Gavop shows you how to buy homeowners insurance in Jasper County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $91,500 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $91,000 | $70,000 | $100,000-$125,000 |
| 4 Bedroom | $127,000 | $110,000 | $150,000-$175,000 |
| 5 Bedroom | $137,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $600 |
| Superior Protection Discount | -$66 | $666 |
| Fire & Security Discount | -$73 | $658 |
| Hail Resistant Roof Discount | -$15 | $717 |
| Newly Constructed Home Discount | -$198 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jasper County | $2,000 | $723 | $2,723 | $525 | $2,525 | $198 |
| Jasper County, MS | $700 | $723 | $1,423 | $525 | $1,225 | $198 |
| Louin, MS | $500 | $1,005 | $1,505 | $730 | $1,230 | $275 |
| Pachuta, MS | $2,000 | $934 | $2,934 | $679 | $2,679 | $255 |
| Soso, MS | $100 | $971 | $1,071 | $706 | $806 | $265 |
| Conehatta, MS | $1,000 | $778 | $1,778 | $565 | $1,565 | $212 |
| Polkville, MS | $500 | $850 | $1,350 | $617 | $1,117 | $232 |
| Hillsboro, MS | $2,000 | $829 | $2,829 | $602 | $2,602 | $227 |
| Scott County, MS | $500 | $749 | $1,249 | $544 | $1,044 | $205 |
| Lauderdale County, MS | $2,000 | $968 | $2,968 | $704 | $2,704 | $265 |
| Sumrall, MS | $400 | $1,357 | $1,757 | $986 | $1,386 | $371 |
| Lena, MS | $1,500 | $1,028 | $2,528 | $747 | $2,247 | $281 |
| Home Insurance Company Jasper County, MS | Homeowners Insurance Agency Jasper County, MS | Address | Popularity Score | Distance from Jasper County (miles) |
|---|---|---|---|---|
| Travelers | Advantage One Insurance Inc | 206 W Central Ave, Petal, MS, 39465 | 47.0 | |
| State Farm | Shuff Mauldin | 1514 W 10th St Ste 6, Laurel, MS, 39440-2678 | 21.9 | |
| Travelers | Hunt Insurance Agency | 1910 Hardy Street 1910 Hardy Street, Hattiesburg, MS, 39401 | 49.1 | |
| State Farm | Tyler Ellis | 306 Hill St, Ellisville, MS, 39437-2522 | 28.7 | |
| State Farm | Don O'Harroll | 1587 Simpson Highway 149, Mendenhall, MS, 39114-3564 | 44.1 | |
| State Farm | Jeffery Wilson | 2401 Highway 39 N, Meridian, MS, 39301-1690 | 35.9 | |
| State Farm | Ted Cannon | 2 Professional Pkwy, Petal, MS, 39465-2952 | 46.9 | |
| Allstate | Bryan White | 114 N 40th Ave Ste I, Hattiesburg, MS, 39401 | 49.3 | |
| Allstate | David Niezgoda | 103b W Holly St, Ellisville, MS, 39437 | 28.8 | |
| State Farm | Clyde Bryant | 500 Broadway Dr, Hattiesburg, MS, 39401-6325 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,600 | $780 |
| Jasper County, MS | $67,300 | $732 | $520 | $1,000 | $480 |
| Jasper County, MS | $67,300 | $732 | $530 | $1,030 | $500 |
| Louin, MS | $87,900 | $1,017 | $740 | $1,440 | $700 |
| Pachuta, MS | $77,500 | $945 | $670 | $1,310 | $640 |
| Soso, MS | $83,000 | $983 | $680 | $1,400 | $720 |
| Conehatta, MS | $56,200 | $787 | $560 | $1,130 | $570 |
| Polkville, MS | $65,800 | $860 | $630 | $1,200 | $570 |
| Hillsboro, MS | $63,100 | $839 | $560 | $1,200 | $640 |
| Scott County, MS | $71,500 | $758 | $520 | $1,080 | $560 |
| Lauderdale County, MS | $88,500 | $980 | $670 | $1,340 | $670 |
| Sumrall, MS | $145,600 | $1,373 | $970 | $1,960 | $990 |
| Lena, MS | $91,300 | $1,040 | $750 | $1,450 | $700 |