How Can I Make My Franklin, TN Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Franklin, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Franklin, TN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $71,500 $60,000 $50,000-$75,000
2 Bedroom $250,500 $220,000 $200,000-$250,000
3 Bedroom $196,000 $180,000 $200,000-$250,000
4 Bedroom $327,500 $300,000 $300,000-$350,000
5 Bedroom $606,000 $540,000 $600,000-$700,000

Estimate your Savings with Home Insurance Discounts in Franklin, TN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$199 $1,224
Superior Protection Discount -$128 $1,295
Fire & Security Discount -$114 $1,309
Hail Resistant Roof Discount -$43 $1,380
Newly Constructed Home Discount -$384 $1,039

Choose your Franklin, TN Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,914
Physical Damage $2,488
Hail Damage $4,853
Wind Damage $6,051
Expensive Claims
Fire $42,442
Smoke $16,051

Identify Top Home Insurance Agents near Franklin, TN | Back to Top

Home Insurance Company Franklin, TN Homeowners Insurance Agency Franklin, TN Address Popularity Score Distance from Franklin (miles)
State Farm Caroline Pistole 4115 Mallory Ln Ste 100, Franklin, TN, 37067-2906
1.7
Erie Raymond Preston And Reed Llc 6 Cadillac Drive Suite 290, Brentwood, TN, 37027
8.4
Travelers Bush Insurance & Financial Services Inc 278 Seaboard Ln Ste 10, Franklin, TN, 37067
2.5
Liberty Mutual Independent Battle Page Insurance Agency 145 Se Parkway Suite 190, Franklin, TN, 37064
2.1
Liberty Mutual Independent Coker Wolfe & Associates Inc 114 Canfield Place Suite B-3, Hendersonville, TN, 37075
29.5
Nationwide The Photivihok Agency Inc 104 East Park Dr Ste 104, Brentwood, TN, 37027
8.6
State Farm Jason Sebastian 1614 Lee Victory Pkwy, Smyrna, TN, 37167-6529
18.3
Travelers Insurance Group 841 Wren Rd Unit 7, Goodlettsville, TN, 37072
27.3
Farmers Edward Reisinger 256 Seaboard Ln Ste B106, Franklin, TN, 37067
2.7
Farmers David Yates 1881 General George Patton Dr Ste 103, Franklin, TN, 37067
2.8

Compare Rates for Franklin, TN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Tennessee $151,700 $1,044 $710 $1,490 $780
Williamson County, TN $388,400 $1,528 $1,090 $2,170 $1,080
Franklin, TN $362,300 $1,423 $980 $1,980 $1,000
Eagleville, TN $148,500 $1,035 $700 $1,460 $760
Columbia, TN $126,000 $927 $670 $1,330 $660
Unionville, TN $135,500 $996 $730 $1,410 $680
Walterhill, TN $167,900 $1,086 $730 $1,550 $820
Hendersonville, TN $228,900 $1,136 $760 $1,570 $810
Mount Pleasant, TN $98,900 $866 $620 $1,190 $570
Dickson, TN $138,600 $845 $620 $1,210 $590
Coopertown, TN $192,600 $1,144 $770 $1,590 $820
Wilson County, TN $227,100 $1,132 $780 $1,610 $830
Auburntown, TN $124,200 $960 $680 $1,330 $650

Research Home Insurance Companies Reviews in Franklin, TN Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 17, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
We felt that our insurance was reasonably priced and would meet our needs. Sadly, the one time we needed to use it, it did not cover the full expense of the repair, only a half of it.


Date: November 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Whenever I call my local agent they are always able to answer my questions and I have never had a problem when I contact them about something.

Liberty Mutual Home Insurance Reviews

Date: August 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
The approach was good and even more secure than others. Overall it was good enough.

American Home Shield Home Insurance Reviews

Date: July 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have never made any comparisons; therefor a rating of 3 -- right down the middle. (very difficult to reach 20 words rating a company that I have never had to make a claim to.


Travelers Home Insurance Reviews

Date: November 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I give Travelers a 5. They are great and their employees are great. Everyone is very helpful and friendly. They definitely get a 5.

8 Ways to Get Discounts on Homeowners Insurance in Franklin, TN

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