Gavop tells you how to get the best homeowners insurance in Murray, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $79,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $138,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $152,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $338,500 | $310,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $728 |
| Home and Two Car | -$135 | $657 |
| Home and Three Car | -$182 | $609 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,295 |
| Hail Damage | $4,806 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,051 |
| Home Insurance Company Murray, KY | Homeowners Insurance Agency Murray, KY | Address | Popularity Score | Distance from Murray (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 41.5 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 41.5 | |
| State Farm | Chad Cochran | 1712 State Route 121 N Ste A, Murray, KY, 42071-8864 | 1.8 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 16.6 | |
| State Farm | Larry Krouse | 1100 Main St, Benton, KY, 42025-1450 | 16.7 | |
| State Farm | Charlie Henderson | 2919 Ft Campbell Blvd Ste B, Hopkinsville, KY, 42240-4901 | 48.7 | |
| Allstate | Lake Barkley Ins | 67 Main St, Cadiz, KY, 42211 | 31.4 | |
| State Farm | Sherri Morrill | 1207 Lone Oak Rd, Paducah, KY, 42003-5093 | 35.3 | |
| State Farm | Shannon Brotherton | 3560 Park Plaza Rd, Paducah, KY, 42001-5946 | 37.4 | |
| State Farm | Steve Crisp | 3247 Lafayette Rd, Hopkinsville, KY, 42240-5605 | 47.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,230 | $590 |
| Calloway County, KY | $130,100 | $870 | $600 | $1,240 | $640 |
| Murray, KY | $144,300 | $791 | $560 | $1,100 | $540 |
| Kirksey, KY | $116,300 | $849 | $620 | $1,210 | $590 |
| Shiloh, KY | $103,700 | $801 | $540 | $1,150 | $610 |
| Benton, KY | $114,600 | $707 | $480 | $970 | $490 |
| Graves County, KY | $95,600 | $745 | $530 | $1,030 | $500 |
| Cerulean, KY | $110,200 | $826 | $560 | $1,130 | $570 |
| Paducah, KY | $131,100 | $864 | $580 | $1,200 | $620 |
| Livingston County, KY | $90,800 | $695 | $500 | $980 | $480 |
| Grahamville-Heath, KY | $141,400 | $784 | $570 | $1,080 | $510 |
| Humphreys County, TN | $103,000 | $742 | $540 | $1,050 | $510 |