Gavop's guide to buying homeowners insurance in New Castle, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $101,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $174,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $204,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $275,000 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $673,000 | $570,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$194 | $828 |
| Superior Protection Discount | -$92 | $930 |
| Fire & Security Discount | -$82 | $941 |
| Hail Resistant Roof Discount | -$31 | $992 |
| Newly Constructed Home Discount | -$235 | $787 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,464 |
| Hail Damage | $4,524 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
| Home Insurance Company New Castle, CO | Homeowners Insurance Agency New Castle, CO | Address | Popularity Score | Distance from New Castle (miles) |
|---|---|---|---|---|
| Travelers | Rifle Insurance Agency | 450 West Ave #104, Rifle, CO, 81650 | 13.2 | |
| State Farm | Kevin Parks | 211 Grand Ave Suite 102 P.O. Box 1018, Paonia, CO, 81428 | 48.9 | |
| State Farm | Carl Ciani | 2402 S Grand Avenue, Glenwood Springs, CO, 81601-4124 | 12.2 | |
| State Farm | Todd Fugate | 590 Hwy 133, Carbondale, CO, 81623-1884 | 20.9 | |
| State Farm | Will Comerford | 0050 Chambers Ave Ste D, Eagle, CO, 81631 | 39.1 | |
| State Farm | Wayne Harris | 227 Cody Ln Unit 201, Basalt, CO, 81621-7601 | 31.1 | |
| Travelers | Allen Insurance Agency Inc | 237 Broadway, Eagle, CO, 81631 | 38.6 | |
| Travelers | Allen Insurance Agency Inc | 237 Broadway, Eagle, CO, 81631 | 38.5 | |
| Allstate | Chuck Campagna | 818 Grand Ave Ste C, Glenwood Springs, CO, 81601 | 11.9 | |
| State Farm | Dee Mccown | 436 East Ave Ste B, Rifle, CO, 81650-2336 | 13.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Garfield County, CO | $323,800 | $1,384 | $970 | $1,810 | $840 |
| New Castle, CO | $286,900 | $1,022 | $720 | $1,340 | $620 |
| Chacra, CO | $350,000 | $1,621 | $1,130 | $2,120 | $990 |
| Glenwood Springs, CO | $449,600 | $1,136 | $800 | $1,490 | $690 |
| Mulford, CO | $587,000 | $2,649 | $1,850 | $3,470 | $1,620 |
| Catherine, CO | $1,082,200 | $676 | $470 | $890 | $420 |
| Parachute, CO | $160,800 | $1,121 | $780 | $1,470 | $690 |
| Rio Blanco County, CO | $201,000 | $875 | $610 | $1,150 | $540 |
| Eagle County, CO | $471,100 | $1,504 | $1,050 | $1,970 | $920 |
| De Beque, CO | $181,000 | $1,178 | $820 | $1,540 | $720 |
| Yampa, CO | $237,100 | $1,318 | $920 | $1,730 | $810 |