Gavop shows you how to buy homeowners insurance in Walkersville, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $107,500 | $90,000 | $75,000-$100,000 |
2 Bedroom | $299,500 | $260,000 | $350,000-$400,000 |
3 Bedroom | $207,000 | $190,000 | $200,000-$250,000 |
4 Bedroom | $419,000 | $390,000 | $400,000-$500,000 |
5 Bedroom | $362,500 | $330,000 | $300,000-$350,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$141 | $688 |
Superior Protection Discount | -$75 | $754 |
Fire & Security Discount | -$66 | $763 |
Hail Resistant Roof Discount | -$17 | $812 |
Newly Constructed Home Discount | -$207 | $622 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $5,733 |
Physical Damage | $2,464 |
Hail Damage | $4,948 |
Wind Damage | $6,051 |
Expensive Claims | |
Fire | $42,442 |
Smoke | $16,887 |
Home Insurance Company Walkersville, MD | Homeowners Insurance Agency Walkersville, MD | Address | Popularity Score | Distance from Walkersville (miles) |
---|---|---|---|---|
State Farm | Patrick Cloyd | 1406b Crain Hwy S Ste 201, Glen Burnie, MD, 21061-4336 | 45.1 | |
Liberty Mutual Independent | Herman E Wealcatch Inc | 37 Walker Ave Ste 200, Baltimore, MD, 21208 | 34.7 | |
State Farm | Lee Talbot | 170 Ritchie Hwy, Severna Park, MD, 21146-1134 | 50.0 | |
Travelers | De Lauder Insurance Agency | 5300 Westview Dr Ste 304, Frederick, MD, 21703 | 7.7 | |
Travelers | De Lauder Insurance Agency | 5300 Westview Drive Suite 304, Frederick, MD, 21703 | 7.7 | |
State Farm | Jim Kearney | 9899 Main St Ste 201b, Damascus, MD, 20872-2039 | 15.6 | |
Nationwide | Warner Insurance & Financial Services Inc | 7310 Grove Rd Ste 107, Frederick, MD, 21704 | 7.1 | |
Allstate | Steve Blair | 7310 Grove Rd Ste 111, Frederick, MD, 21704 | 7.1 | |
State Farm | Dan Hall | 816 Virginia Ave, Hagerstown, MD, 21740-6256 | 22.7 | |
State Farm | Connie Davis | 5010 Buckeystown Pike Ste 116, Frederick, MD, 21704-8340 | 8.2 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
Frederick County, MD | $315,400 | $982 | $780 | $1,240 | $460 |
Walkersville, MD | $287,500 | $829 | $650 | $1,040 | $390 |
Ballenger Creek, MD | $240,900 | $745 | $590 | $940 | $350 |
Point of Rocks, MD | $341,500 | $1,129 | $890 | $1,420 | $530 |
Countryside, VA | $379,800 | $810 | $560 | $1,160 | $600 |
Oxford, PA | $173,400 | $698 | $510 | $1,000 | $490 |
Glen Rock, PA | $167,900 | $740 | $500 | $1,030 | $530 |
Timonium, MD | $360,900 | $845 | $670 | $1,070 | $400 |
Edmonston, MD | $215,600 | $839 | $660 | $1,060 | $400 |
Parkville, MD | $195,700 | $779 | $620 | $980 | $360 |
Fairfax Station, VA | $654,600 | $1,076 | $760 | $1,470 | $710 |
Yorkshire, VA | $267,100 | $811 | $580 | $1,120 | $540 |