Gavop's guide to buying homeowners insurance in Chalmette, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chalmette, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Moreau St, Gallant Dr, Moss Ln, Bonita Dr, Delille St, Palmisano St, E St Jean Baptist St, Colonial Park Trailer Park, Jacob Dr, Hermitage Dr | $134,000 | $130,000 | $125,000-$150,000 | $105,000 | $90,000 | $100,000-$125,000 |
| Laplace St, Meraux Ln, Sally St, Buffon St, Charles Dr, Dauterive Ln, Missouri St, Ventura Dr, Lloyds Ave, Gladiators St | $138,500 | $130,000 | $150,000-$175,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Thornton Dr, Decomine St, E Moreau St, Cora Ann St, Queens Ct W, Ridgewood, Lisa St, E Casa Calvo St, Veronica St, Petite St | $142,500 | $130,000 | $100,000-$125,000 | $126,000 | $110,000 | $125,000-$150,000 |
| Bridgehead St, Octavia Dr, River Rd, Rose St, Jackson Blvd, Palmisano Blvd, Brigade Dr, Richelieu Ct, Rosetta Dr, E St Avide St | $169,000 | $160,000 | $150,000-$175,000 | $111,000 | $90,000 | $125,000-$150,000 |
| Jewel St, W Prosper St, W St Jean the Baptist St, Janssen St, Montesquieu St, W Josephine St, Alexander Pl, Calo St, Fisher St, Delille St | $182,500 | $160,000 | $200,000-$250,000 | $135,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $843 |
| Superior Protection Discount | -$99 | $893 |
| Fire & Security Discount | -$99 | $893 |
| Hail Resistant Roof Discount | -$20 | $972 |
| Newly Constructed Home Discount | -$258 | $734 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,513 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,054 |
| Home Insurance Company Chalmette, LA | Homeowners Insurance Agency Chalmette, LA | Address | Popularity Score | Distance from Chalmette (miles) |
|---|---|---|---|---|
| Allstate | Jessica Campbell | 2201 Barataria Blvd Ste C, Marrero, LA, 70072 | 9.6 | |
| State Farm | Cindi Meyer | 1002 W Judge Perez Dr, Chalmette, LA, 70043-4793 | 0.3 | |
| Travelers | Emery & James Ltd | 300 E Morris Ave, Hammond, LA, 70403 | 48.5 | |
| Allstate | John Riley | 8080 Crowder Blvd Ste E, New Orleans, LA, 70127 | 7.0 | |
| Travelers | Insurance Underwriters Ltd | 710 Brownswitch Rd Ste 6, Slidell, LA, 70548 | 28.3 | |
| State Farm | Wayne Leblanc | 4627 Wichers Dr, Marrero, LA, 70072-3020 | 8.7 | |
| State Farm | Sue Cambre | 915 Fifth Street, Gretna, LA, 70053-6003 | 6.3 | |
| State Farm | Josh Lorando | 4200 Canal St Ste C, New Orleans, LA, 70119-5986 | 8.5 | |
| State Farm | Manny Hidalgo | 3837 Macarthur Blvd, New Orleans, LA, 70114-6827 | 3.3 | |
| Allstate | Shaver-Robichaux | 4313 Hwy 1 #B, Raceland, LA, 70394 | 40.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| St. Bernard Parish, LA | $139,200 | $1,413 | $990 | $2,030 | $1,040 |
| Chalmette, LA | $141,300 | $992 | $690 | $1,430 | $740 |
| Elmwood, LA | $178,700 | $1,815 | $1,270 | $2,610 | $1,340 |
| Kenner, LA | $170,900 | $1,357 | $950 | $1,950 | $1,000 |
| Eden Isle, LA | $296,700 | $1,108 | $780 | $1,600 | $820 |
| Hahnville, LA | $187,000 | $1,856 | $1,300 | $2,670 | $1,370 |
| Bayou Gauche, LA | $227,200 | $2,009 | $1,410 | $2,890 | $1,480 |
| Abita Springs, LA | $193,800 | $1,887 | $1,320 | $2,720 | $1,400 |
| Golden Meadow, LA | $90,800 | $1,125 | $790 | $1,620 | $830 |
| Lutcher, LA | $126,000 | $1,466 | $1,030 | $2,110 | $1,080 |
| Folsom, LA | $168,400 | $1,760 | $1,230 | $2,530 | $1,300 |