Gavop tells you how to get the best homeowners insurance in Kanabec County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $110,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $183,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $149,000 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $235,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $718 |
| Superior Protection Discount | -$84 | $760 |
| Fire & Security Discount | -$76 | $768 |
| Hail Resistant Roof Discount | -$25 | $819 |
| Newly Constructed Home Discount | -$203 | $642 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kanabec County | $2,500 | $834 | $3,334 | $606 | $3,106 | $228 |
| Kanabec County, MN | $1,500 | $834 | $2,334 | $606 | $2,106 | $228 |
| Hay Brook, MN | $500 | $882 | $1,382 | $641 | $1,141 | $241 |
| Lewis, MN | $2,000 | $1,234 | $3,234 | $897 | $2,897 | $337 |
| South Fork, MN | $400 | $1,129 | $1,529 | $821 | $1,221 | $309 |
| Dailey, MN | $1,500 | $905 | $2,405 | $658 | $2,158 | $247 |
| Rushseba, MN | $500 | $1,178 | $1,678 | $856 | $1,356 | $322 |
| Silver, MN | $700 | $1,020 | $1,720 | $741 | $1,441 | $279 |
| Nowthen, MN | $200 | $1,418 | $1,618 | $1,030 | $1,230 | $387 |
| Eureka, WI | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Belle Prairie, MN | $300 | $1,151 | $1,451 | $836 | $1,136 | $315 |
| Sartell, MN | $2,000 | $806 | $2,806 | $586 | $2,586 | $220 |
| Home Insurance Company Kanabec County, MN | Homeowners Insurance Agency Kanabec County, MN | Address | Popularity Score | Distance from Kanabec County (miles) |
|---|---|---|---|---|
| Travelers | Carney Insurance Services | 944 Lake St S, Forest Lake, MN, 55025 | 49.3 | |
| Farmers | Brock Tatge | 312 Main St Nw, Elk River, MN, 55330 | 46.3 | |
| Travelers | Carney Insurance Services | 944 Lake St South Forest Lake, Forest Lake, MN, 55025 | 49.2 | |
| Travelers | Mahowald Insurance Agency | 916 W Saint Germain St, Saint Cloud, MN, 56301 | 49.7 | |
| Liberty Mutual Independent | Stein Insurance Agency Inc | 12800 Lake Blvd, Lindstrom, MN, 55045 | 44.3 | |
| State Farm | Michael Omalley | 12815 Lake Blvd, Lindstrom, MN, 55045-9345 | 44.3 | |
| Travelers | Insurance Brokers Of Mn | 1545 1st Avd E, Cambridge, MN, 55008 | 26.3 | |
| State Farm | Dan Johnson | 128 South Union Street, Mora, MN, 55051-1541 | 5.0 | |
| State Farm | Bruce Johnson | 568 Lake St S, Forest Lake, MN, 55025-2609 | 49.0 | |
| State Farm | Beth Riebel | 7962 Sunwood Dr Nw Ste 500, Ramsey, MN, 55303-5175 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $800 | $1,700 | $900 |
| Kanabec County, MN | $147,200 | $844 | $600 | $1,170 | $570 |
| Kanabec County, MN | $147,200 | $844 | $620 | $1,160 | $540 |
| Hay Brook, MN | $121,900 | $893 | $640 | $1,240 | $600 |
| Lewis, MN | $218,800 | $1,249 | $860 | $1,790 | $930 |
| South Fork, MN | $184,600 | $1,143 | $790 | $1,630 | $840 |
| Dailey, MN | $126,600 | $916 | $660 | $1,260 | $600 |
| Rushseba, MN | $199,600 | $1,192 | $810 | $1,640 | $830 |
| Silver, MN | $153,900 | $1,032 | $710 | $1,480 | $770 |
| Nowthen, MN | $284,800 | $1,435 | $960 | $2,040 | $1,080 |
| Eureka, WI | $173,900 | $693 | $500 | $950 | $450 |
| Belle Prairie, MN | $191,300 | $1,165 | $850 | $1,670 | $820 |
| Sartell, MN | $186,200 | $816 | $560 | $1,170 | $610 |