Gavop tells you how to get the best homeowners insurance in Barbourville, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $88,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $76,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $121,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $198,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $544 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$73 | $591 |
| Hail Resistant Roof Discount | -$20 | $644 |
| Newly Constructed Home Discount | -$139 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Knox County | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Barbourville, KY | $1,000 | $656 | $1,656 | $477 | $1,477 | $179 |
| Alva, KY | $700 | $424 | $1,124 | $308 | $1,008 | $116 |
| Mozelle, KY | $100 | $467 | $567 | $340 | $440 | $128 |
| Owsley County, KY | $700 | $597 | $1,297 | $434 | $1,134 | $163 |
| McKee, KY | $500 | $628 | $1,128 | $457 | $957 | $172 |
| Hancock County, TN | $700 | $664 | $1,364 | $482 | $1,182 | $181 |
| Huntsville, TN | $100 | $908 | $1,008 | $660 | $760 | $248 |
| Luttrell, TN | $1,500 | $817 | $2,317 | $594 | $2,094 | $223 |
| Lake City, TN | $200 | $736 | $936 | $535 | $735 | $201 |
| Bean Station, TN | $2,500 | $810 | $3,310 | $589 | $3,089 | $221 |
| Home Insurance Company Barbourville, KY | Homeowners Insurance Agency Barbourville, KY | Address | Popularity Score | Distance from Barbourville (miles) |
|---|---|---|---|---|
| Travelers | First Insurance Group | 2520 S Hwy 27, Somerset, KY, 42501 | 42.3 | |
| State Farm | Justin Mays | 1509 Us Highway 25 E, Middlesboro, KY, 40965-1862 | 19.6 | |
| State Farm | Phil Mcdonald | 1407 W 5th St, London, KY, 40741-1616 | 20.5 | |
| Travelers | First Insurance Group | 2520 S Highway 27, Somerset, KY, 42501 | 42.5 | |
| Allstate | Charles Cromer | 705 W Highway 80, Somerset, KY, 42503 | 43.9 | |
| State Farm | Chad Smallwood | 645 S Highway 27 Ste 6, Somerset, KY, 42501-3507 | 42.6 | |
| Allstate | Kelly Horseman | 312b Sallee St, Somerset, KY, 42501 | 42.5 | |
| Travelers | Mathis Insurance Agency Inc | 1340 S Hwy 27 Ste A, Somerset, KY, 42501 | 42.4 | |
| State Farm | Tom Blair | 515 Master St, Corbin, KY, 40701-1055 | 12.3 | |
| State Farm | Tom Shelton | 1260 S Highway 25 W, Williamsburg, KY, 40769-1690 | 17.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,260 | $610 |
| Knox County, KY | $76,900 | $663 | $470 | $920 | $450 |
| Barbourville, KY | $83,400 | $664 | $480 | $910 | $430 |
| Alva, KY | $31,700 | $429 | $310 | $600 | $290 |
| Mozelle, KY | $38,500 | $473 | $340 | $670 | $330 |
| Owsley County, KY | $70,000 | $605 | $440 | $860 | $420 |
| McKee, KY | $77,100 | $636 | $460 | $910 | $450 |
| Hancock County, TN | $83,500 | $672 | $460 | $930 | $470 |
| Huntsville, TN | $112,500 | $919 | $660 | $1,260 | $600 |
| Luttrell, TN | $89,500 | $827 | $550 | $1,170 | $620 |
| Lake City, TN | $72,000 | $745 | $540 | $1,050 | $510 |
| Bean Station, TN | $88,000 | $820 | $590 | $1,130 | $540 |