Gavop's guide to buying homeowners insurance in Graham County, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $109,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $132,000 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $216,000 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $222,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $489 |
| Superior Protection Discount | -$60 | $543 |
| Fire & Security Discount | -$48 | $555 |
| Hail Resistant Roof Discount | -$18 | $585 |
| Newly Constructed Home Discount | -$127 | $477 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Graham County | $1,500 | $596 | $2,096 | $433 | $1,933 | $163 |
| Graham County, AZ | $2,000 | $596 | $2,596 | $433 | $2,433 | $163 |
| Central, AZ | $100 | $755 | $855 | $549 | $649 | $206 |
| Pima, AZ | $1,000 | $594 | $1,594 | $432 | $1,432 | $162 |
| Thatcher, AZ | $400 | $662 | $1,062 | $481 | $881 | $181 |
| Solomon, AZ | $1,000 | $562 | $1,562 | $409 | $1,409 | $154 |
| San Jose, AZ | $200 | $599 | $799 | $435 | $635 | $164 |
| Bonita-Klondyke, AZ | $700 | $700 | $1,400 | $509 | $1,209 | $191 |
| Mammoth, AZ | $1,000 | $432 | $1,432 | $314 | $1,314 | $118 |
| Dudleyville, AZ | $200 | $499 | $699 | $363 | $563 | $136 |
| Home Insurance Company Graham County, AZ | Homeowners Insurance Agency Graham County, AZ | Address | Popularity Score | Distance from Graham County (miles) |
|---|---|---|---|---|
| Farmers | Michelle Wilson | 610 W Main St, Safford, AZ, 85546 | 11.7 | |
| Travelers | Emil Crockett Agency | 427 Main St, Safford, AZ, 85548 | 11.8 | |
| Allstate | Tim Graham | 6 Plaza Loop, Morenci, AZ, 85540 | 33.1 | |
| Travelers | Shotton Insurance | 132 W Maley, Willcox, AZ, 85643 | 46.9 | |
| State Farm | Bobbi Abbl | 803 W Rex Allen Dr, Willcox, AZ, 85643-1136 | 46.1 | |
| Allstate | Tim Graham | 102 E Us Highway 70, Safford, AZ, 85546 | 12.0 | |
| Travelers | Shotton Insurance | 132 W Maley, Willcox, AZ, 85643 | 46.9 | |
| Farmers | Danny Merrill | 214 N Coronado Blvd, Clifton, AZ, 85533 | 34.6 | |
| Travelers | Pocket Saver Ins Agency Pllc | 705 S 1st Avenue, Safford, AZ, 85546 | 12.1 | |
| Farmers | Leigha Burris | 149 E Maley St, Willcox, AZ, 85643 | 46.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $500 | $1,030 | $530 |
| Graham County, AZ | $123,500 | $603 | $410 | $830 | $420 |
| Graham County, AZ | $123,500 | $603 | $430 | $860 | $430 |
| Central, AZ | $211,000 | $764 | $520 | $1,080 | $560 |
| Pima, AZ | $114,800 | $601 | $430 | $850 | $420 |
| Thatcher, AZ | $146,100 | $670 | $450 | $920 | $470 |
| Solomon, AZ | $102,800 | $569 | $420 | $810 | $390 |
| San Jose, AZ | $116,800 | $606 | $410 | $840 | $430 |
| Bonita-Klondyke, AZ | $169,000 | $709 | $480 | $1,000 | $520 |
| Mammoth, AZ | $63,600 | $437 | $320 | $600 | $280 |
| Dudleyville, AZ | $82,100 | $505 | $340 | $690 | $350 |