Gavop's guide to buying homeowners insurance in Waimalu, HI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $119,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $314,500 | $280,000 | $350,000-$400,000 |
| 3 Bedroom | $341,000 | $280,000 | $350,000-$400,000 |
| 4 Bedroom | $424,500 | $360,000 | $400,000-$500,000 |
| 5 Bedroom | $662,000 | $600,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $730 |
| Home and Two Car | -$136 | $666 |
| Home and Three Car | -$185 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honolulu County | $1,000 | $1,400 | $2,400 | $1,018 | $2,018 | $383 |
| Waimalu, HI | $700 | $793 | $1,493 | $576 | $1,276 | $217 |
| Mililani Mauka, HI | $300 | $959 | $1,259 | $697 | $997 | $262 |
| Ewa Villages, HI | $2,500 | $1,052 | $3,552 | $764 | $3,264 | $287 |
| Ocean Pointe, HI | $400 | $971 | $1,371 | $706 | $1,106 | $265 |
| Waikane, HI | $1,500 | $1,962 | $3,462 | $1,426 | $2,926 | $536 |
| Nanakuli, HI | $500 | $761 | $1,261 | $553 | $1,053 | $208 |
| Makaha Valley, HI | $700 | $597 | $1,297 | $434 | $1,134 | $163 |
| Waialua, HI | $300 | $993 | $1,293 | $722 | $1,022 | $271 |
| Waianae, HI | $1,500 | $986 | $2,486 | $717 | $2,217 | $270 |
| Home Insurance Company Waimalu, HI | Homeowners Insurance Agency Waimalu, HI | Address | Popularity Score | Distance from Waimalu (miles) |
|---|---|---|---|---|
| State Farm | Anita Diniega | 1088 Bishop St Apt 2210, Honolulu, HI, 96813-3123 | 7.3 | |
| State Farm | Caleb Yamanaka | 99-080 Kauhale St Ste B5, Aiea, HI, 96701-4116 | 0.7 | |
| Allstate | Bradley Maruyama | 800 S Beretania St Ste 260, Honolulu, HI, 96813 | 7.9 | |
| State Farm | Larry Welsch | 1575 S Beretania Street, Honolulu, HI, 96826-1141 | 8.9 | |
| Travelers | Insurance Solutions Llc | 615 Piikoi St Ste 1711, Honolulu, HI, 96814 | 8.6 | |
| State Farm | Dee Ann Lee | 600 Kapiolani Blvd Ste 210, Honolulu, HI, 96813-5139 | 7.8 | |
| Travelers | Business Insurance Services Inc | 615 Piikoi St #1901, Honolulu, HI, 96814 | 8.6 | |
| State Farm | Kaina Kauahi | 560 N Nimitz Hwy Ste 217f, Honolulu, HI, 96817-5327 | 6.6 | |
| Allstate | Kirk Paterson | 1259 S Beretania St Ste 1, Honolulu, HI, 96814 | 8.5 | |
| State Farm | Marilyn Jacobe | 46-028 Kawa St Ste A6, Kaneohe, HI, 96744-3819 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Waimalu, HI | $396,900 | $803 | $590 | $1,170 | $580 |
| Mililani Mauka, HI | $641,900 | $971 | $720 | $1,420 | $700 |
| Ewa Villages, HI | $495,200 | $1,064 | $790 | $1,550 | $760 |
| Ocean Pointe, HI | $613,200 | $983 | $730 | $1,430 | $700 |
| Waikane, HI | $750,000 | $1,986 | $1,470 | $2,900 | $1,430 |
| Nanakuli, HI | $310,300 | $770 | $570 | $1,120 | $550 |
| Makaha Valley, HI | $167,200 | $604 | $450 | $880 | $430 |
| Waialua, HI | $674,400 | $1,005 | $740 | $1,470 | $730 |
| Waianae, HI | $363,900 | $998 | $740 | $1,460 | $720 |