Gavop's guide to buying homeowners insurance in Doniphan, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Doniphan, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Cherry St, State Hwy Y, Hollister St, Ripley County 142E-24, Co Rd 142-46A, Co Rd 142 E-34A, Co Rd W-5, Spencer Ln, Southern St, W Marvin St | $88,500 | $80,000 | $75,000-$100,000 | $71,500 | $70,000 | $75,000-$100,000 |
| E Spring St, 142E-24, Summit St, Sloan St, Sycamore St, Triplet, Hillcrest Dr, Co Rd H-9, Crescent St, Co Rd 369 | $103,000 | $90,000 | $100,000-$125,000 | $120,000 | $110,000 | $100,000-$125,000 |
| State St, Franklin St, Co Rd 142 E-34, Jackson St, State Hwy B, Co Rd 21 N-16, Co Rd 160 E-4, N East St, Barton Rd, Oxen Pasture Rd | $100,000 | $90,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Willow St, Countyline Rd, State Hwy W, Joy Ln, S Green St, E Summit St, Summerfield Est, Horton St, Vine St, H and S Dr | $67,500 | $60,000 | $50,000-$75,000 | $72,000 | $70,000 | $50,000-$75,000 |
| Dr J L Smith Dr, Jp Moore, Lafayette St, S Mound St, Confederate Ridge Rd, US Hwy 160, Co Rd 142 E-20, Massey Ln, Jefferson St, Co Rd 142E-26 | $126,500 | $110,000 | $125,000-$150,000 | $73,500 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $700 |
| Home and Two Car | -$122 | $639 |
| Home and Three Car | -$183 | $578 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ripley County | $1,500 | $749 | $2,249 | $544 | $2,044 | $205 |
| Doniphan, MO | $2,000 | $752 | $2,752 | $546 | $2,546 | $205 |
| Naylor, MO | $300 | $767 | $1,067 | $557 | $857 | $210 |
| Pine, MO | $2,500 | $775 | $3,275 | $563 | $3,063 | $212 |
| Cleveland-North Kilgore, AR | $200 | $795 | $995 | $578 | $778 | $217 |
| Corning, AR | $700 | $782 | $1,482 | $568 | $1,268 | $214 |
| Randolph County, AR | $200 | $754 | $954 | $548 | $748 | $206 |
| Crowley, AR | $1,500 | $1,261 | $2,761 | $916 | $2,416 | $345 |
| Ravenden Springs, AR | $400 | $609 | $1,009 | $442 | $842 | $166 |
| Payne-Swain, AR | $700 | $635 | $1,335 | $462 | $1,162 | $174 |
| Nimmons, AR | $300 | $588 | $888 | $427 | $727 | $161 |
| Home Insurance Company Doniphan, MO | Homeowners Insurance Agency Doniphan, MO | Address | Popularity Score | Distance from Doniphan (miles) |
|---|---|---|---|---|
| Farmers | Dennis Hovis | 400 S Main St, Piedmont, MO, 63957 | 36.1 | |
| Farmers | Stephanie Harbison | 1901 N Westwood Blvd Ste 4, Poplar Bluff, MO, 63901 | 23.3 | |
| State Farm | Eddy Justice | 204 Ferguson St, Poplar Bluff, MO, 63901-4900 | 23.8 | |
| State Farm | Scott Cecil | 316 Old Alton Rd, Thayer, MO, 65791 | 42.4 | |
| Allstate | Rinehart Insurance | 2102 N Outer Rd, Dexter, MO, 63841 | 46.4 | |
| Allstate | Karen Sanderson | 1720 Kanell Blvd Ste 4, Poplar Bluff, MO, 63901 | 21.1 | |
| Travelers | Byrum Culp Davis And Dell | 2103 N Douglass St, Malden, MO, 63863 | 46.4 | |
| State Farm | Craig Heisserer | 1895 N Westwood Blvd, Poplar Bluff, MO, 63901-2833 | 23.3 | |
| Farmers | Lance Inman | 808 Speciality Dr Ste C, Dexter, MO, 63841 | 47.7 | |
| Farmers | Shawn Justus | 112 Chestnut St, Thayer, MO, 65791 | 41.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,540 | $750 |
| Ripley County, MO | $87,800 | $758 | $520 | $1,040 | $520 |
| Doniphan, MO | $88,800 | $761 | $520 | $1,060 | $540 |
| Naylor, MO | $57,500 | $776 | $550 | $1,060 | $510 |
| Pine, MO | $59,400 | $784 | $560 | $1,110 | $550 |
| Cleveland-North Kilgore, AR | $61,600 | $805 | $580 | $1,140 | $560 |
| Corning, AR | $59,000 | $791 | $560 | $1,090 | $530 |
| Randolph County, AR | $81,500 | $764 | $510 | $1,090 | $580 |
| Crowley, AR | $161,500 | $1,276 | $850 | $1,770 | $920 |
| Ravenden Springs, AR | $28,200 | $616 | $440 | $840 | $400 |
| Payne-Swain, AR | $32,800 | $643 | $430 | $890 | $460 |
| Nimmons, AR | $24,600 | $595 | $420 | $850 | $430 |