Gavop tells you how to get the best homeowners insurance in Hopkins County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Hopkins County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Crooked St, Pebble Creek Dr, Wolfe Hollow Rd, School St, Flat Creek St, Richard Slaton Rd, Ravenwood Dr, State Hwy 109, W Arcadia Ave, Hodge St | $105,500 | $100,000 | $75,000-$100,000 | $47,500 | $40,000 | $25,000-$50,000 |
| Hardwick Rd, State Hwy 1581, Southwood Dr, Queen Elizabeth Dr, Jennings Dr, Eastside Ln, Isaac Lynn Ln, Barnes Store Rd, Marigold Ln, Hanson Rd | $142,000 | $120,000 | $150,000-$175,000 | $129,000 | $120,000 | $100,000-$125,000 |
| Finley Ln, Union Temple Rd, Buckingham Pl, Old Dalton Cemetery Rd, E Jagoe St, 4h Camp Rd, Castle Ln, S Atkinson Ave, Greenwood Rd, Mortons Gap-White Plains Rd | $58,500 | $50,000 | $50,000-$75,000 | $68,500 | $60,000 | $50,000-$75,000 |
| S Jennings Dr, Carter Dr, Brown Cemetery Rd, Goat Ln, Cosby Loop, Cates St, Cr-1297, Menser Rd, S Sebree Ave, S Caroline St | $69,000 | $60,000 | $75,000-$100,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Jn Richards Ln, Hartland Dr, Lake Peewee Rd, W Hall St, Government Bend Rd, Olney-Kirkwood Springs Rd, Liberty St, Saddle Club Rd, E Boyle Ave, Central City Rd | $85,000 | $70,000 | $75,000-$100,000 | $76,500 | $60,000 | $75,000-$100,000 |
| Elva Rd, Utley Rd, Bruce Ln, Hopkins Rd, Almon-Uzzle Rd, N Oak St, State Hwy 281, Hanson St, Spruce St, Suzy Ln | $71,500 | $70,000 | $50,000-$75,000 | $77,000 | $70,000 | $50,000-$75,000 |
| Thornhill Rd, Timmons Ln, Baxter St, Cross St, Briarwood Dr, Rainbow Ln, Branch St, Williams Mine Rd, Flower St, Prospect Church Rd | $64,000 | $60,000 | $50,000-$75,000 | $39,500 | $30,000 | $25,000-$50,000 |
| Cr-1129, Darrell Ct, Mitchell Hill Dr, Cs-5001, State Hwy 454, 1st St, White City Rd, Townhouse Dr, Sawgrass Cir, Wyatt Ave | $117,500 | $110,000 | $100,000-$125,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Hart Ln, McIntosh Chapel Rd, Mabel J Dr, Hill St, Morgan Ln, W Ramsey St, Aberdeen Dr, Nebo Rd, NW Railroad St, Timberview Ln | $94,500 | $80,000 | $100,000-$125,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Lanham Dr, White City Rd, Browder Church Rd, State Hwy 1069, State Hwy 1337, S Madison Ave, Buntin Schoolhouse Rd, Cr-1118, Brown Badgett Loop, Bradford Pear Ln | $167,500 | $150,000 | $150,000-$175,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $644 |
| Superior Protection Discount | -$67 | $681 |
| Fire & Security Discount | -$67 | $681 |
| Hail Resistant Roof Discount | -$15 | $734 |
| Newly Constructed Home Discount | -$150 | $599 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hopkins County | $2,000 | $740 | $2,740 | $538 | $2,538 | $202 |
| Hopkins County, KY | $2,500 | $740 | $3,240 | $538 | $3,038 | $202 |
| Providence, KY | $400 | $559 | $959 | $406 | $806 | $153 |
| Sacramento, KY | $1,500 | $812 | $2,312 | $590 | $2,090 | $222 |
| Island, KY | $400 | $696 | $1,096 | $505 | $905 | $190 |
| Central City, KY | $1,500 | $599 | $2,099 | $435 | $1,935 | $164 |
| South Crittenden, KY | $300 | $668 | $968 | $485 | $785 | $183 |
| Lewisburg, KY | $2,500 | $694 | $3,194 | $504 | $3,004 | $190 |
| Livingston County, KY | $2,500 | $686 | $3,186 | $499 | $2,999 | $188 |
| Butler County, KY | $200 | $685 | $885 | $497 | $697 | $187 |
| Fairdealing, KY | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Home Insurance Company Hopkins County, KY | Homeowners Insurance Agency Hopkins County, KY | Address | Popularity Score | Distance from Hopkins County (miles) |
|---|---|---|---|---|
| State Farm | Amber Vincent | 1603 W Everly Brothers Blvd, Central City, KY, 42330-2710 | 22.2 | |
| State Farm | John Zieba | 230b Madison Square Drive, Madisonville, KY, 42431-2792 | 3.6 | |
| Travelers | Hometown Insurance Agency | 108 S Main St Suite 103, Madisonville, KY, 42431 | 2.6 | |
| State Farm | Shane Boggess | 2003 Stapp Dr, Henderson, KY, 42420-2663 | 37.9 | |
| Allstate | Ryan Adams | 3107 State Route 54, Owensboro, KY, 42303 | 40.4 | |
| Travelers | Neely Insurance Agency Llc | 2120 Frederica St, Owensboro, KY, 42301 | 38.7 | |
| State Farm | Allen Wade | 2021 Frederica St, Owensboro, KY, 42301-4820 | 38.7 | |
| State Farm | John Mardis | 101 W 5th St, Russellville, KY, 42276-1401 | 48.4 | |
| State Farm | Todd Inman | 1401 J R Miller Blvd, Owensboro, KY, 42303-3173 | 39.2 | |
| Travelers | Morgan Insurance Services | 796 Industrial Ct, Madisonville, KY, 42431 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,230 | $620 |
| Hopkins County, KY | $96,600 | $749 | $500 | $1,030 | $530 |
| Hopkins County, KY | $96,600 | $749 | $550 | $1,060 | $510 |
| Providence, KY | $54,300 | $566 | $380 | $800 | $420 |
| Sacramento, KY | $109,100 | $822 | $560 | $1,140 | $580 |
| Island, KY | $81,300 | $704 | $510 | $1,010 | $500 |
| Central City, KY | $70,500 | $606 | $430 | $840 | $410 |
| South Crittenden, KY | $75,300 | $676 | $450 | $930 | $480 |
| Lewisburg, KY | $80,900 | $702 | $480 | $1,000 | $520 |
| Livingston County, KY | $90,800 | $695 | $500 | $980 | $480 |
| Butler County, KY | $90,400 | $693 | $480 | $990 | $510 |
| Fairdealing, KY | $144,600 | $792 | $570 | $1,090 | $520 |