Gavop shows you how to buy homeowners insurance in Preble County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $93,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $122,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $113,500 | $100,000 | $75,000-$100,000 |
| 5 Bedroom | $189,500 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $558 |
| Superior Protection Discount | -$58 | $591 |
| Fire & Security Discount | -$58 | $591 |
| Hail Resistant Roof Discount | -$19 | $629 |
| Newly Constructed Home Discount | -$162 | $487 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Preble County | $1,000 | $641 | $1,641 | $466 | $1,466 | $175 |
| Preble County, OH | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Boston, IN | $500 | $806 | $1,306 | $586 | $1,086 | $220 |
| New Madison, OH | $2,000 | $543 | $2,543 | $395 | $2,395 | $149 |
| Lemon, OH | $300 | $635 | $935 | $461 | $761 | $174 |
| Four Bridges, OH | $1,500 | $1,134 | $2,634 | $824 | $2,324 | $310 |
| Cedar Grove, IN | $500 | $783 | $1,283 | $569 | $1,069 | $214 |
| Loveland Park, OH | $1,500 | $745 | $2,245 | $541 | $2,041 | $204 |
| Sunman, IN | $400 | $759 | $1,159 | $551 | $951 | $207 |
| St. Paris, OH | $700 | $618 | $1,318 | $449 | $1,149 | $169 |
| Knightstown, IN | $400 | $642 | $1,042 | $467 | $867 | $176 |
| Erlanger, KY | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
| Home Insurance Company Preble County, OH | Homeowners Insurance Agency Preble County, OH | Address | Popularity Score | Distance from Preble County (miles) |
|---|---|---|---|---|
| Allstate | Tiffany James | 841 W State St, Trenton, OH, 45067 | 20.0 | |
| Liberty Mutual Independent | Fey Insurance Services | 14 West Park Place, Oxford, OH, 45056 | 16.5 | |
| Allstate | Michael Steinke | 664 N Main St, Springboro, OH, 45066 | 24.8 | |
| State Farm | Steve Winn | 1313 N Barron St, Eaton, OH, 45320-1015 | 1.6 | |
| Farmers | Kerri Pfau | 31 E Locust St, Wilmington, OH, 45177 | 48.0 | |
| State Farm | Sandy Williams | 625 W National Rd, Englewood, OH, 45322-1162 | 20.0 | |
| State Farm | Jennifer Schaffer | 5216 Springboro Pike, Moraine, OH, 45439-2971 | 22.9 | |
| Allstate | Taylor And Assoc | 221 N Commerce St # 69, Lewisburg, OH, 45338 | 9.4 | |
| State Farm | Rick Verst | 5115 College Cor Pike, Oxford, OH, 45056-1003 | 16.4 | |
| Allstate | A M I Group | 157 Deer Trail Dr, Eaton, OH, 45320 | 0.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $1,020 | $530 |
| Preble County, OH | $116,900 | $649 | $460 | $900 | $440 |
| Preble County, OH | $116,900 | $649 | $470 | $900 | $430 |
| Boston, IN | $119,700 | $816 | $580 | $1,120 | $540 |
| New Madison, OH | $75,500 | $550 | $400 | $790 | $390 |
| Lemon, OH | $160,900 | $643 | $460 | $880 | $420 |
| Four Bridges, OH | $369,000 | $1,148 | $820 | $1,640 | $820 |
| Cedar Grove, IN | $112,500 | $793 | $580 | $1,100 | $520 |
| Loveland Park, OH | $155,400 | $754 | $510 | $1,030 | $520 |
| Sunman, IN | $105,100 | $768 | $560 | $1,060 | $500 |
| St. Paris, OH | $100,700 | $626 | $430 | $890 | $460 |
| Knightstown, IN | $74,600 | $650 | $450 | $900 | $450 |
| Erlanger, KY | $123,200 | $733 | $490 | $1,000 | $510 |