Gavop shows you how to buy homeowners insurance in Lovejoy, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lovejoy, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sawmill Rd, Ash Ct, S Grove Dr, Summer Trce, Misty Meadows Way, Bailey Ct, Azalea Trl, Feagan Rd, Olmstead Dr, Hampton Rd | $131,000 | $120,000 | $100,000-$125,000 | $138,500 | $110,000 | $125,000-$150,000 |
| Tara Point Dr, Shellcracker Ct, McDonough Ct, Kinglet Rd, Wallis Dr, Rosecommons Dr, Holland Ct, N Steele Rd, Vaughan Dr, Red Ivy Ln | $162,500 | $140,000 | $125,000-$150,000 | $127,500 | $100,000 | $125,000-$150,000 |
| Henderson Dr, Washington Dr, Dominion Dr, Heritage Dr, Ponte Vedra Dr, Flicker Rd, Pine Needle Ln, Tufts Ct, Buckingham Ct, Misty Meadows Dr | $139,500 | $110,000 | $125,000-$150,000 | $137,000 | $120,000 | $100,000-$125,000 |
| Portwest Way, Heritage Ct, Scottish Ct, Fortson Rd, Belmont Dr, Black Watch Ct, Fairmont Dr, Players Cir, Turner Rd, Village Trl | $107,000 | $100,000 | $125,000-$150,000 | $70,000 | $70,000 | $50,000-$75,000 |
| Hamilton St, Bridgeport Ln, Shelby Ct, Simmons Pl, Village Xing, Elizabeth Ln, Sandpiper Ct, Ethan Ct, Tara Bend, Bonanza Church Rd | $114,000 | $100,000 | $100,000-$125,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $549 |
| Superior Protection Discount | -$58 | $588 |
| Fire & Security Discount | -$71 | $575 |
| Hail Resistant Roof Discount | -$13 | $633 |
| Newly Constructed Home Discount | -$181 | $465 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clayton County | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Lovejoy, GA | $1,500 | $639 | $2,139 | $464 | $1,964 | $175 |
| North Rockdale, GA | $500 | $940 | $1,440 | $683 | $1,183 | $257 |
| Douglas County, GA | $2,500 | $893 | $3,393 | $649 | $3,149 | $244 |
| Fairplay, GA | $300 | $829 | $1,129 | $602 | $902 | $227 |
| Between, GA | $2,500 | $1,065 | $3,565 | $774 | $3,274 | $291 |
| Manchester, GA | $200 | $832 | $1,032 | $604 | $804 | $227 |
| Lawrenceville, GA | $1,000 | $984 | $1,984 | $715 | $1,715 | $269 |
| Hogansville, GA | $100 | $673 | $773 | $489 | $589 | $184 |
| Carroll County, GA | $2,500 | $814 | $3,314 | $591 | $3,091 | $222 |
| Woodstock, GA | $200 | $1,032 | $1,232 | $750 | $950 | $282 |
| Troup County, GA | $1,000 | $839 | $1,839 | $609 | $1,609 | $229 |
| Home Insurance Company Lovejoy, GA | Homeowners Insurance Agency Lovejoy, GA | Address | Popularity Score | Distance from Lovejoy (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Worley Schilling & Randall Insurance | 146 N Fairground St Ne, Marietta, GA, 30060 | 37.3 | |
| State Farm | Chris Richardson | 10211 Tara Blvd, Jonesboro, GA, 30236-6555 | 2.5 | |
| Travelers | The Complete Insurance Source | 155 Marquis Dr, Fayetteville, GA, 30214 | 9.4 | |
| State Farm | Sean Perren | 3247 Austell Rd Sw, Marietta, GA, 30008-6835 | 33.5 | |
| State Farm | Willard Murphy | 3867 Roswell Rd Ne Ste 101, Atlanta, GA, 30342-4452 | 28.9 | |
| Travelers | Tara Financial Group Inc | 191 N Main St, Jonesboro, GA, 30236 | 6.0 | |
| State Farm | Stephen Cole | 130 Allen Rd Ste E, Atlanta, GA, 30328-6226 | 32.6 | |
| Farmers | Phyllis Brumfield | 297 Country Club Dr, Stockbridge, GA, 30281 | 7.2 | |
| State Farm | Doug Mikula | 2961 Sandy Plns Rd, Marietta, GA, 30066-4652 | 41.0 | |
| Liberty Mutual Independent | Southern Insurance Advisors | 500 Sun Valley Dr Ste G1, Roswell, GA, 30076 | 42.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,430 | $690 |
| Clayton County, GA | $89,400 | $663 | $450 | $950 | $500 |
| Lovejoy, GA | $91,300 | $646 | $470 | $910 | $440 |
| North Rockdale, GA | $142,400 | $951 | $680 | $1,350 | $670 |
| Douglas County, GA | $140,100 | $904 | $660 | $1,240 | $580 |
| Fairplay, GA | $216,500 | $839 | $600 | $1,190 | $590 |
| Between, GA | $178,600 | $1,078 | $770 | $1,490 | $720 |
| Manchester, GA | $75,100 | $842 | $580 | $1,190 | $610 |
| Lawrenceville, GA | $165,600 | $996 | $680 | $1,370 | $690 |
| Hogansville, GA | $97,600 | $681 | $480 | $950 | $470 |
| Carroll County, GA | $119,600 | $824 | $550 | $1,130 | $580 |
| Woodstock, GA | $194,200 | $1,044 | $710 | $1,470 | $760 |
| Troup County, GA | $125,000 | $849 | $570 | $1,170 | $600 |