How Can I Make My Coral Gables, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Coral Gables, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Coral Gables, FL Home Insurance Coverage Levels | Back to Top
| Coral Gables, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Colma Ct, San Rafael Ave, SW 40th Ave, Trionfo St, Pinta Ct, Poinciana Ave, San Servando Ave, Puerta Ave, Zoreta Ave, Mariana Ave | $477,000 | $410,000 | $350,000-$400,000 | $657,500 | $530,000 | $600,000-$700,000 |
| SW 35th Ave, Olive St, Costado St, W Suburban Dr, Palmarito St, Taragona Dr, Tunis St, S Mooring Way, Navarre Ave, Galeon Ct | $240,500 | $220,000 | $250,000-$300,000 | $338,000 | $300,000 | $250,000-$300,000 |
| Amalfi Ave, SW 49th Pl, SW 75th Ln, Columbus Blvd, Avocado Ave, Durango St, Nogales St, Cortez St, Palermo Ave, Justison Ct | $555,000 | $510,000 | $600,000-$700,000 | $666,000 | $560,000 | $500,000-$600,000 |
| Los Pinos Pl, Tahiti Beach Island Rd, Catalonia Ave, Palermo Ave, Zamora Ave, Mall St, Algardi Ave, E Ponce de Leon Blvd, Sidonia Ave, Riviera Dr | $541,500 | $480,000 | $500,000-$600,000 | $1,007,000 | $910,000 | $900,000-$1,000,000 |
| Coral Creek Rd, Antilla Ave, Viera Ave, Margaret St, N Cartee Rd, Rolling Road Dr, Veleros Ct, Farmer Rd, SW 44th Ct, Cadiz Ave | $443,500 | $380,000 | $400,000-$500,000 | $460,500 | $380,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Coral Gables, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$222 | $1,256 |
| Superior Protection Discount | -$133 | $1,345 |
| Fire & Security Discount | -$118 | $1,360 |
| Hail Resistant Roof Discount | -$30 | $1,448 |
| Newly Constructed Home Discount | -$384 | $1,094 |
Choose the Right Deductible for your Coral Gables, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miami-Dade County | $2,000 | $1,348 | $3,348 | $979 | $2,979 | $368 |
| Coral Gables, FL | $1,000 | $1,460 | $2,460 | $1,061 | $2,061 | $399 |
| Key Biscayne, FL | $200 | $931 | $1,131 | $676 | $876 | $254 |
| Olympia Heights, FL | $2,500 | $2,275 | $4,775 | $1,654 | $4,154 | $622 |
| West Perrine, FL | $200 | $1,470 | $1,670 | $1,068 | $1,268 | $402 |
| Cutler Bay, FL | $700 | $1,314 | $2,014 | $955 | $1,655 | $359 |
| Westview, FL | $200 | $1,050 | $1,250 | $763 | $963 | $287 |
| Biscayne Park, FL | $1,500 | $2,863 | $4,363 | $2,081 | $3,581 | $782 |
| Hollywood, FL | $400 | $1,357 | $1,757 | $986 | $1,386 | $371 |
| Plantation, FL | $1,000 | $1,412 | $2,412 | $1,026 | $2,026 | $386 |
| Lazy Lake, FL | $300 | $618 | $918 | $449 | $749 | $169 |
| Lauderdale Lakes, FL | $2,000 | $999 | $2,999 | $726 | $2,726 | $273 |
Identify Top Home Insurance Agents near Coral Gables, FL | Back to Top
| Home Insurance Company Coral Gables, FL | Homeowners Insurance Agency Coral Gables, FL | Address | Popularity Score | Distance from Coral Gables (miles) |
|---|---|---|---|---|
| Travelers | Insurance Authority Inc | 8921 W Oakland Park Blvd, Sunrise, FL, 33351 | 33.7 | |
| Travelers | Eguino & Associates Insurance Agency Inc | 7229 Coral Way, Miami, FL, 33155 | 5.9 | |
| Liberty Mutual Independent | Aon Risk Services Inc Of Fl | 1001 Brickell Bay Dr Ste 1100, Miami, FL, 33131 | 7.2 | |
| Allstate | Mike Brady | 10331 Royal Palm Blvd, Coral Springs, FL, 33065 | 40.0 | |
| Allstate | Nicola Myco | 15800 Pines Blvd Ste 208, Pembroke Pines, FL, 33027 | 23.5 | |
| Allstate | John Scharff | 8243 W Atlantic Blvd, Coral Springs, FL, 33071 | 38.4 | |
| Travelers | The Insurance Guy Inc | 4928 S Le Jeune Rd, Coral Gables, FL, 33146 | 3.2 | |
| Travelers | John Sena Agency Inc | 7590 Nw 186 St Ste 210a, Miami, FL, 33015 | 18.6 | |
| Travelers | Hecht Insurance Agency Inc | 6006 Sw 18th St Ste B, Boca Raton, FL, 33433 | 45.6 | |
| Liberty Mutual | Nancy Ballesteros | 760 Nw 107th Avenue Ste 115, Miami, FL, 33172 | 9.7 |
Compare Rates for Coral Gables, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Miami-Dade County, FL | $242,800 | $1,364 | $1,060 | $1,830 | $770 |
| Coral Gables, FL | $750,400 | $1,478 | $1,150 | $1,980 | $830 |
| Key Biscayne, FL | $1,137,100 | $942 | $730 | $1,260 | $530 |
| Olympia Heights, FL | $288,200 | $2,303 | $1,800 | $3,090 | $1,290 |
| West Perrine, FL | $161,100 | $1,488 | $1,160 | $1,990 | $830 |
| Cutler Bay, FL | $235,000 | $1,330 | $1,040 | $1,780 | $740 |
| Westview, FL | $162,100 | $1,063 | $830 | $1,420 | $590 |
| Biscayne Park, FL | $392,200 | $2,898 | $2,260 | $3,880 | $1,620 |
| Hollywood, FL | $207,700 | $1,373 | $1,070 | $1,840 | $770 |
| Plantation, FL | $176,100 | $1,429 | $1,110 | $1,920 | $810 |
| Lazy Lake, FL | $1,062,500 | $625 | $490 | $840 | $350 |
| Lauderdale Lakes, FL | $101,600 | $1,011 | $790 | $1,350 | $560 |
Research Home Insurance Companies Reviews in Coral Gables, FL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: December 30, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
rate is 5. customer service has been very helpful when needed and responsive when conacted. USAA has always been communicative and helpful
Date: October 31, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I have a bare minimum policy that my landlord requires and its low premium with a somewhat high deductable but that is a risk i take because i dont anticipate having to ever use it.
Progressive Home Insurance Reviews
Date: August 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I have a very good premium, from what I know, to cover my house and all of my belongings.
Assurant Specialty Property Home Insurance Reviews
Date: July 26, 2019 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
The coverage offerings are comparable to other home insurance providers, and you, as a consumer, can pick the coverage options that meet your needs.
Safeco Insurance Home Insurance Reviews
Date: December 22, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I used an online quote service to compare my policy with other companies policies this year. The rate was comparable when I would try out different limits and deductibles.The price wasn't that much higher with any of the companies.
GEICO Home Insurance Reviews
Date: September 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
GEICO offers a wide spectrum of options for our homeowners insurance. I'm completely satisfied with the options I was presented with. We had the ability to choose from a variety of different coverage levels.