Gavop tells you how to get the best homeowners insurance in Charlton, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Charlton, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Village Ct, Masonic Home Rd, Stoneybrook Rd, J Hammond Rd, McKinstry Rd, Old Town Rd, A F Putnam Rd, Cook Cir, Oak Ridge Dr, Timber Hts | $175,000 | $140,000 | $150,000-$175,000 | $271,500 | $250,000 | $250,000-$300,000 |
| Torrey Rd, Murphy Ln, Florence Dr, Nugget Dr, Gould Rd, Glen Echo Shore Rd, Curtis Hill Rd, Miller's Way, Sullivan Rd, Off Shore Dr | $188,000 | $160,000 | $150,000-$175,000 | $361,000 | $320,000 | $300,000-$350,000 |
| Richardson Corner Rd, Pond Ln, Robert Blvd, Pine Ln, Beach Rd, Dodge Ln, Eleanor Ln, W Applewood Dr, S Charlton Shore Rd, George Woods Cir | $335,500 | $280,000 | $300,000-$350,000 | $384,000 | $310,000 | $400,000-$500,000 |
| Baylies Rd, Park Rd, Pikes Pond Cir, T Hall Rd, E Baylies Rd, Maple Rd, E Applewood Dr, Pierpont Rd, Pineland Dr, Hiland Rd | $294,500 | $260,000 | $300,000-$350,000 | $412,000 | $370,000 | $400,000-$500,000 |
| Elliott Dr, Hollywood Dr, Hannah's Way, Cranberry Meadow Rd, Freighthouse Rd, Capen Rd, Number Six Schoolhouse Rd, Scott Dr, Hemlock Rd, Turner Rd | $276,000 | $230,000 | $250,000-$300,000 | $336,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $707 |
| Superior Protection Discount | -$82 | $740 |
| Fire & Security Discount | -$90 | $732 |
| Hail Resistant Roof Discount | -$16 | $806 |
| Newly Constructed Home Discount | -$222 | $600 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,537 |
| Hail Damage | $4,806 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
| Home Insurance Company Charlton, MA | Homeowners Insurance Agency Charlton, MA | Address | Popularity Score | Distance from Charlton (miles) |
|---|---|---|---|---|
| Travelers | Mid State Insurance Agency | 93 Stafford St Ste 2, Worcester, MA, 1603 | 9.8 | |
| Travelers | J J Ruddy Insurance | 153 Main St Ste 1a, Medford, MA, 2155 | 48.0 | |
| Travelers | Andrew J Howard | 1163 Washington St, Norwood, MA, 2062 | 39.2 | |
| Travelers | Kw Insurance Agency Llc | 1361 Cambridge St, Cambridge, MA, 2139 | 47.5 | |
| Liberty Mutual Independent | Rsc Insurance Brokerage Inc | 15 Pacella Park Dr Ste 240, Randolph, MA, 2368 | 47.3 | |
| Travelers | Oconnor & Company Insurance Agency Inc | 16 Village St, Dudley, MA, 1571 | 7.1 | |
| Travelers | C D Whitney Agcy Inc | 206 Southbridge St, Auburn, MA, 1501 | 9.2 | |
| Travelers | Thomas H Secky Ins Agcy Inc | 170 South St, Plainville, MA, 2762 | 33.5 | |
| Liberty Mutual Independent | Intercontinental Insurance Brokers Llc | 175 Federal St Ste 725, Boston, MA, 2110 | 49.2 | |
| Travelers | International Special Risks | Two 13th St, Boston, MA, 2129 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $970 | $1,930 | $960 |
| Worcester County, MA | $260,800 | $1,024 | $730 | $1,410 | $680 |
| Charlton, MA | $280,400 | $823 | $590 | $1,160 | $570 |
| Killingly, CT | $184,000 | $839 | $580 | $1,160 | $580 |
| Glocester, RI | $265,700 | $999 | $720 | $1,380 | $660 |
| Woonsocket, RI | $158,500 | $959 | $650 | $1,360 | $710 |
| Bolton, MA | $485,200 | $2,168 | $1,470 | $3,080 | $1,610 |
| Leominster, MA | $231,700 | $985 | $680 | $1,400 | $720 |
| Natick, MA | $497,200 | $1,527 | $1,020 | $2,170 | $1,150 |
| Agawam Town, MA | $223,300 | $845 | $600 | $1,200 | $600 |
| Voluntown, CT | $227,400 | $1,135 | $810 | $1,620 | $810 |
| East Pepperell, MA | $262,200 | $1,105 | $750 | $1,520 | $770 |
| Lowell, MA | $240,500 | $975 | $650 | $1,380 | $730 |