Gavop's guide to buying homeowners insurance in Milford, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Milford, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Stoudt Rd, John Fries Hwy, Mill Hill Rd, W Zion Hill Rd, Grant Rd, Hieter Rd, Nursery Rd, State Rte 663, Possum Hollow Rd, Gateway Dr | $185,500 | $170,000 | $150,000-$175,000 | $423,500 | $390,000 | $400,000-$500,000 |
| Erdman Rd, Miller Rd, Rohrbach Rd, Keiper Rd, Koons Rd, Angstadt Rd, Emerald Ln, Starr Rd, Daniel's Way, Sanibel Ct | $253,000 | $230,000 | $200,000-$250,000 | $348,000 | $320,000 | $300,000-$350,000 |
| Kumry Rd, Old Woods Rd, Emerson Dr, Annette Dr, Commerce Dr, Spinnerstown Rd, Canary Rd, Gable Ln, Witchazel Dr, N Vassar Dr | $154,000 | $140,000 | $125,000-$150,000 | $390,000 | $340,000 | $400,000-$500,000 |
| Marshall Dr, Dahl Rd, Doerr Rd, Trolley Bridge Rd, Milford Ave, Hunters Horn, Alamingo Dr, Upper Ridge Rd, Old Bethlehem Pike, Rohrbach Ln | $304,500 | $250,000 | $300,000-$350,000 | $207,500 | $180,000 | $200,000-$250,000 |
| Strong Rd, W Creamery Rd, Swamp Creek Rd, Eberhardt Rd, Hillcrest Rd, Old Plains Rd, Geryville Pike, Tamanend Dr, Weisel Rd, Howarth Dr | $211,500 | $180,000 | $175,000-$200,000 | $437,500 | $360,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $666 |
| Superior Protection Discount | -$72 | $730 |
| Fire & Security Discount | -$88 | $714 |
| Hail Resistant Roof Discount | -$16 | $786 |
| Newly Constructed Home Discount | -$217 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bucks County | $700 | $988 | $1,688 | $718 | $1,418 | $270 |
| Milford, PA | $2,500 | $793 | $3,293 | $576 | $3,076 | $217 |
| Salford, PA | $500 | $1,091 | $1,591 | $793 | $1,293 | $298 |
| Breinigsville, PA | $1,500 | $992 | $2,492 | $721 | $2,221 | $271 |
| Hyde Park, PA | $400 | $619 | $1,019 | $450 | $850 | $169 |
| Uwchlan, PA | $1,000 | $857 | $1,857 | $623 | $1,623 | $234 |
| Hainesburg, NJ | $200 | $1,140 | $1,340 | $829 | $1,029 | $312 |
| Oaklyn, NJ | $2,500 | $812 | $3,312 | $590 | $3,090 | $222 |
| Smithfield, PA | $400 | $631 | $1,031 | $458 | $858 | $172 |
| Mechanicsville, PA | $700 | $532 | $1,232 | $386 | $1,086 | $145 |
| Evesham, NJ | $300 | $835 | $1,135 | $607 | $907 | $228 |
| Middlesex, NJ | $1,000 | $851 | $1,851 | $619 | $1,619 | $233 |
| Home Insurance Company Milford, PA | Homeowners Insurance Agency Milford, PA | Address | Popularity Score | Distance from Milford (miles) |
|---|---|---|---|---|
| Nationwide | Linda Krisko Insurance & Financial Products | 1422 W Hamilton St, Allentown, PA, 18102-4225 | 12.1 | |
| Allstate | Peter De Maio | 528 Burmont Rd, Drexel Hill, PA, 19026 | 34.0 | |
| State Farm | Michael Groves | 1320 Dekalb Pike, Blue Bell, PA, 19422-1830 | 19.8 | |
| Travelers | Franconia Insurance & Financial Services | 199 Telford Pike, Telford, PA, 18969 | 8.7 | |
| Nationwide | Tim Long Insurance | 410 W State St, Mertztown, PA, 19539-9600 | 16.8 | |
| Nationwide | Wenhold Insurance Agency Llc | 411 Harleysville Pike, Souderton, PA, 18964-2142 | 9.0 | |
| Travelers | Laplaca Insurance Inc | 800 E Main St Ste B, Lansdale, PA, 19446 | 15.9 | |
| Allstate | Stephanie Stranieri | 6 Township Line Rd, Elkins Park, PA, 19027 | 30.1 | |
| Travelers | Coleman Insurance Agency | Rt 209, Gilbert, PA, 18331 | 33.4 | |
| Travelers | Steely & Smith Llc | 3662 Route 202, Doylestown, PA, 18902 | 18.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,030 | $490 |
| Bucks County, PA | $315,700 | $1,000 | $670 | $1,380 | $710 |
| Milford, PA | $280,000 | $802 | $580 | $1,100 | $520 |
| Salford, PA | $337,600 | $1,104 | $760 | $1,530 | $770 |
| Breinigsville, PA | $300,800 | $1,004 | $710 | $1,400 | $690 |
| Hyde Park, PA | $113,500 | $627 | $430 | $900 | $470 |
| Uwchlan, PA | $371,900 | $867 | $600 | $1,240 | $640 |
| Hainesburg, NJ | $353,100 | $1,154 | $800 | $1,630 | $830 |
| Oaklyn, NJ | $183,600 | $822 | $550 | $1,170 | $620 |
| Smithfield, PA | $178,600 | $638 | $430 | $910 | $480 |
| Mechanicsville, PA | $78,600 | $538 | $360 | $770 | $410 |
| Evesham, NJ | $282,900 | $845 | $570 | $1,190 | $620 |
| Middlesex, NJ | $293,700 | $862 | $620 | $1,220 | $600 |