Gavop shows you how to buy homeowners insurance in Lincoln County, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $79,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $133,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $160,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $121,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$232 | $988 |
| Superior Protection Discount | -$110 | $1,110 |
| Fire & Security Discount | -$110 | $1,110 |
| Hail Resistant Roof Discount | -$24 | $1,196 |
| Newly Constructed Home Discount | -$256 | $964 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lincoln County | $1,500 | $1,206 | $2,706 | $876 | $2,376 | $329 |
| Lincoln County, OK | $2,000 | $1,206 | $3,206 | $876 | $2,876 | $329 |
| Davenport, OK | $100 | $891 | $991 | $648 | $748 | $244 |
| Choctaw, OK | $2,000 | $956 | $2,956 | $695 | $2,695 | $261 |
| IXL, OK | $100 | $892 | $992 | $648 | $748 | $244 |
| Creek County, OK | $2,500 | $1,229 | $3,729 | $893 | $3,393 | $336 |
| Oklahoma City, OK | $300 | $933 | $1,233 | $678 | $978 | $255 |
| Terlton, OK | $2,000 | $1,063 | $3,063 | $773 | $2,773 | $291 |
| Cleveland, OK | $500 | $836 | $1,336 | $607 | $1,107 | $228 |
| East Cleveland, OK | $1,500 | $1,538 | $3,038 | $1,118 | $2,618 | $420 |
| Westport, OK | $100 | $1,748 | $1,848 | $1,270 | $1,370 | $478 |
| Mounds, OK | $700 | $1,150 | $1,850 | $836 | $1,536 | $314 |
| Home Insurance Company Lincoln County, OK | Homeowners Insurance Agency Lincoln County, OK | Address | Popularity Score | Distance from Lincoln County (miles) |
|---|---|---|---|---|
| Travelers | Chad Cobble Insurance Agency | 227 S Broadway, Moore, OK, 73160 | 42.5 | |
| Farmers | Nerissa Berry | 4308 N Meridian Ave, Oklahoma City, OK, 73112 | 42.6 | |
| Allstate | Jessica P Max | 123 N Broadway St, Moore, OK, 73160 | 42.4 | |
| State Farm | Gary Unruh | 4639 N Macarthur Blvd, Warr Acres, OK, 73122-5009 | 43.4 | |
| Allstate | Randy Scott | 7902 N May Ave, Oklahoma City, OK, 73120 | 39.9 | |
| State Farm | Mary Thompson | 16504 N Pennsylvania Ave, Edmond, OK, 73012-9010 | 37.9 | |
| Allstate | Stephen Mckinley | 10601 S May Ave, Oklahoma City, OK, 73170 | 45.2 | |
| Travelers | Main Street Insurance Agency Llc | 319 S Main St, Sapulpa, OK, 74066 | 47.6 | |
| Farmers | Michael Wiley | 1700 S Boulevard Ste B, Edmond, OK, 73013 | 34.1 | |
| Farmers | Michael Gaddis | 6612 N Western Ave, Oklahoma City, OK, 73116 | 38.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,060 | $2,100 | $1,040 |
| Lincoln County, OK | $103,400 | $1,220 | $870 | $1,730 | $860 |
| Lincoln County, OK | $103,400 | $1,220 | $820 | $1,730 | $910 |
| Davenport, OK | $56,600 | $902 | $600 | $1,250 | $650 |
| Choctaw, OK | $166,000 | $968 | $710 | $1,330 | $620 |
| IXL, OK | $56,700 | $903 | $610 | $1,250 | $640 |
| Creek County, OK | $112,100 | $1,244 | $830 | $1,700 | $870 |
| Oklahoma City, OK | $148,500 | $944 | $630 | $1,310 | $680 |
| Terlton, OK | $75,700 | $1,076 | $740 | $1,480 | $740 |
| Cleveland, OK | $88,800 | $846 | $580 | $1,190 | $610 |
| East Cleveland, OK | $134,900 | $1,557 | $1,070 | $2,210 | $1,140 |
| Westport, OK | $164,900 | $1,769 | $1,200 | $2,420 | $1,220 |
| Mounds, OK | $85,700 | $1,164 | $850 | $1,620 | $770 |