Gavop shows you how to buy homeowners insurance in Oak Grove, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Oak Grove, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Potawatomi St NW, 226th Ave NW, 200th Ave NW, 181st Ln NW, 206th Ln NW, Gladiola St, Co Rd 86, Yahn Dr NW, 219th Ln NW, 189th Ln NW | $281,000 | $250,000 | $300,000-$350,000 | $261,500 | $220,000 | $200,000-$250,000 |
| 213th Ln NW, 211th Ave, 182nd Ave NW, 203rd Ln NW, Lake George Pkwy NW, 198th Ave NW, Rum River Dr, 197th Ln NW, Kerry St, 203rd Ave NW | $316,000 | $280,000 | $350,000-$400,000 | $268,500 | $240,000 | $300,000-$350,000 |
| 212th Ln NW, Quapaw St, 225th Ln, 205th Ln NW, Butternut Cir, 185th Ln NW, Tulip St, University Ave, Norway St, 206th Ln | $287,500 | $230,000 | $200,000-$250,000 | $414,500 | $390,000 | $400,000-$500,000 |
| Vintage Dr NW, 204th Ln, Lake George Blvd NW, Sleepy Hollow Dr NW, 199th Ave NW, 206th Ave NW, 216th Ave NW, 197th Ave NW, Jivaro St NW, 228th Ln | $245,000 | $210,000 | $200,000-$250,000 | $301,500 | $280,000 | $250,000-$300,000 |
| Pineridge Dr NW, 198th Ave, 223rd Ln, 224th Ave, Butternut St, 212th Ln NW, Zilla St, 191st Ave, 186th Ln NW, 190th Ln NW | $211,500 | $170,000 | $150,000-$175,000 | $317,000 | $270,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$87 | $875 |
| Home and Two Car | -$154 | $807 |
| Home and Three Car | -$240 | $721 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anoka County | $1,000 | $1,110 | $2,110 | $807 | $1,807 | $303 |
| Oak Grove, MN | $1,500 | $950 | $2,450 | $690 | $2,190 | $260 |
| Oxford, MN | $200 | $1,311 | $1,511 | $953 | $1,153 | $358 |
| Lent, MN | $2,500 | $1,289 | $3,789 | $937 | $3,437 | $352 |
| Wyanett, MN | $500 | $1,220 | $1,720 | $887 | $1,387 | $333 |
| Robbinsdale, MN | $1,000 | $1,086 | $2,086 | $789 | $1,789 | $297 |
| Dellwood, MN | $400 | $2,733 | $3,133 | $1,986 | $2,386 | $747 |
| Brunswick, MN | $2,000 | $997 | $2,997 | $724 | $2,724 | $272 |
| Tonka Bay, MN | $400 | $2,747 | $3,147 | $1,996 | $2,396 | $751 |
| Grasston, MN | $1,500 | $754 | $2,254 | $548 | $2,048 | $206 |
| Mille Lacs County, MN | $200 | $848 | $1,048 | $616 | $816 | $232 |
| South Haven, MN | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Home Insurance Company Oak Grove, MN | Homeowners Insurance Agency Oak Grove, MN | Address | Popularity Score | Distance from Oak Grove (miles) |
|---|---|---|---|---|
| Farmers | Derek Mccoy | 7206 Forestview Ln N Ste 103, Maple Grove, MN, 55369 | 18.4 | |
| State Farm | Mary Cleary | 8500 Edinbrook Pkwy Ste C, Brooklyn Park, MN, 55443-3735 | 16.1 | |
| Farmers | Dean Wandmacher | 5402 W Old Shakopee Rd Ste 203, Bloomington, MN, 55437 | 36.9 | |
| State Farm | Kevin Vote | 11115 Crked Lk Blvd Nw, Coon Rapids, MN, 55433-3436 | 12.7 | |
| State Farm | Julie Bolt | 13412 Hanson Blvd Nw, Andover, MN, 55304-4011 | 8.9 | |
| Liberty Mutual Independent | Insurance Dynamics | 1818 Wooddale Dr Ste 102, Woodbury, MN, 55125 | 33.7 | |
| Travelers | Insurance Brokers Of Mn | 13632 Van Buren St Ne Andover, Ham Lake, MN, 55304 | 9.3 | |
| Allstate | Diane L. Anderson | 8741 Central Ave Ne # 201, Blaine, MN, 55434 | 15.3 | |
| State Farm | Jason Emerson | 7700 W Old Shakopee Rd Ste 112, Bloomington, MN, 55438-3308 | 37.0 | |
| Allstate | John W. Wenholz | 3505 Northdale Blvd Nw, Coon Rapids, MN, 55448 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,680 | $820 |
| Anoka County, MN | $205,000 | $1,123 | $820 | $1,550 | $730 |
| Oak Grove, MN | $255,200 | $961 | $680 | $1,320 | $640 |
| Oxford, MN | $246,300 | $1,327 | $940 | $1,880 | $940 |
| Lent, MN | $238,200 | $1,305 | $950 | $1,790 | $840 |
| Wyanett, MN | $213,900 | $1,235 | $830 | $1,700 | $870 |
| Robbinsdale, MN | $171,800 | $1,099 | $790 | $1,530 | $740 |
| Dellwood, MN | $585,500 | $2,766 | $2,020 | $3,790 | $1,770 |
| Brunswick, MN | $148,000 | $1,009 | $720 | $1,400 | $680 |
| Tonka Bay, MN | $589,300 | $2,780 | $1,890 | $3,980 | $2,090 |
| Grasston, MN | $96,700 | $763 | $540 | $1,080 | $540 |
| Mille Lacs County, MN | $151,400 | $858 | $610 | $1,220 | $610 |
| South Haven, MN | $104,800 | $807 | $560 | $1,120 | $560 |