Gavop's guide to buying homeowners insurance in Skidaway Island, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $134,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $309,500 | $270,000 | $300,000-$350,000 |
| 3 Bedroom | $405,500 | $340,000 | $300,000-$350,000 |
| 4 Bedroom | $562,000 | $520,000 | $600,000-$700,000 |
| 5 Bedroom | $570,500 | $500,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$101 | $1,018 |
| Home and Two Car | -$179 | $940 |
| Home and Three Car | -$268 | $850 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chatham County | $1,000 | $989 | $1,989 | $718 | $1,718 | $270 |
| Skidaway Island, GA | $700 | $1,105 | $1,805 | $803 | $1,503 | $302 |
| Thunderbolt, GA | $500 | $1,069 | $1,569 | $777 | $1,277 | $292 |
| Garden City, GA | $700 | $707 | $1,407 | $514 | $1,214 | $193 |
| Pooler, GA | $400 | $811 | $1,211 | $590 | $990 | $222 |
| Bryan County, GA | $2,000 | $1,050 | $3,050 | $763 | $2,763 | $287 |
| Riceboro, GA | $300 | $647 | $947 | $470 | $770 | $177 |
| Guyton, GA | $700 | $902 | $1,602 | $656 | $1,356 | $247 |
| Jasper County, SC | $300 | $737 | $1,037 | $536 | $836 | $201 |
| Townsend, GA | $1,000 | $978 | $1,978 | $711 | $1,711 | $267 |
| Gumbranch, GA | $400 | $972 | $1,372 | $707 | $1,107 | $266 |
| Oliver, GA | $2,500 | $504 | $3,004 | $366 | $2,866 | $138 |
| Home Insurance Company Skidaway Island, GA | Homeowners Insurance Agency Skidaway Island, GA | Address | Popularity Score | Distance from Skidaway Island (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Seacrest Partners Inc | 1001 Whitaker Street, Savannah, GA, 31401 | 9.3 | |
| State Farm | Sam Sharpe | 9100 White Bluff Rd Ste 102, Savannah, GA, 31406-4673 | 6.1 | |
| Nationwide | Kingery & Company | 7505 Waters Ave Ste D-6, Savannah, GA, 31406-3818 | 5.6 | |
| Travelers | Dewitt Insurance | 5877 Hwy 21 South, Rincon, GA, 31326 | 24.3 | |
| Allstate | Mickey Rountree | 5859 Abercorn St Ste 1, Savannah, GA, 31405 | 6.9 | |
| Liberty Mutual Independent | Remer Lane Insurance | 8401 Waters Ave, Savannah, GA, 31406 | 5.2 | |
| Travelers | Lee Hill & Rowe Insurors | 7031 Hodgson Memorial Dr, Savannah, GA, 31406 | 6.2 | |
| State Farm | Erica Herndon | 3228 Skidaway Rd, Savannah, GA, 31404-4961 | 6.8 | |
| Liberty Mutual Independent | Remer Lane Insurance | 8401 Waters Ave, Savannah, GA, 31406 | 5.3 | |
| State Farm | Lynn Walker | 6710 Johnny Mercer Blvd, Savannah, GA, 31410-0400 | 7.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,400 | $720 |
| Chatham County, GA | $177,900 | $1,001 | $670 | $1,420 | $750 |
| Skidaway Island, GA | $474,200 | $1,118 | $790 | $1,540 | $750 |
| Thunderbolt, GA | $179,800 | $1,082 | $720 | $1,550 | $830 |
| Garden City, GA | $120,200 | $716 | $520 | $1,010 | $490 |
| Pooler, GA | $206,200 | $821 | $600 | $1,130 | $530 |
| Bryan County, GA | $201,700 | $1,063 | $720 | $1,520 | $800 |
| Riceboro, GA | $84,900 | $655 | $470 | $900 | $430 |
| Guyton, GA | $133,300 | $913 | $610 | $1,260 | $650 |
| Jasper County, SC | $130,700 | $746 | $530 | $1,070 | $540 |
| Townsend, GA | $152,400 | $990 | $680 | $1,410 | $730 |
| Gumbranch, GA | $150,800 | $984 | $710 | $1,350 | $640 |
| Oliver, GA | $64,000 | $510 | $370 | $700 | $330 |