Gavop's guide to buying homeowners insurance in Obion County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$190 | $603 |
| 30 year old | +$12 | $805 |
| 40 year old | +$21 | $814 |
| 50 year old | +$30 | $824 |
| Above 50 year old | +$38 | $832 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $659 |
| Superior Protection Discount | -$79 | $714 |
| Fire & Security Discount | -$87 | $706 |
| Hail Resistant Roof Discount | -$24 | $770 |
| Newly Constructed Home Discount | -$206 | $587 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Obion County | $1,500 | $784 | $2,284 | $570 | $2,070 | $214 |
| Obion County, TN | $2,000 | $784 | $2,784 | $570 | $2,570 | $214 |
| Troy, TN | $400 | $805 | $1,205 | $585 | $985 | $220 |
| Ridgely, TN | $2,000 | $722 | $2,722 | $525 | $2,525 | $197 |
| Le Sieur, MO | $500 | $808 | $1,308 | $587 | $1,087 | $221 |
| Gibson County, TN | $2,500 | $814 | $3,314 | $591 | $3,091 | $222 |
| Lilbourn, MO | $100 | $730 | $830 | $531 | $631 | $200 |
| Gibson, TN | $2,500 | $815 | $3,315 | $592 | $3,092 | $223 |
| Wyatt, MO | $200 | $670 | $870 | $487 | $687 | $183 |
| Gideon, MO | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| Sikeston, MO | $100 | $814 | $914 | $592 | $692 | $222 |
| Clarkton, MO | $1,500 | $641 | $2,141 | $466 | $1,966 | $175 |
| Home Insurance Company Obion County, TN | Homeowners Insurance Agency Obion County, TN | Address | Popularity Score | Distance from Obion County (miles) |
|---|---|---|---|---|
| Erie | Brundige & Moore Insurance | 208 Main Street, Martin, TN, 38237 | 16.8 | |
| State Farm | Chris Williams | 602 S 1st St, Union City, TN, 38261-4829 | 6.8 | |
| Travelers | Hinson Insurance | 470 Mall Blvd Suite B, Dyersburg, TN, 38024 | 24.2 | |
| Liberty Mutual Independent | Bradshaw & Company Insurors | 421 W Court St, Dyersburg, TN, 38024 | 26.1 | |
| Liberty Mutual Independent | Tigrett & Pennington Inc | 300 Jere Ford Memorial Hwy , Dyersburg, TN, 38024 | 26.9 | |
| Erie | Joe Gomez Agency | 2797 N Highland Avenue, Jackson, TN, 38305 | 49.8 | |
| State Farm | Chad Hart | 620 Us Hwy 51 Byp E, Dyersburg, TN, 38024-2153 | 24.5 | |
| Farmers | Pat Woods | 206 N Poplar St, Paris, TN, 38242 | 46.2 | |
| State Farm | Phyllis Edwards | 1705 W Reelfoot Ave, Union City, TN, 38261-5569 | 5.5 | |
| Erie | King & Associates Insurance Llc | 413 Perkins Street, Union City, TN, 38261 | 6.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,470 | $750 |
| Obion County, TN | $87,600 | $793 | $550 | $1,130 | $580 |
| Obion County, TN | $87,600 | $793 | $540 | $1,090 | $550 |
| Troy, TN | $86,900 | $815 | $560 | $1,170 | $610 |
| Ridgely, TN | $69,100 | $731 | $500 | $1,030 | $530 |
| Le Sieur, MO | $67,000 | $818 | $550 | $1,120 | $570 |
| Gibson County, TN | $94,800 | $824 | $600 | $1,160 | $560 |
| Lilbourn, MO | $49,600 | $739 | $500 | $1,030 | $530 |
| Gibson, TN | $89,100 | $825 | $550 | $1,170 | $620 |
| Wyatt, MO | $37,500 | $678 | $470 | $940 | $470 |
| Gideon, MO | $44,200 | $712 | $480 | $1,010 | $530 |
| Sikeston, MO | $110,500 | $824 | $570 | $1,160 | $590 |
| Clarkton, MO | $32,000 | $649 | $470 | $900 | $430 |