the other companies. We paid it all at once without monthly installments, and were given a discount because of this. The policy that we chose used the same deductible as the other companies we were comparing it with, and still came under them. We will monitor the premium year-to-year, and if it increases too much, we will have our independent agent do another search.

Amica Mutual Insurance Home Insurance Reviews

Date: March 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Amica provides the same coverage as other companies. What they do offer above and beyond other companies is customer services.


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