Gavop shows you how to buy homeowners insurance in Silver Hill, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $114,000 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $206,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $265,500 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $606 |
| Superior Protection Discount | -$70 | $634 |
| Fire & Security Discount | -$70 | $634 |
| Hail Resistant Roof Discount | -$21 | $684 |
| Newly Constructed Home Discount | -$155 | $550 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George's County | $700 | $905 | $1,605 | $658 | $1,358 | $247 |
| Silver Hill, MD | $1,500 | $696 | $2,196 | $506 | $2,006 | $190 |
| Chevy Chase Section Three, MD | $200 | $2,786 | $2,986 | $2,025 | $2,225 | $761 |
| Calverton, MD | $2,000 | $910 | $2,910 | $662 | $2,662 | $249 |
| Dunkirk, MD | $300 | $1,453 | $1,753 | $1,056 | $1,356 | $397 |
| Crofton, MD | $1,500 | $858 | $2,358 | $624 | $2,124 | $235 |
| Marumsco, VA | $300 | $773 | $1,073 | $562 | $862 | $211 |
| Hughesville, MD | $2,000 | $1,234 | $3,234 | $897 | $2,897 | $337 |
| Highland Beach, MD | $200 | $1,847 | $2,047 | $1,342 | $1,542 | $505 |
| Calvert County, MD | $700 | $1,053 | $1,753 | $765 | $1,465 | $288 |
| Bartonsville, MD | $700 | $1,134 | $1,834 | $824 | $1,524 | $310 |
| Home Insurance Company Silver Hill, MD | Homeowners Insurance Agency Silver Hill, MD | Address | Popularity Score | Distance from Silver Hill (miles) |
|---|---|---|---|---|
| Nationwide | Massabni Insurance & Financial Inc. | 3311 Toledo Terr Ste B 204, Hyattsville, MD, 20782 | 9.0 | |
| Allstate | Kevin Vendt | 8624 Georgia Ave Ste C3, Silver Spring, MD, 20910 | 11.8 | |
| Liberty Mutual Independent | Horenberg Insurance Services Inc | 3915 National Drive Suite 400, Burtonsville, MD, 20866 | 18.8 | |
| Liberty Mutual Independent | Hms Insurance Associates | 20 Wight Ave Ste 300, Hunt Valley, MD, 21030 | 47.4 | |
| Allstate | Jim Craig | 912 Light St, Baltimore, MD, 21230 | 35.0 | |
| Travelers | Dmv Insurance Agency Inc | 8855 Annapolis Rd Ste 200, Lanham, MD, 20706 | 9.2 | |
| State Farm | Scott Spedden | 5525 Twin Knolls Rd Ste 324, Columbia, MD, 21045-3274 | 26.8 | |
| State Farm | Paul Markuski | 12401 Middlebrook Rd Ste 170, Germantown, MD, 20874-1522 | 28.8 | |
| State Farm | Steve Smear | 7307 Baltimore Ave, College Park, MD, 20740-3231 | 9.7 | |
| Allstate | Tony Faw | 4369 Northview Dr, Bowie, MD, 20716 | 13.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Silver Hill, MD | $169,700 | $705 | $560 | $890 | $330 |
| Chevy Chase Section Three, MD | $992,500 | $2,820 | $2,230 | $3,550 | $1,320 |
| Calverton, MD | $330,400 | $921 | $730 | $1,160 | $430 |
| Dunkirk, MD | $433,400 | $1,471 | $1,160 | $1,850 | $690 |
| Crofton, MD | $370,700 | $869 | $690 | $1,090 | $400 |
| Marumsco, VA | $239,600 | $783 | $560 | $1,120 | $560 |
| Hughesville, MD | $378,400 | $1,249 | $990 | $1,570 | $580 |
| Highland Beach, MD | $557,700 | $1,869 | $1,480 | $2,350 | $870 |
| Calvert County, MD | $347,200 | $1,066 | $840 | $1,340 | $500 |
| Bartonsville, MD | $347,700 | $1,148 | $910 | $1,450 | $540 |